- Credit Cards
- Celtic Bank Credit Cards
Celtic Bank Credit Cards
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Ongoing APR (Purchases):
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Annual Fee:
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Instant Response:
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Credit Check:
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Credit Agencies Report:
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29.99% (Variable)
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See website for Details*
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Yes
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Yes
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Yes
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Ongoing APR (Purchases):
|
Annual Fee:
|
Instant Response:
|
Credit Check:
|
Credit Agencies Report:
|
|
29.99% (Variable)
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See Terms
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Yes
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Yes
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Yes
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Improving Credit Is Easier With a Credit Card
Celtic Bank is a nationwide small business lender and a residential construction lender. It is a privately owned industrial bank chartered by the State of Utah. The bank partners with credit card servicing companies to offer consumers credit card products of the best quality.
Celtic Bank credit cards are designed to help consumers with poor or bad credit to establish or rebuild their credit. The cards are unsecured credit cards that report credit activity to the major credit bureaus. That means, if you have this card and manage it well, you may improve your credit.
Celtic Bank credit cards are mainly Mastercard credit cards that are loaded with Mastercard Benefits. The benefits include travel assistance services, extended warranty, MasterRental insurance, and some other services.
If you are looking for an unsecured credit card that will help you build your credit, you are in the right place. Celtic Bank credit cards offer a real line of credit to people with bad credit.
Frequently Asked Questions:
After you submit your application, the issuer will review all provided information and will decide whether you qualify or not. If you qualify for an unsecured account, the issuer will send you an approval notification online. If you are approved for a secured credit account, the issuer will send you an e-mail where the amount of the security deposit will be provided. You can pay the security deposit over the phone or online using the link provided by the issuer.
You may qualify even if you have bad credit. The card is designed for people whose credit is bad, so your chances are not zero. Note that you still need to answer some minimum requirements to qualify. Notably, you should be a U.S. resident of at least 18 years of age, have a social security number, physical address, and you should have a stable source of income.
Yes, provided you make all monthly payments with all your creditors on time. Making regular on-time monthly payments, you demonstrate your good financial responsibility that lenders look for when evaluate your creditworthiness. The credit card payment history is reported to the credit bureaus and it makes 35% of your credit score. So you can build good credit using this card.
The online activation is not always available. However, you should be able to activate your card over the phone. To do that, you should use the phone number provided on your credit card agreement or credit card itself. You may also find a toll-free number printed on the sticker affixed to your new card. As a rule, you should have 30 days to activate your new card.