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Business Credit Card Offers

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Operating a business requires a great deal of organization, attention, and time. Business credit cards can help you all of that. Business credit cards are great for tracking money spent, managing expenses, and keeping tabs on what you and your employees are spending. Who knew that business credit cards could be so helpful in operating a business?

Designed for small and large businesses
Earn rewards on everyday business expenses
Expense reporting for business and individual employees

Top Business Credit Card Ratings

Credit Card Offers Found: 7

Try Business Credit Card Rewards Wizard!

Advanta Platinum BusinessCard with Rewards

Good Credit*

Most Attractive:	No annual fee; discounts on various products and services; choice of travel rewards or cash back program.
Special Offer:	0% APR on Balance Transfers for 15 Months.

(MasterCard)

Click here to apply for Advanta Platinum BusinessCard with Rewards

0% APR on Balance Transfers for 15 Months
7.99% Fixed APR Thereafter
No Annual Fee and No Limit on the Total Rewards You Can Earn
5% Cash Back or Travel Rewards
$0 Fraud Liability
Personalized Card - Your Company Name on The Top of the Card
Benefit Rating:

0% Intro APR on Balance Transfers for 15 Months
7.99% Regular Variable APR for Purchases
7.99% Regular Variable APR for Cash Advances

Rebate Amount: Up to 5%
see terms Grace Period

(* A 0% introductory rate is available on balance transfers for 15 months. The APR for balance transfers after the introductory period will be a fixed rate of 7.99%.)

Important Notes:

Estimate Reward Earnings

Cardholders can only enroll in either the cash back rebate program or the travel rewards program.
The variable APR for cash advances varies according to the applicant's credit history and will be either 7.99% or 19.99%.
See website for complete terms and conditions of card usage and application disclosure.

CitiBusiness® Card

Most Attractive:	Reasonably low APR; discounts at participating merchants; long term 0% introductory rate.
Special Offer:	0% for 12 months and is applied to Purchases, Balance Transfers.

(MasterCard)

Click here to apply for CitiBusiness® Card

0% APR on purchases and balance transfers for 12 months
No annual fee
Business-size credit line
Free additional cards for employees with credit limits you set
Savings on everyday business purchases
Quarterly and annual account summaries
Balance transfer fee applies with this offer
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for 12 months
7.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Bonus on First Purchase: n/a
20 days Grace Period

(* The introductory rate is available on balance transfers submitted during the first twelve months)

Important Notes:

See website for complete terms and conditions of card usage and application disclosure.

CitiBusiness® Card with ThankYou(SM) Network

Excellent Credit*

Most Attractive:	0% introductory rate; no annual fee; access to rewards program; bonus points.
Special Offer:	0% APR on Purchases for 12 months

(MasterCard)

Click here to apply for CitiBusiness® Card with ThankYou(SM) Network

0% APR on Purchases for 12 months
No annual fee
10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card
3 ThankYou Points on eligible business purchases
1 ThankYou Point for every dollar you spend on other purchases
Business-size credit line
Quarterly and annual business account summaries
Balance transfer fee applies with this offer
Benefit Rating:

0% Intro APR on Purchases for 12 months
9.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Points per Dollar: 1.00 Point
Bonus on First Purchase: 10,000 points after $250
20 days Grace Period

(* 0% APR on Purchases for 12 months)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Chase Business Rebate Visa® Card

Good Credit*

Most Attractive:	Rebate program; no annual fee; long term 0% introductory rate.
Special Offer:	0% for 15 months and is applied to Balance Transfers.

(Visa)

0% APR for Up To 15 Months on Balance Transfers
No Annual Fee
3% Cash Back Back for Purchases at Restaurants, Gas Stations, Office Supply Stores, Building Supply Stores, and Hardware and Home Improvement Stores
1% Cash Rebate on All Other Purchases
Free Additional Cards for Your Employees, Free Quarterly Reports and Other Online Account Management Tools to Help You Keep Track of Your Business Expenses
Benefit Rating:

0% Intro APR on Balance Transfers for 15 months
7.99% Regular Variable APR for Purchases
20.99% Regular Variable APR for Cash Advances

Rebate Amount: Up to 3%
Bonus on First Purchase: n/a
20 days Grace Period

(* 0% Intro APR on BT for 15 months)

Important Notes:

Estimate Reward Earnings

The APR for purchases varies according to the applicant's credit history and is either 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Blue for Business®

Excellent Credit*

Most Attractive:	No annual fee
Special Offer:	0% Intro APR on Purchases for 12 months

(American Express)

Click here to apply for Blue for Business®

0% Intro APR on Purchases for 12 months
No annual fee
Earn 1 Membership Rewards point for virtually every dollar you spend
Points have no expiration dat
There is no limit to the number of points you can earn
Option to enroll in Fee-Free Rewards Program
Benefit Rating:

0% Intro APR on Purchases for 12 months
7.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Points per Dollar: 1.00 Point
25 days Grace Period

(* 4.99% APR fixed for the life of the balance for balance transfers)

Important Notes:

Estimate Reward Earnings

The APR for purchases and future balance transfers is determined for each billing period by adding 2.99%, 4.99%, 6.99%, or 9.99% to the Prime Rate.

Discover® Business Cashback Card

Excellent Credit*

Most Attractive:	Earn up to 2% Cashback Bonus on gas purchases
Special Offer:	0% Intro APR on Purchases for 12 months

(Discover Card)

Click here to apply for Discover® Business Cashback Card

0% Intro APR on Purchases for 12 months
No Annual Fee
Earn up to 5% Cashback Bonus on every purchase
Earn a $100 Cashback Bonus when you make $1000 in purchases within 3 months after your account is opened
Earn up to 2% Cashback Bonus on gas purchases
$0 Fraud Liability
Benefit Rating:

0% Intro APR on Purchases for 12 months
13.99% Regular Variable APR for Purchases
22.99% Regular Fixed APR for Cash Advances

Rebate Amount: Up to 5%
20 days Grace Period

(* 3.9% intro APR for 6 months on balance transfers)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Visa® Business Platinum with No Hassle Cash (SM)

Above Average Credit*

Most Attractive:	1% cash back on all purchases with no category limits and no restrictions
Special Offer:	0% Intro APR on Purchases until October 2009

(Visa)

0% APR on purchases until October 2009
0% APR on transferred balances until October 2009
No Annual Fee
1% cash back on all purchases with no category limits and no restrictions
A 25% bonus each year on cash you earned the previous year
Free employee cards with individual spending limits
Each employee's purchases will be itemized on your statement for easy recordkeeping
Choose how and when you want to receive your cash back reward
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for until October 2009
14.99% Regular Variable APR for Purchases
22.9% Regular Variable APR for Cash Advances

25 days Grace Period

(* 0% Intro APR on Purchases until October 2009)

Important Notes:

Estimate Reward Earnings

* See the online Capital One Business Platinum with No Hassle Cash(SM) application for details about terms and conditions of offer.

If you are not one of the millions of business owners who use business credit cards to operate their business you are certainly missing out on some great benefits. Business credit cards are ideal for keeping track of business expenses. As a business owner, you know how important it is to know at all time where your money is coming from and where it is going. By knowing these important details, you have the ability to analyze where your business stands financially at all times.

Knowing where your business stands financially is crucial to operating a successful business. If your business is suffering, you definitely want to know so that you make the necessary changes to bring your business back up to your ideas. However, on the other hand if your business is booming financially, you want to know this so that you can make improvements and keep the business prospering even more. Business credit cards can help you do some of this. Of course, they cannot take the place of good bookkeeping and accounting, but they can help make the process of both easier and more manageable.

With business credit cards, most credit card companies are now offering special online tools specifically designed to help the business owner. These tools can help you manage your business credit cards and keep tabs on their financial standing. What is great about business credit cards is that there are many designed for the small business, as well as the large business, and everywhere in between. The key is to find the one that works best for your business.

The tools offered online by the credit card companies can help you do many important business related actions at once. With business credit cards and online tools you can:

Check your statements

Create quarterly reports

Categorize expenses

Analyze expense categories

And so much more!

That is what makes business credit cards so important to any business. It sure helps when it comes to bookkeeping and accounting, that is for sure. Checking statements, categorizing expenses, quarterly reports, and analyzing your categories can help you define where you are spending money, where you need to save, and who is spending the money, as well as where the money is being spent by any specific person.

When you have employees that must travel or purchase business supplies regularly, business credit cards are a great assett. You can usually obtain additional credit cards for free and have them issued to those employees that need them. Each employee you define will receive a credit card either in their own name, along with your business name, or just the business name, and each card will also have its own number. You can simply view transaction by each credit card to determine if the employees are abusing their card and aid in bookkeeping as well.

Many businesses issue business credit cards for a variety of reasons such as:

Gasoline Expenses

Hotel Expenses

Meal Expenses

Airline Ticket Expenses

Car Rental Expenses

Office Supply Expenses

Business credit cards are ideal for any business and can be a crucial element in managing your money. Expenses can really run high and instead of sending cash with your employees or with yourself, you can just send a track-able credit card and keep everything organized from the start.

While the statements and online tools can help you in bookkeeping and accounting, it is still important that you save your receipts and require your employees to turn in any receipts when they use the card as well. If ever the Internal Revenue Service comes to visit, they will require proof of these expenses, and in most cases, only hard copy receipts will do.

Business credit cards simply help a business, in a time when costs of operation are extremely high.