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Horizon Card Services

Horizon Card Services Credit Account

Horizon Card Services offers lines of credit to the consumers with poor credit history to shop at Horizon Outlet online shopping website. The offer is good for those who shop online and want to improve their credit. Horizon cards don't bear a Visa®, Mastercard® or a Discover® logo on them because they are shopping credit accounts that cannot be used anywhere outside the issuer's online store.

Horizon offers guaranteed approval without credit check and extends rather high line of credit. That is quite a rare thing for bad credit cards.
Horizon Card Services Cards
Intro APR on Purchases:
Regular APR:
Annual Fee:
Activation Fee:
Instant Response:
n/a
0.00%
See Terms
See Terms
Yes
Credit Recommended: Bad
APPLY NOW
Read more about the card
Intro APR on Purchases:
Regular APR:
Annual Fee:
Activation Fee:
Instant Response:
n/a
0.00%
See terms
See terms
Yes
Credit Recommended: Bad
APPLY NOW
Read more about the card
Intro APR on Purchases:
Regular APR:
Annual Fee:
Activation Fee:
Instant Response:
n/a
0.00%
See website for Details*
See website for Details*
Yes
Credit Recommended: Damage credit to Fair credit
APPLY NOW
Read more about the card
Intro APR on Purchases:
Regular APR:
Annual Fee:
Activation Fee:
Instant Response:
n/a
0.00%
See website for Details*
See website for Details*
Yes
Credit Recommended: Damaged credit to Fair credit
APPLY NOW
Read more about the card

Online Shopping with Horizon Cards

The Horizon Card Services is not a credit card company or a bank but a service that offers credit accounts for exclusive online shopping experiences at thehorizonoutlet.com.

Horizon offers cards with no credit check which give access to their online shopping website. At this website you can find almost all products which you can find at off-line department stores, except food.

Horizon Gold card is an unsecured credit account available to people with bad credit history. The card comes with rather high limit in comparison to the other cards offered to people with bad credit by other issuers.

Once you are the Horizon Outlet member and have Horizon Gold card, you get access to additional membership benefits provided by Horizon Card Services. These benefits are privacy protection, roadside protection, and legal assistance.

As you can see Horizon offers some privileges along with the convenient shopping - sounds really good especially for people with limited credit opportunities.

Not sure which card to choose?

Ask your question to our experts: explain your financial situation and you'll get personal financial consultation by email.

Frequently Asked Questions:

When will I receive my Horizon card?

As a rule, it takes about two weeks to receive your card after approval. However, in some cases it may take a bit more time for your card to arrive in mail. You can always contact the bank and ask when you receive your card or ask for expedited delivery.

Are Horizon cards good for people with bad credit?

Yes. Horizon cards are aimed at people with bad credit and at those who want to re-establish their credit. Horizon cards offer rather high credit limit in comparison with other credit cards for people with bad credit. Horizon cards are reported to at least one credit bureau, so you will have an opportunity to improve your credit.

Will I be able to pay bills using Horizon card?

Horizon cards are shopping credit accounts that can only be used at thehorizonoutlet.com. The cards are not affiliated with any payment network and do not have a Visa or a Mastercard label on them. Therefore, you won’t be able to pay bills using Horizon Gold cards.

I can’t activate my Horizon card, how can I do it?

To activate your Horizon credit account, you should go to thehorizonoutlet.com and log in using your card number and your ZIP code. If you cannot log in to your account, you should contact Horizon Card Services’ customer service and ask for assistance.