Earn up to 5% Cash Back on Gas Purchases
Opening accounts with gas credit cards also can help you keep track of your gas expenditures. This is especially important for businesses which need to track and maintain data involving such costs. Gas credit cards are also great for an emergency situation while traveling away from home, but also give you peace of mind when just driving to work everyday, knowing you can fill up the tank and earn some extra-added bonus rewards in the process.
Best Credit Cards from CreditCards.com
Discover® More® Card - American Flag
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Fill Up And Reap The Rewards Of Gas Credit Cards
There is a large variety of companies offering gas cards. Many of the gas cards are available through the well-known credit card companies and, in addition to the tried-and-true card names; there are also a host of other companies, which provide gas credit cards to credit-worthy individuals. Gas companies themselves also offer their own line of cards which generally can only be used at the specific company's gas stations but still offer strong introductory and promotional benefits while still providing the protection and basic benefits offered by other cards.
The introductory annual percentage rate (APR) is often low or even set at 0% for new applicants for up to a year after the initial application. The regular APR fluxuates, depending on the type of card you are applying for and your own credit rating. Many companies do not charge annual fees but several do require an annual fee, some in the range of $70-$90 a year. Some of the gas credit cards will allow balances from other high-interest credit cards to be transferred over at an introductory low rate. These cards also often make cash advances available to consumers. Gas credit cards generally offer the standard protections of any other credit card, including protection from theft, fraud, and unauthorized purchases. Many of the credit card companies are available 24/7 by telephone or via internet account accessibility.
Many gas credit cards are now offering cash back rewards. Some gas cards offer up to 6% bonus cash rewards for using your gas card at the pumps to purchase gas or other automobile-related expenses. Several companies include an additional double cash back opportunity during the first 90 days of opening your account. Many credit card companies offer additional cash back reward programs on all other purchases at grocery stores, pharmacies, restaurants, and anywhere else the individual card is accepted. Some cards even go so far as offering rewards which can be applied to the purchase or lease of a new car.
For frequent fliers in the sky, a few of the gas credit cards also use a bonus points or bonus miles reward program, where consumers will receive up to 15,000 bonus miles simply for using their gas credit card for the first time. Often these frequent flier miles are doubled during the initial introductory period. Bonus miles can be redeemed for airline travel in the same way the frequent flier programs are offered by the airlines themselves. For those consumers who fly often for business or personal reasons, these bonus rewards are indeed an attractive package. The frequent flier points, however, are often a great way to plan family vacations and other special trips during the year. These bonus reward programs typically do not have expiration dates for the points or miles earned through out the enrollment period of the program or throughout the life of your account. For the traveling consumer, several of the gas credit cards offer additional bonus points towards a stay at one of many eligible hotels.
Gas cards offer many attractive benefits, especially the cash back rewards incentive. Many of the credit card companies also offer special rewards for all purchase made at the gas pumps. Depending on your personal credit rating, and your own consumer gas-buying habits, there are many gas credit cards out there to fit your needs and financial resources.





