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Instant Approval Credit Cards Offers

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Instant approval credit cards give you the information you need, when you need it. When you apply for an instant approval credit card, you will know almost immediately whether or not you have been approved. Instant approval credit cards take the guesswork out of your credit card application process. You don't have to wait around, wondering if you'll be approved for the credit that you need. When you apply for instant approval credit cards, you will have all of the information and the financial flexibility you need to make good financial decisions.

Learn whether you're approved or not seconds after submitting application
Upon approval, receive credit card and access to funds in one to two weeks
Shop around instant credit card offers for those that provide quality benefits

| Cards for Consumer | Cards for Student | Cards for Business |

Credit Card Offers Found: 5

Blue from American Express®

Good Credit*

Most Attractive:	Access to Membership Rewards Express(SM) program; various benefits and services available to cardholders; introductory rate; no annual fee.
Special Offer:	0% for 15 months and is applied to Purchases.

(American Express)

0% APR on purchases for up to 15 months
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance
No Annual Fee
Membership Rewards Express SM Program
Blue is Your Launch Pad to Standout Shopping and Entertainment Rewards and One-of-a-Kind Experiences
Benefit Rating:

0% Intro APR on Purchases for 15 months
10.24% Regular Variable APR for Purchases
20.24% Regular Variable APR for Cash Advances

Points per Dollar: 1.00 Point
Bonus on First Purchase: n/a
20 days Grace Period

(* 4.99% Fixed APR for the life of the balance)

Important Notes:

Estimate Reward Earnings

Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 3.99%, 5.99%, 8.99% or 10.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Discover® More Card - Clear

Excellent Credit*

Most Attractive:	Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.
Special Offer:	0% for 12 months and is applied to Balance Transfers.

(Discover Card)

Click here to apply for Discover® More Card - Clear

0% Intro APR
No annual fee
5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% unlimited Cashback Bonus on all other purchases
Easy online Account management tools
View Discover® Card Rates, Fees, Rewards and Other Important Information
Benefit Rating:

0% Intro APR on Balance Transfers for 12 months
10.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances

Rebate Amount: Up to 5%
25 days Grace Period

(* There is a 0% introductory APR on purchases for 6 months and a 0% introductory APR on balance transfers for 12 months)

Important Notes:

Estimate Reward Earnings

The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%.
See website for complete terms and conditions of card usage and application disclosure.

Clear from American Express®

Excellent Credit*

Most Attractive:	No annual fee; no late fees; no over the limit fees; no balance transfer fees; introductory rates; cash back rewards.
Special Offer:	0% for 12 months and is applied to Purchases.

(American Express)

0% intro APR for up to 12 months
5.99% fixed APR on balance transfers
When you spend $2,500, you get an American Express® branded shopping card worth $25
Automatic Rewards
Flexibility to pay over time
User-friendly credit report and score
American Express World-Class Customer Service
Benefit Rating:

0% Intro APR on Purchases for 12 months
11.24% Regular Variable APR for Purchases
20.24% Regular Variable APR for Cash Advances

Rebate Amount: Up to 1%
Bonus on First Purchase: n/a
31 days Grace Period

(* 5.99% fixed APR on balance transfers)

Important Notes:

Estimate Reward Earnings

Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 5.99%, 7.99%, or 9.99% + Prime Rate.
Although there are no late fees or over the limit fees, if minimum payments are not paid within the grace period for two times during any portion of a twelve-month billing period, the default APR of 21.99% + Prime Rate will be applied to all balances for a minimum of twelve billing periods.
See website for complete terms and conditions of card usage and application disclosure.

Discover® More Card

Good Credit*

Most Attractive:	Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.
Special Offer:	0% for 12 months and is applied to Balance Transfers.

(Discover Card)

Click here to apply for Discover® More Card

0% Intro APR
No Annual Fee
5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% unlimited Cashback Bonus on all other purchases
Easy online Account management tools
View Discover® Card Rates, Fees, Rewards and Other Important Information
Benefit Rating:

0% Intro APR on Balance Transfers for 12 months
10.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances

Rebate Amount: Up to 5%
25 days Grace Period

(* There is a 0% introductory APR on purchases for 6 months and a 0% introductory APR on balance transfers for 12 months)

Important Notes:

Estimate Reward Earnings

IN:CHICAGO(SM) Card

Good Credit*

Most Attractive:	Double points earned on city essentials; additional Chicago benefits and services for cardholders; no annual fee; reasonably low APR for purchases.
Special Offer:	0% for 6 months and is applied to Purchases, Balance Transfers.

(American Express)

Click here to apply for IN:CHICAGO(SM) Card

0% APR for 6 Months
No Annual Fee
Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend, whether You're in Chicago or Not
Earn double INSIDE Rewards points when you use the Card for city essentials like dining, movie tickets, cell phone service, cable and satellite TV service, gym memberships, and newspaper and magazine subscriptions
Redeem points for rewards to eat, drink, and play in Chicago, New York, and Los Angeles
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for 6 months
9.24% Regular Variable APR for Purchases
20.24% Regular Variable APR for Cash Advances

Points per Dollar: 1.00 Point
Bonus on First Purchase: n/a
20 days Grace Period

(* The introductory rate is available on balance transfers submitted during the application process.)

Important Notes:

Estimate Reward Earnings

Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure.

Applying for a credit card can be a difficult and stressful process. Especially if you aren't sure what your credit score is like, you can spend a lot of time and worry wondering whether or not you're going to be approved for the credit card that you want. Then, if you aren't approved, you have to start the all over again from scratch, looking for the right card for you, sending out your information, and then twiddling your thumbs for days while the credit card company runs around, gathering information on you.

If you are sick of the process, think about applying for instant approval credit cards. When you apply for instant approval credit cards, you will know whether or not you have been approved for the credit card you want within just seconds of sending in your application. Instant approval credit cards make it that easy.

But first things first. Just because you have gotten a letter or a flyer or an email saying that you have been pre-approved for one of various instant approval credit cards doesn't mean that there is already a card out there with your name on it. If you're interested in instant approval credit cards, you will still have to go through a short application process to see whether or not you will be approved. The good news is, once you have gone the process necessary for applying for instant approval credit cards, you will know within seconds whether or not you've gotten the card you want.

One thing to keep in mind, though, is that even if the process of applying for an instant approval credit card only takes seconds, getting the card itself and access to funds will take one or two weeks. Many people mistakenly assume that instant approval credit cards give you immediate approval as well as immediate access. The only "instant" part about instant approval credit cards is the approval process. Even if you've been approved for instant approval credit cards, you still have to wait for the physical credit card itself to come in the mail, and then perform several security measures in order to avoid fraudulent use.

Another thing to take into consideration when you are applying for instant approval credit cards is your credit score. Just because the application process for instant approval credit cards is fast doesn't mean that the institutions offering them aren't interested in your credit history. If you have bad credit, applying for lots of instant approval credit cards isn't going to make it any better. You have to find an institution that provides instant approval credit cards specifically for people with varied credit histories. Be aware of what your credit score is like, and you'll be able to make better decisions about which instant approval credit cards are right for you.

Finally, just because instant approval credit cards come with a fast approval process doesn't mean the credit cards themselves don't have to be great. There are lots of institutions offering a variety of instant approval credit cards, so shop around to find the right one for you. When you look at lots of instant approval credit cards, you will see a lot of variation in interest rates, introductory rates and user benefits, so don't just pick up the first one that catches your eye. The application process on instant approval credit cards might be fast, but you might have the card itself for a long time, so take your time in deciding which ones you want to apply for. With all the time instant approval credit cards save you in the application process, you'll have some time to spare.