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Personal Loans

When a credit card is not an option but you need a credit and you need it fast, then consider getting a personal loan. Nowadays you can apply for a personal loan online and get approved in less than 24 hours. Once approved, most lenders will give you access to the funds within a couple of days. There is no need to have a perfect credit to get a loan. You can be approved with bad credit and even if you have no credit at all. The purpose of a loan can be different: from bill consolidation to medical expenses.
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BadCreditLoans.com Credit Recommended: Any

LOAN AMOUNT:

Minimum: See Terms
Maximum: $2,500

REQUIREMENTS:

Minimum Credit Score: See Terms
Minimum Age: 18
Minimum Income Required: See Terms
Checking Account Required: Yes
Minimum: See Terms
Maximum: $2,500
Minimum Credit Score: See Terms
Minimum Age: 18
Minimum Income Required: See Terms
Checking Account Required: Yes

BadCreditLoans.com Credit Recommended: Any

Details:

Up to $2,500 deposited to your bank accountGet funds as soon as tomorrowFast, Safe, and Convenient - all online!

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zippyloan Credit Recommended: Any

LOAN AMOUNT:

Minimum: $100
Maximum: $15,000

REQUIREMENTS:

Minimum Credit Score: No Credit Check
Minimum Age: See Terms
Minimum Income Required: See Terms
Checking Account Required: No
Minimum: $100
Maximum: $15,000
Minimum Credit Score: No Credit Check
Minimum Age: See Terms
Minimum Income Required: See Terms
Checking Account Required: No

zippyloan Credit Recommended: Any

Details:

Fast, Real-Time Approvals.Funds Directly Deposited.All Credit Types Accepted.

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SignatureLoan.com Credit Recommended: Fair (550 or more)*

LOAN AMOUNT:

Minimum: $1,000
Maximum: $35,000

REQUIREMENTS:

Minimum Credit Score: See Terms
Minimum Age: 18
Minimum Income Required: $1,100
Checking Account Required: Yes
Minimum: $1,000
Maximum: $35,000
Minimum Credit Score: See Terms
Minimum Age: 18
Minimum Income Required: $1,100
Checking Account Required: Yes

SignatureLoan.com Credit Recommended: Fair (550 or more)*

Details:

Simple formUp to $35kAny loan reason

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First Premier Lending Credit Recommended: Bad

LOAN AMOUNT:

Minimum: $100
Maximum: $1,000

REQUIREMENTS:

Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: $800
Checking Account Required: Yes
Minimum: $100
Maximum: $1,000
Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: $800
Checking Account Required: Yes

First Premier Lending Credit Recommended: Bad

Details:

No Credit Required.100% Online.Safe and Secure.

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Prism Loans Credit Recommended: Fair (620 or more)*

LOAN AMOUNT:

Minimum: $100
Maximum: $10,000

REQUIREMENTS:

Minimum Credit Score: 620
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes
Minimum: $100
Maximum: $10,000
Minimum Credit Score: 620
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes

Prism Loans Credit Recommended: Fair (620 or more)*

Details:

Repay over 24 monthsGet Your Funds FastCompetitive APR Show More
Safe & Secure
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Next Payday Advance Credit Recommended: Any

LOAN AMOUNT:

Minimum: $300
Maximum: $1,000

REQUIREMENTS:

Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: See Terms
Checking Account Required: Yes
Minimum: $300
Maximum: $1,000
Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: See Terms
Checking Account Required: Yes

Next Payday Advance Credit Recommended: Any

Details:

Apply online using our 100% secure 3-step application. No faxing required.4 out of 5 applications are approved.Once approved your loan is deposited into your bank account overnight!

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PersonalLoans.com Credit Recommended: Any

LOAN AMOUNT:

Minimum: $1,000
Maximum: $35,000

REQUIREMENTS:

Minimum Credit Score: 580
Minimum Age: 18
Minimum Income Required: $2,000
Checking Account Required: Yes
Minimum: $1,000
Maximum: $35,000
Minimum Credit Score: 580
Minimum Age: 18
Minimum Income Required: $2,000
Checking Account Required: Yes

PersonalLoans.com Credit Recommended: Any

Details:

Personal Loans up to $35,000.Choose Your Loan Amount Below to Start.It′s Easy To Get a Loan.

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CashAdvance.com Credit Recommended: Bad

LOAN AMOUNT:

Minimum: $100
Maximum: $1,000

REQUIREMENTS:

Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: $1,000
Checking Account Required: Yes
Minimum: $100
Maximum: $1,000
Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: $1,000
Checking Account Required: Yes

CashAdvance.com Credit Recommended: Bad

Details:

100% Secure.Highest Click Through Rates.$100 per lead payout. Show More
High Conversion Rates and EPC.Mobile and Tablet Supported.24/7 Publisher Support.
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Kabbage Credit Recommended: Bad/No

LOAN AMOUNT:

Minimum: $2,000
Maximum: $100,000

REQUIREMENTS:

Minimum Credit Score: No Credit Check
Minimum Age: See Terms
Minimum Income Required: See Terms
Checking Account Required: No
Minimum: $2,000
Maximum: $100,000
Minimum Credit Score: No Credit Check
Minimum Age: See Terms
Minimum Income Required: See Terms
Checking Account Required: No

Kabbage Credit Recommended: Bad/No

Details:

Small business funding with working capital lines from $2,000-$100,000 in minutes.Direct deposit into a bank or PayPal account.Friendly, dedicated service support representatives. Show More
Straightforward solutions for obtaining working capital with no hidden costs.Automated approval: No Forms, No lengthy Forms.Online application with an answer in minutes.Free to sign up. Free to have the security of a working capital line of credit behind your business.No fees or charge until you take cash.
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NetCredit.com Credit Recommended: Perfect Credit Not Required

LOAN AMOUNT:

Minimum: $1,000
Maximum: $10,000

REQUIREMENTS:

Minimum Credit Score: 550
Minimum Age: 18
Minimum Income Required: See Terms
Checking Account Required: Yes
Minimum: $1,000
Maximum: $10,000
Minimum Credit Score: 550
Minimum Age: 18
Minimum Income Required: See Terms
Checking Account Required: Yes

NetCredit.com Credit Recommended: Perfect Credit Not Required

Details:

Borrow up to $1,000 - $10,000 Today.Qualify for our lowest rate possible.Check your eligibility without affecting your FICO® score.

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LendUp Credit Recommended: Any Credit Welcome

LOAN AMOUNT:

Minimum: $100
Maximum: $250

REQUIREMENTS:

Minimum Credit Score: See Terms
Minimum Age: See Terms
Minimum Income Required: See Terms
Checking Account Required: No
Minimum: $100
Maximum: $250
Minimum Credit Score: See Terms
Minimum Age: See Terms
Minimum Income Required: See Terms
Checking Account Required: No

LendUp Credit Recommended: Any Credit Welcome

Details:

Up to $250 for first time borrowersUp to $1000 for proven borrowers where availableGood credit NOT required Show More
Instant decision on loan approvalFree credit education
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Applying for a Personal Loan Online

You can apply for a personal loan with any credit. People with good credit and people with bad credit - everyone can get loans online. The online application process is fast and easy and most applicants can be approved within 24 hours and funds can be available in a few days. Interest rates will depend on credit score, income and applicant's creditworthiness.

Personal loans are good when you have to fund a big purchase, when you need cash fast, and when you need debt consolidation. Also, personal loans will appear on your credit reports. This means you will be able to build your credit history by making all payments on time.

Not sure which card to choose?

Ask your question to our experts: explain your financial situation and you'll get personal financial consultation by email.

Frequently Asked Questions:

Does my credit score matter when I apply for a personal loan?

Yes, it does. Typically lenders look at credit score, credit history, your debt-to income ratio and your expenses. All this information helps them to assess your creditworthiness. Credit scores already include such information as credit history, payment history, types of credit, new credit accounts, and amount owed. Thus creditors get the whole picture of an applicant’s financial situation and able to be more flexible when make an approval decision.

How are interest rates determined?

Personal loan rates are determined based on your creditworthiness. While many creditors may have their own additional criteria to determine an individual’s interest rate, the creditworthiness remains the main factor that affects the interest rate. The lower the risk for a lender, the lower rate will be offered.

How payday loans are different from personal loans?

Payday loans are short-term loans that are typically due on your next payday. The amount of payday loans is also less, generally about $500 or less. Another feature of payday loans is they are often should be paid in one lump-sum payment. These are general distinctive features of payday loans. Other features may vary depending on the creditor’s requirements.

Do I qualify for a personal loan?

Almost any person can qualify for a personal loan. There are different personal loan offers available out there. Rates and amounts of loans are determined by an individual’s credit score and creditworthiness. Even if you have bad credit, personal loans are still available to you. However, people with limited and bad credit will have fewer loan options available and rates can be higher.