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| Most Attractive: |
Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee. |
| Special Offer: |
0% for 12 months and is applied to Balance Transfers. |
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 (Discover Card)
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- 0% Intro APR
- No Annual Fee
- 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% unlimited Cashback Bonus on all other purchases
- Easy online Account management tools
- View Discover® Card Rates, Fees, Rewards and Other Important Information
- Benefit Rating:

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0% Intro APR on Balance Transfers for 12 months 10.99% Regular Variable APR for Purchases 23.99% Regular Fixed APR for Cash Advances |
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Rebate Amount: Up to 5% 25 days Grace Period |
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(* There is a 0% introductory APR on purchases for 6 months and a 0% introductory APR on balance transfers for 12 months) |
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The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Access to Membership Rewards Express(SM) program; various benefits and services available to cardholders; introductory rate; no annual fee. |
| Special Offer: |
0% for 15 months and is applied to Purchases. |
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(American Express)
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- 0% APR on purchases for up to 15 months
- Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance
- No Annual Fee
- Membership Rewards Express SM Program
- Blue is Your Launch Pad to Standout Shopping and Entertainment Rewards and One-of-a-Kind Experiences
- Benefit Rating:

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0% Intro APR on Purchases for 15 months 10.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
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Points per Dollar: 1.00 Point Bonus on First Purchase: n/a 20 days Grace Period |
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(* 4.99% Fixed APR for the life of the balance) |
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Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 3.99%, 5.99%, 8.99% or 10.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee; 0% introductory rate. |
| Special Offer: |
0% for 12 months and is applied to Balance Transfers. |
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 (Discover Card)
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- 0% Intro APR
- No Annual Fee
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% unlimited Cashback Bonus on all other purchases
- Easy online Account management tools
- 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more
- View Discover® Card Rates, Fees, Rewards and Other Important Information
- Benefit Rating:

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0% Intro APR on Balance Transfers for 12 months 10.99% Regular Variable APR for Purchases 23.99% Regular Fixed APR for Cash Advances |
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Rebate Amount: Up to 5% 25 days Grace Period |
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(* There is a 0% introductory APR on purchases for 6 months and a 0% introductory APR on balance transfers for 12 months) |
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The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Long term 0% introductory rate; no annual fee; reasonable APR. |
| Special Offer: |
0% for up to 12 months and is applied to Purchases, Balance Transfers. |
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(MasterCard)
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- 0% APR on balance transfers and purchases for up to 12 months
- No Annual Fee
- $0 Liability on unauthorized purchases
- Secure, free online acount management
- Citi® Indentity Theft Solutions
- Benefit Rating:

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0% Intro APR on Purchases, Balance Transfers for up to 12 months as low as 8.49% Regular Variable APR for Purchases 19.99% Regular Variable APR for Cash Advances |
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Bonus on First Purchase: n/a 20 days Grace Period |
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(* The introductory rate is available on purchases and balance transfers for up to twelve months.) |
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| Important Notes: |
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The APR for purchases and balance transfers varies according to the applicant's credit history and will be 1.99%, 4.99%, or 6.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
Double points earned on City Essentials; additional NYC benefits and services for cardholders; no annual fee; reasonably low APR for purchases. |
| Special Offer: |
0% for 6 months and is applied to Purchases, Balance Transfers. |
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 (American Express)
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- 0% Introductory APR for 6 months on purchases
- No annual fee
- Option to carry a balance
- One INSIDE Rewards point for every dollar spent
- Plus INSIDE Double points on City Essentials
- Benefit Rating:

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0% Intro APR on Purchases, Balance Transfers for 6 months 9.24% Regular Variable APR for Purchases 20.24% Regular Variable APR for Cash Advances |
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Points per Dollar: 1.00 Point Bonus on First Purchase: n/a 20 days Grace Period |
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(* 0% Intro APR for 6 months on purchases) |
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Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
0% introductory rate; no annual fee; access to free rewards program. |
| Special Offer: |
0% for 12 months and is applied to Purchases, Balance Transfers. |
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(Visa)
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- 0% Intro APR for Up To 12 Months on Purchases and Balance Transfers
- No Annual Fee
- FREE Online Account Access
- FREE Travel Services
- Benefit Rating:

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0% Intro APR on Purchases, Balance Transfers for 12 months 11.24% Regular Variable APR for Purchases 21.24% Regular Variable APR for Cash Advances |
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Bonus on First Purchase: n/a 20 days Grace Period |
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(* 0% Intro APR for Up To 12 Months on Purchases and Balance Transfers) |
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The APR for purchases varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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