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Cash Back Credit Card Offers

Competition for good customers is fierce among credit card issuers, which is great for consumers. Rewards credit cards are increasingly popular, and cash back reward programs are the most popular. Redeeming cash back rewards is simple. A percentage of every purchase you make comes right back to you starting at one percent, but can be five percent or more with special offers. When you have a cash back credit card you get your reward in the form of a statement credit or by check.
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Credit One Bank® Platinum Visa® for Building Credit Credit Recommended: Fair

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 16.15% - 24.65% Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: $0 - $99
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 16.15% - 24.65% Variable
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: $0 - $99
Application Processing Fee: See terms

Credit One Bank® Platinum Visa® for Building Credit Credit Recommended: Fair

Rewards program:

See if you Pre-Qualify without harming your credit score.All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.

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Best Credit Cards from Credit-Land.com Credit Recommended: Excellent / Good

PURCHASES:

Intro APR on Purchases: 0% (15 months)
Regular APR: 10.99% - 22.99%

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% (15 months)
Regular APR: 10.99% - 22.99%
Balance Transfer Fee: See Site

FEES:

Annual Fee: $0
Application Processing Fee: See Site
Intro APR on Purchases: 0% (15 months)
Regular APR: 10.99% - 22.99%
Intro APR on Balance Transfers: 0% (15 months)
Regular APR: 10.99% - 22.99%
Balance Transfer Fee: See Site
Annual Fee: $0
Application Processing Fee: See Site

Best Credit Cards from Credit-Land.com Credit Recommended: Excellent / Good

Rewards program:

Up to 5% Cash Back.

Click apply button to get redirected to the bank’s secure application page

All your personal information will be protected

Credit One Bank® Platinum Visa® Credit Recommended: Fair

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 16.15% - 24.65% Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: $0 - $99
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 16.15% - 24.65% Variable
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: $0 - $99
Application Processing Fee: See terms

Credit One Bank® Platinum Visa® Credit Recommended: Fair

Rewards program:

Receive 1% cash back on eligible purchases, terms applySee if you Pre-Qualify without harming your credit scoreZero fraud liability protects you from unauthorized charges Show More
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Make Your Purchases Give You Money Back

When you are shopping for the credit card offers, you might want to consider cash back credit cards. With such card, you get your money back just for using it as you normally would.

If you tend to utilize your card for normal shopping trips to the store or paying for gas at the pump, you could be earning some nice cash rewards. Most cash rebate credit cards offer at least 1% cash back on all purchases. Purchases made at specific categories may earn up to 5% cash back.

Be sure that you explore all of your options when it comes to cash back credit card offers. Since many programs offer different rates and earning potential, you want to find a card that works best for your financial situation. Looking at all of the offers and comparing benefits will help you to find a card.

Not sure which card to choose?

Ask your question to our experts: explain your financial situation and you'll get personal financial consultation by email.

Frequently Asked Questions:

How do cash back credit cards work?

Cash back rewards credit cards are simple and easy to manage. They typically offer flat percentage rate rebated back to a cardholder in the form of a check or deposit at the end of a billing cycle. The typical percentage rate on a cash back credit card is 1% cash back. However, some credit card issuers offer more cash back or opportunities to get back more on particular purchases. When issuers calculate cash back rewards, they simply apply the rate to all eligible spendings of a given period.

What is a cash back credit card?

A cash back credit card lets you earn cash back rewards. Usually cash back rewards are around 1% to 2% percent but sometimes credit card issuers offer more as a promotion or in rotating categories. Cash back can usually be redeemed starting with any amount. You can redeem for a credit statement to your account, an electronic deposit to your bank account, or to pay for your purchases with cash back.

Which credit card gives the most cash back?

The general percentage rate for cash back credit cards is 1% cash bash. The cards with 2% cash back are not that common but they do exist. Sometimes credit card issuers offer more cash back in particular shopping categories or in categories that rotate throughout the year. So the amount of cash back you can earn depends on your shopping habits. Also, low monthly payments are a must on a rewards credit card. Ideally, you will want a credit card with no annual fee. Paying off the card balance each month will help you keep all cash back rewards you earn.

What is the best cash back credit card?

Of course the best cash back credit card is the one that gives you most cash back on your purchases. But you shouldn’t consider only the amount of cash back rewards when you choose a credit card. Look at the cash back program terms to see if there are caps or rotating categories. Caps may limit the cash back you can potentially earn and rotating categories often require additional sign-ups. Then look at the fees and interest rates. Although it is recommended to pay off the card balance each month on rewards credit cards, you may sometimes be late or miss a payment. In this case, interest rate may eat your rewards. So make sure the cash back rewards will cover card expenses.