Cash Back Credit Card Offers
Competition is fierce among plastic cards, and to make a card more competitive the lenders create cash back rewards to entice new customers to apply for their cards. Credit cards with rewards programs are becoming increasingly popular, with people earning cash rebate based on the amount and type of purchases they make with their cards.
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you´ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR± on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. ±Click apply for Terms & Conditions.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
0% 14 months |
0% 14 months |
10.99% - 22.99%± Variable |
$0 |
- $100 bonus after you spend $500 on purchases within the first 3 months.
- 50% bonus on the cash back you earn every year.
- 1% cash back on all purchases.
- No annual fee.
- Earn unlimited cash back that doesn´t expire.
- Redeem cash back anytime for any amount, even set automatic redemptions.
- Personalize your card with an image of your choice.
- 0% intro APR on purchases and balance transfers until June 2014.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
0% until June 2014 |
0% until June 2014 |
12.9% - 20.9% (V) |
$0 |
- 50% bonus on the cash back you earn every year.
- 1% cash back on all purchases.
- Earn unlimited cash back that doesn´t expire.
- Redeem cash back anytime for any amount, even set automatic redemptions.
- Personalize your card with an image of your choice.
- 0% intro APR on purchases until March 2014.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
n/a |
0% until March 2014 |
19.8% (V) | $39 |
- No annual fee.
- Earn $50 cash back with your first purchase.
- With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard.
- Earn 4% back at thousands of participating Upromise dining restaurants.
- Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations.
- Earn 2% cash back at eligible movie theaters.
- Earn 1% cash back everywhere else.
- Earn cash back on every purchase with no caps.
- 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
0% 12 billing cycles |
0% 12 billing cycles |
12.99% or 20.99% (Variable) |
$0 |
- $100 cash back after $500 in purchases within the first 3 months of account opening.
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness.26
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment.
- Enroll at no additional cost each quarter for new categories that earn additional cash back.
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee.26
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
0% 12 months26 |
0% 12 months26 |
12.99% - 22.99%26 (Variable) |
$026 |
- A card designed to help those new to the U.S. establish credit and earn cash back.
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus.
- Get 2% cash back on travel purchases.
- Earn 1% cash back on all other purchases.
- No foreign transaction fees.
- No annual fee.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
n/a |
n/a |
24.9% (V) | $0 |
- All 32 teams and NFL Shield card available.
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness.
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit.
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases.
- No cap on points earned and points never expire.
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits.
- 20% off every purchase at NFLShop.com - that´s $20 off every $100 you spend.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
0% 12 billing cycles |
0% 12 billing cycles |
13.74% - 22.74% (Variable) |
$0 |
- Designed to help students build good credit with responsible use.
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit.
- Customizable text and e-mail alerts to help keep you on track.
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time.
- No annual fee.
- $0 Fraud Liability if your card is lost or stolen.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
n/a |
n/a |
19.8% (V) | $0 |
Make Your Purchases Give You Money Back
Many people enjoy using plastic cards and prefer them to cash for convenience and easy accountability. When you are shopping for the best credit card offers, you might want to consider cash back credit cards . With such a card, you get your money back just for using it as you normally would.
If you tend to utilize your card for normal shopping trips to the store or paying for gas at the pump, you could be earning some nice cash rewards. Most cash rebate credit cards offer up to 1% for all purchases made on the card. Purchases made at specific locations or for specific items, card holders can earn up to 5% in cash rebate. Many card issuers will put the cash rewards earned right back toward your bill balance each month and some will simply send you the cash in the form of a check made out to you. You can use that reward money in any way you like. Earning rewards requires no additional work on your part, other than using your card as you normally would.
Be sure that you explore all of your options when it comes to cash back credit card offers. Since many programs offer different rates and earning potential, you want to find a card that works best for your financial situation. Would you rather have cash in your pocket or put it towards your balance each month? Looking at all of the offers and comparing benefits will help you to find the card you need.
Cash back credit cards are very popular with consumers and have competitive APR's. Many offer the additional benefit of transferring balances from other cards at a low introductory rate. Additionally, those consumers who have excellent credit will likely get a low regular APR for all other purchases made on the credit card.
If you prefer to make most of your purchases on your plastic card, consider a card that rewards you and saves you money for spending as you normally do. Get one and find out the secret of buying more and spending less at the same time.
± Click apply for Terms & Conditions.26 See the Citi card terms and conditions online.
