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Personal Loans

When a credit card is not an option but you need a credit and you need it fast, then consider getting a personal loan. Nowadays you can apply for a personal loan online and get approved in less than 24 hours. Once approved, most lenders will give you access to the funds within a couple of days. There is no need to have a perfect credit to get a loan. You can be approved with bad credit and even if you have no credit at all. The purpose of a loan can be different: from bill consolidation to medical expenses.
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Badcredit.com Credit Recommended: Any

LOAN AMOUNT:

Minimum: $500
Maximum: $5,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes
Minimum: $500
Maximum: $5,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes

Badcredit.com Credit Recommended: Any

DETAILS:

Need cash for your personal expenses?Up to 5k - Fast, Secure, and All Online!You can pay off credit card bills and save!

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Rainy Day Lending Credit Recommended: Any

LOAN AMOUNT:

Minimum: $100
Maximum: $2,500

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 20
Minimum Income Required: $1​,​200
Checking Account Required: No
Minimum: $100
Maximum: $2,500
Minimum Credit Score: See terms
Minimum Age: 20
Minimum Income Required: $1​,​200
Checking Account Required: No

Rainy Day Lending Credit Recommended: Any

DETAILS:

Personal loan as soon as tomorrow.Get up a personal loan up to $2,500.24/7 Online Loan Application.

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BadCreditLoans.com Credit Recommended: Any

LOAN AMOUNT:

Minimum: $500
Maximum: $5,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes
Minimum: $500
Maximum: $5,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes

BadCreditLoans.com Credit Recommended: Any

DETAILS:

Up to $5,000 deposited to your bank accountGet funds as soon as tomorrowFast, Safe, and Convenient - all online!

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Jora Credit Credit Recommended: Bad/Fair

LOAN AMOUNT:

Minimum: $500
Maximum: $2,600

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $1,500
Checking Account Required: Yes
Minimum: $500
Maximum: $2,600
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $1,500
Checking Account Required: Yes

Jora Credit Credit Recommended: Bad/Fair

DETAILS:

No early payoff penaltyFast, simple, secure application processLoan decision within seconds Show More
Flexible repayment schedule with no hidden fees
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cashusa.com Credit Recommended: Any

LOAN AMOUNT:

Minimum: See terms
Maximum: $10,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: No
Minimum: See terms
Maximum: $10,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: No

cashusa.com Credit Recommended: Any

DETAILS:

Complete our secure online formReview the offer presentedReceive funds in your account

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LendingPoint Credit Recommended: Fair / Bad

LOAN AMOUNT:

Minimum: $2,000
Maximum: $25,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: No
Minimum: $2,000
Maximum: $25,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: No

LendingPoint Credit Recommended: Fair / Bad

DETAILS:

Get up to $25,000, as soon as the next business dayEasy, automatic, online payments24 to 48 months to fit your budget

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OppLoans Credit Recommended: Bad

LOAN AMOUNT:

Minimum: $1,000
Maximum: $4,000

REQUIREMENTS:

Minimum Credit Score: 525
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes
Minimum: $1,000
Maximum: $4,000
Minimum Credit Score: 525
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes

OppLoans Credit Recommended: Bad

DETAILS:

Fast personal loans up to $4,000 as soon as tomorrowGet lower APRs, longer terms, and no prepayment fees.OppLoans is rated 4.8 out of 5 stars by Google customers and accredited by the BBB

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LifeLoans Credit Recommended: Any

LOAN AMOUNT:

Minimum: $100
Maximum: $35,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $750
Checking Account Required: Yes
Minimum: $100
Maximum: $35,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $750
Checking Account Required: Yes

LifeLoans Credit Recommended: Any

DETAILS:

Get Your Cash as Fast as TomorrowPersonal Loans From $100 - $35,000Loans Available For Any Credit Situation Show More
Good Credit, Bad Credit, Request a Loan 24/7
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CashNetUsa Credit Recommended: Fair/Bad/No

LOAN AMOUNT:

Minimum: $100
Maximum: See Terms

REQUIREMENTS:

Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes
Minimum: $100
Maximum: See Terms
Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes

CashNetUsa Credit Recommended: Fair/Bad/No

DETAILS:

Apply online in minutesReceive an immediate decisionGet money the next business day

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zippyloan.com Credit Recommended: Any

LOAN AMOUNT:

Minimum: $100
Maximum: $15,000

REQUIREMENTS:

Minimum Credit Score: 350
Minimum Age: 18
Minimum Income Required: $1,000
Checking Account Required: No
Minimum: $100
Maximum: $15,000
Minimum Credit Score: 350
Minimum Age: 18
Minimum Income Required: $1,000
Checking Account Required: No

zippyloan.com Credit Recommended: Any

DETAILS:

Fast, Real-Time Approvals.Funds Directly Deposited.All Credit Types Accepted.

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SignatureLoan.com Credit Recommended: Fair (550 or more)*

LOAN AMOUNT:

Minimum: $1,000
Maximum: $35,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $1,100
Checking Account Required: Yes
Minimum: $1,000
Maximum: $35,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $1,100
Checking Account Required: Yes

SignatureLoan.com Credit Recommended: Fair (550 or more)*

DETAILS:

Simple formUp to $35kAny loan reason

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Fast5kLoans Credit Recommended: Any

LOAN AMOUNT:

Minimum: $500
Maximum: $35,000

REQUIREMENTS:

Minimum Credit Score: 540
Minimum Age: 18
Minimum Income Required: $800
Checking Account Required: No
Minimum: $500
Maximum: $35,000
Minimum Credit Score: 540
Minimum Age: 18
Minimum Income Required: $800
Checking Account Required: No

Fast5kLoans Credit Recommended: Any

DETAILS:

Request a loan up to $35,000Fast and secure formFast decision - No paperwork Show More
No Credit History Required
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BlueTrustLoans.com Credit Recommended: Any Credit Welcome

LOAN AMOUNT:

Minimum: See terms
Maximum: $2,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $850
Checking Account Required: Yes
Minimum: See terms
Maximum: $2,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $850
Checking Account Required: Yes

BlueTrustLoans.com Credit Recommended: Any Credit Welcome

DETAILS:

Flexible repayment terms. No early payment penalty.Quick funding directly into your account.The minimum income required is $850.00 per month. Show More
Easy to understand online application process.Get up to $2,000 as soon as the next business day!Applicants must not be bankrupt or in the process of filing for bankruptcy.
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FreedomPlus Credit Recommended: Fair

LOAN AMOUNT:

Minimum: $10,000
Maximum: $35,000

REQUIREMENTS:

Minimum Credit Score: 670
Minimum Age: 18
Minimum Income Required: $2,500
Checking Account Required: No
Minimum: $10,000
Maximum: $35,000
Minimum Credit Score: 670
Minimum Age: 18
Minimum Income Required: $2,500
Checking Account Required: No

FreedomPlus Credit Recommended: Fair

DETAILS:

Loan amounts between $10K - $35KRates as Low as 4.99% APREasy Application

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First Premier Lending Credit Recommended: Any

LOAN AMOUNT:

Minimum: $100
Maximum: $1,000

REQUIREMENTS:

Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: $1,000
Checking Account Required: Yes
Minimum: $100
Maximum: $1,000
Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: $1,000
Checking Account Required: Yes

First Premier Lending Credit Recommended: Any

DETAILS:

No Credit Required100% OnlineSafe and Secure

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Viva Loan Credit Recommended: see terms

LOAN AMOUNT:

Minimum: $100
Maximum: $15,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: No
Minimum: $100
Maximum: $15,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: No

Viva Loan Credit Recommended: see terms

DETAILS:

Money As Soon As TomorrowAll Credit Types AcceptedYou´re In Control Show More
Rebuild Your Credi
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Loans5000 Credit Recommended: Any

LOAN AMOUNT:

Minimum: $1,000
Maximum: $5,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $1,800
Checking Account Required: Yes
Minimum: $1,000
Maximum: $5,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $1,800
Checking Account Required: Yes

Loans5000 Credit Recommended: Any

DETAILS:

Get Approved Today! - Up to $5kPersonal Loans Online - All Credit Type AcceptedConnect with a Lender who understands your Financial needs!

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MaxLend.com Credit Recommended: Any

LOAN AMOUNT:

Minimum: $100
Maximum: $2,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $850
Checking Account Required: Yes
Minimum: $100
Maximum: $2,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $850
Checking Account Required: Yes

MaxLend.com Credit Recommended: Any

DETAILS:

Need Cash in a Flash?Apply for up to $2,000 as soon as the next business day!The minimum income required is $850.00 per month. Show More
Applicants must not be bankrupt or in the process of filing for bankruptcy.
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Next Payday Advance Credit Recommended: Any

LOAN AMOUNT:

Minimum: See terms
Maximum: $1,000

REQUIREMENTS:

Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes
Minimum: See terms
Maximum: $1,000
Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes

Next Payday Advance Credit Recommended: Any

DETAILS:

Apply online using our 100% secure 3-step application. No faxing required.4 out of 5 applications are approved.Once approved your loan is deposited into your bank account overnight!

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PersonalLoans.com Credit Recommended: Any

LOAN AMOUNT:

Minimum: $1,000
Maximum: $35,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $2,000
Checking Account Required: Yes
Minimum: $1,000
Maximum: $35,000
Minimum Credit Score: See terms
Minimum Age: 18
Minimum Income Required: $2,000
Checking Account Required: Yes

PersonalLoans.com Credit Recommended: Any

DETAILS:

Apply for up to $35,000.Our Form is Safe & Secure.Get Approval In Minutes.

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CashAdvance.com Credit Recommended: Any

LOAN AMOUNT:

Minimum: $100
Maximum: $1,000

REQUIREMENTS:

Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: $1,000
Checking Account Required: Yes
Minimum: $100
Maximum: $1,000
Minimum Credit Score: No Credit Check
Minimum Age: 18
Minimum Income Required: $1,000
Checking Account Required: Yes

CashAdvance.com Credit Recommended: Any

DETAILS:

Get a Cash Advance Loan Up To $1,000!100% Secure.Bad Credit - OK.

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Kabbage Credit Recommended: Any

LOAN AMOUNT:

Minimum: $2,000
Maximum: $250,000

REQUIREMENTS:

Minimum Credit Score: See terms
Minimum Age: See terms
Minimum Income Required: $4,200
Checking Account Required: Yes
Minimum: $2,000
Maximum: $250,000
Minimum Credit Score: See terms
Minimum Age: See terms
Minimum Income Required: $4,200
Checking Account Required: Yes

Kabbage Credit Recommended: Any

DETAILS:

Small business funding with working capital lines from $2,000-$150,000 in minutesDirect deposit into a bank or PayPal accountFriendly, dedicated service support representatives Show More
Straightforward solutions for obtaining working capital with no hidden costsAutomated approval: No Forms, No lengthy FormsOnline application with an answer in minutesFree to sign up. Free to have the security of a working capital line of credit behind your businessNo fees or charge until you take cash
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NetCredit.com Credit Recommended: Perfect Credit Not Required

LOAN AMOUNT:

Minimum: $1,000
Maximum: $10,000

REQUIREMENTS:

Minimum Credit Score: 580
Minimum Age: 18
Minimum Income Required: $1,000
Checking Account Required: Yes
Minimum: $1,000
Maximum: $10,000
Minimum Credit Score: 580
Minimum Age: 18
Minimum Income Required: $1,000
Checking Account Required: Yes

NetCredit.com Credit Recommended: Perfect Credit Not Required

DETAILS:

Borrow up to $1,000 - $10,000 Today.Qualify for our lowest rate possible.Check your eligibility without affecting your FICO® score.

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Cash Store Credit Recommended: Any

LOAN AMOUNT:

Minimum: $100*
Maximum: $3,000*

REQUIREMENTS:

Minimum Credit Score: No Credit History Required
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes
Minimum: $100*
Maximum: $3,000*
Minimum Credit Score: No Credit History Required
Minimum Age: 18
Minimum Income Required: See terms
Checking Account Required: Yes

Cash Store Credit Recommended: Any

DETAILS:

Over 90% Approval Rate*No Credit History or Credit Score Required*Get Cash In Hand In 20 Minutes*
* Subject to loan approval. Loan terms and availability may vary by location. Approval rate based on completed applications received across all Cash Store locations. Individual store approval rates may be lower. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times vary by customer and transaction and are not guaranteed. In Texas, the Cash Store is a Credit Services Organization and all loans are provided by a non-affiliated third-party lender.

Applying for a Personal Loan Online

You can apply for a personal loan with any credit. People with good credit and people with bad credit - everyone can get loans online. The online application process is fast and easy and most applicants can be approved within 24 hours and funds can be available in a few days. Interest rates will depend on credit score, income and applicant's creditworthiness.

Personal loans are good when you have to fund a big purchase, when you need cash fast, and when you need debt consolidation. Also, personal loans will appear on your credit reports. This means you will be able to build your credit history by making all payments on time.

Not sure which card to choose?

Ask your question to our experts: explain your financial situation and you'll get personal financial consultation by email.

Frequently Asked Questions:

Does my credit score matter when I apply for a personal loan?

Yes, it does. Typically lenders look at credit score, credit history, your debt-to income ratio and your expenses. All this information helps them to assess your creditworthiness. Credit scores already include such information as credit history, payment history, types of credit, new credit accounts, and amount owed. Thus creditors get the whole picture of an applicant’s financial situation and able to be more flexible when make an approval decision.

How are interest rates determined?

Personal loan rates are determined based on your creditworthiness. While many creditors may have their own additional criteria to determine an individual’s interest rate, the creditworthiness remains the main factor that affects the interest rate. The lower the risk for a lender, the lower rate will be offered.

How payday loans are different from personal loans?

Payday loans are short-term loans that are typically due on your next payday. The amount of payday loans is also less, generally about $500 or less. Another feature of payday loans is they are often should be paid in one lump-sum payment. These are general distinctive features of payday loans. Other features may vary depending on the creditor’s requirements.

Do I qualify for a personal loan?

Almost any person can qualify for a personal loan. There are different personal loan offers available out there. Rates and amounts of loans are determined by an individual’s credit score and creditworthiness. Even if you have bad credit, personal loans are still available to you. However, people with limited and bad credit will have fewer loan options available and rates can be higher.