Cash Back Credit Card Offers
Competition is fierce among credit cards, and to make a card more competitive the lenders create cash back and rebates to entice new customers to apply for their cards. Credit cards with rewards programs are becoming increasingly popular, with people earning cash back and rebates based on the amount and type of purchases they make with their credit cards.
- $100 Bonus after you spend $500 in the first 3 months.
- 50% bonus on the cash back you earn every year.
- 1% cash back on all purchases.
- No annual fee.
Until June 2013
Until June 2013
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- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
- $0 Fraud Liability plus mobile and email fraud alert options.
15 months
15 months
- Get the credit you need with no processing fees or application fees.
- $0 Fraud Liability if your card is lost or stolen.
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.
- Access your account 24/7.
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- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months.
- 0% Intro APR for 15 months on purchases and balance transfers.
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12.
- Unlimited 1% Cash Back on all other purchases.
15 months
15 months
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- A card designed to help those new to the U.S. establish credit and earn cash back.
- Build credit with automatic reporting to the three major credit bureaus.
- Get 2% cash back on travel purchases.
- Earn 1% cash back on all other purchases.
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Make Your Purchases Give You Money Back
Many people enjoy using credit cards and prefer them to cash for convenience and easy accountability. When you are shopping for the best credit cards, the cash back credit cards are one you might want to consider. Cash back credit cards essentially give you money back just for using your credit card as you normally would.
If you tend to utilize your credit card for normal shopping trips to the store or paying for gas at the pump, you could be earning some nice cash rewards back. Most cash back credit rewards offer up to 1% for all purchases made on the card. Purchases made at specific locations or for specific items, card holders can earn up to 5% in cash back rewards. Many credit card companies will put the cash rewards earned right back toward your bill balance each month and some will simply send you the cash in the form of a check made out to you. You can use that reward money in any way you like.
Earning rewards requires no additional work on your part, other than using your credit card as you normally would. What kind of cash back rewards you earn will depend on your credit card terms but typically, earning the cash reward is a benefit for card holders.
Be sure that you explore all of your options when it comes to cash back rewards. Since many programs offer different rates and earning potential, you want to find a card that works best for your financial situation. Would you rather have cash in your pocket or put it towards your balance each month? Looking at all of the offers and comparing benefits with each will help you to find the card you need.
Cash back rewards credit cards are very popular with consumers and have competitive APR's. Many offer the additional benefit of transferring balances from other credit cards at a low introductory rate. Additionally, those consumers who have excellent credit will likely get a low regular APR for all other purchases made on the credit card.
If you prefer to make most of your purchases on your credit card, consider a cash back credit card that rewards you with and saves you money for spending as you normally do. Cash back credit cards are one of the best credit cards currently on the market if you are interested in rewards but do not travel offer or benefit from the other credit card rewards being offered in the credit card industry.
