Prepaid & Credit Cards for People with Bad Credit
Even though some issuers deal with customers that have good credit histories, there are also banks that provide applications for people with bad credit. Browse the offers on our site, choose the card you like most, and apply online!
- If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit.
- Reports to the major Consumer Reporting Agencies.
- Easy Application process!
- Bad Credit? Good Option!
- Apply for your next credit card account with First PREMIER Bank.
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
- Acceptance at millions of locations worldwide, including website purchases and reservations.
- Your account information is updated and at your fingertips 24/7 so you can manage it your way.
- A good choice for those with less than perfect credit.
- This is a credit card, not a debit card or prepaid card.
- Countdown to your response! Only 60 seconds!
- If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit.
- Monthly reporting to major Consumer Reporting Agencies. Apply now!
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations.
- Your account information is updated and at your fingertips 24/7 so you can manage it your way.
- Get the credit you need with no processing fees or application fees.
- Automatic reporting to the 3 major credit bureaus.
- Track credit with access to your credit score and other tools.
- Your refundable security deposit can get you a line up to $3,000.
- You may qualify for credit line increases with no further security deposit required.
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- A credit card offer for those with less than perfect credit!
- Just click it! Responses in 60 seconds.
- Reports your credit history to the major Consumer Reporting Agencies.
- This is a credit card - not a debit or prepaid card.
- You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits.
The following information is brought to you by creditcardflyers.com. First PREMIER® Bank is not affiliated with creditcardflyers.com and does not endorse, nor guarantee, nor is responsible for this information.
Credit Cards for Those With Bad Credit Histories
When you have struggled with credit problems, you might hold out little hope of ever getting a credit card again. However, if you have bad credit getting a credit card is not impossible. In fact, applying for the right credit card, created just for those of us who have had credit problems, can help your credit history.
If you have bad credit and are looking for a credit card, make sure that the credit card company reports your activity to all of the major credit reporting agencies. If you are working on rebuilding your credit, it will be important that you make payments on time to all of your creditors, maintain your balances under the credit limit, and that your payment history gets reported to the credit bureaus. If you are looking for a credit card for those with less than perfect credit, you may want to apply for a secured credit card, or a range of fee-based unsecured credit card offers.
Look for a card that offers payment terms and benefits that meet your financial needs. While there may be many offers and promotions for those with a bad credit history, not every card will be right for your situation. There are several different companies that offer special deals especially for those with past credit problems. Before applying for a credit card, make sure you understand the terms and conditions. Understanding your responsibilities as a cardholder is important so that you know what kind of commitment you are making. Improper use of a credit card can damage your credit even more.
References
- Credit Repair: How to Help Yourself
- What's your credit score?
- Debt management tool at CNNMoney: Instant Budget Maker
- Get credit counseling: Financial Planning Association
- To find a local credit counselor, try The National Foundation for Credit Counseling's DebtAdvice.org
- For a list of approved credit counseling providers, please check the U.S. Department of Justice
* See the online credit card application
for details about terms and conditions. Reasonable efforts are made to
maintain accurate information. However, all credit card information is
presented without warranty. When you click on the "Apply"
button, you can review the credit card terms & conditions on the
credit card issuer's website.
