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Good Credit Credit Card Offers

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For those with good credit and looking for a credit card, you will want to consider good credit credit cards. These credit cards have decent rates of interest, some great benefits, and even fabulous rewards to look into. You should be rewarded for maintaining good credit and good credit credit cards is your reward, allowing you to make the purchases you need without having to carry around the cash at all times.

| Cards for Consumer | Cards for Student | Cards for Business |

Credit Card Offers Found: 6

Blue from American Express®

Good Credit*

Most Attractive:	Access to Membership Rewards Express(SM) program; various benefits and services available to cardholders; introductory rate; no annual fee.
Special Offer:	0% for 15 months and is applied to Purchases.

(American Express)

0% APR on purchases for up to 15 months
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance
No Annual Fee
Membership Rewards Express SM Program
Blue is Your Launch Pad to Standout Shopping and Entertainment Rewards and One-of-a-Kind Experiences
Benefit Rating:

0% Intro APR on Purchases for 15 months
10.24% Regular Variable APR for Purchases
20.24% Regular Variable APR for Cash Advances

Points per Dollar: 1.00 Point
Bonus on First Purchase: n/a
20 days Grace Period

(* 4.99% Fixed APR for the life of the balance)

Important Notes:

Estimate Reward Earnings

Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 3.99%, 5.99%, 8.99% or 10.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Chase Platinum Visa®

Good Credit*

Most Attractive:	0% introductory rate; no annual fee; access to free rewards program.
Special Offer:	0% for 12 months and is applied to Purchases, Balance Transfers.

(Visa)

0% Intro APR for Up To 12 Months on Purchases and Balance Transfers
No Annual Fee
FREE Online Account Access
FREE Travel Services
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for 12 months
10.99% Regular Variable APR for Purchases
20.99% Regular Variable APR for Cash Advances

Bonus on First Purchase: n/a
20 days Grace Period

(* 0% Intro APR for Up To 12 Months on Purchases and Balance Transfers)

Important Notes:

Estimate Reward Earnings

The APR for purchases varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Capital One® Platinum Prestige

Excellent Credit*

Most Attractive:	No annual fee; very low interest rate.
Special Offer:	A low 7.9% APR on purchases and balance transfers

(MasterCard)

Click here to apply for Capital One® Platinum Prestige

Rest easy with an outstanding, low variable rate - for customers with excellent credit
A low 7.9% APR on purchases and balance transfers
Your APR will not increase simply because you pay late only once or go over your credit limit
No annual fee and no balance transfer fees
$100,000 Worldwide Automatic Travel Accident Insurance
Emergency card replacement or cash advance if your card is lost or stolen
Benefit Rating:

n/a Intro APR (* see notes for more APR details)
7.9% Regular Fixed APR for Purchases
22.9% Regular Fixed APR for Cash Advances

25 days Grace Period

Important Notes:

See website for complete terms and conditions of card usage and application disclosure.

MERRILL+® Visa® Credit Card

Good Credit*

Most Attractive:	Very low fixed APR for purchases and balance transfers; no annual fee; access to reward program.
Special Offer:	1.9% for 12 months and is applied to Balance Transfers.

(Visa)

Intro Fixed 1.9% APR on Balance Transfers and Cash Advance for the First 12 Billing Cycles
Low 9.99% APR
No annual fee
Anytime, Anywhere, Any AirlineSM - air rewards starting at 25,000 points, with no blackout dates
Earn 1 point for every $1 spent on net retail purchases and accrue unlimited Merrill Points
Credit line may be as high as $250,000
Zero liability protection and early fraud warning
Benefit Rating:

1.9% Intro APR on Balance Transfers for 12 Months
9.99% Regular Fixed APR for Purchases
9.99% Regular Fixed APR for Cash Advances

Points per Dollar: 1.00 Point
25 Days (Min.) Grace Period

(* The introductory rate is also available for cash advance checks.)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Citi® Platinum Select® Card®

Good Credit*

Most Attractive:	0% introductory rate; no annual fee.
Special Offer:	0% for 12 months and is applied to Purchases.

(MasterCard)

Click here to apply for Citi® Platinum Select® Card®

0% APR on balance transfers and purchases for up to 12 months
No Annual Fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, Free Online Account Management
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for up to 12 months
as low as 8.49% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Bonus on First Purchase: n/a
25 days Grace Period

(* 0% APR on balance transfers and purchases for up to 12 months)

Important Notes:

See website for complete terms and conditions of card usage and application disclosure.

Total MerrillSM Cash Back Visa® Credit Card

Excellent Credit*

Most Attractive:	Low 9.99% APR for Retail Purchases
Special Offer:	0% Intro APR for balance transfers and cash advance for first 12 billing cycles

(Visa)

Low 9.99% APR for Retail Purchases
No Annual Fee
1% Cash Back on Virtually All Purchases
Unlimited Cash Back on qualifying purchases
Credit Line may be as high as $250,000
Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
Card issued by FIA Card Services, NA
Benefit Rating:

1.9% Intro APR on Balance Transfers for 12 Billing Cycles
9.99% Regular Fixed APR for Purchases
9.99% Regular Fixed APR for Cash Advances

Rebate Amount: Up to 1%
Rebates per Dollar: 1.00 Rebate
Bonus on First Purchase: 1% Cash Back
25 days Grace Period

(* 0% Intro APR for balance transfers and cash advance for first 12 billing cycles)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Good credit credit cards are designed for those who have a credit rating of 660 to 749. Good credit consists of timely payments, low income to credit ratio, and a decent amount of credit that has been assigned to the applicant. Typically, a good credit status is given to someone who has possessed some sort of credit card or bank loan of at least $5,000 or more during the last three years. Just possessing this amount of credit in any form is not enough to give you the status of good credit or make you eligible for good credit credit cards.

You have to show that you have a history of timely repayment on all instances of credit, which might include credit cards, bank loans, rental payments, utilities, and any other form of credit in which you may have applied for and received. One thing you might not be aware of is that any time you apply for credit and are denied this could hurt your credit score, so be sure that you are only apply for credit that you really need or have an excellent chance of receiving.

Obtaining good credit credit cards and continuing down the path of timely payments and reliability can help increase your credit rating and perhaps increase your credit status to excellent credit, which is a goal for most any person. Good to excellent credit ratings opens many doors for people and offers so much more in the way of credit than those with poor to fair credit.

With good credit, you can obtain good credit credit cards with good rates of interest and great introductory interest rates. You will also likely qualify for credit cards that have no or low annual fees and no usage charges. Your credit limit will also be higher than that of someone with poor or fair credit ratings, which offers you more in the way of buying power.

However, it is important to keep on the right track with your good credit and maintain or increase your credit status. Obtaining good credit credit cards and then travelling down the wrong path can result in a great deal of damage. If you start to find yourself late on payments, over extending your credit limit, or unable to make your payments altogether, you will find your good credit rating lowered to fair or poor. At the same time, your credit card company may lower your credit limit or even cancel your card altogether, assessing late fees or other fees that can really increase the amount you are in debt to that company.

A good credit rating is something to treasure and hold onto. Make sure that you make the right decisions and never spend more than you can afford to pay off. While you may have a low interest rate, if you tend to carry a balance on your good credit credit cards month after month, you may find that the interest rates really start to pile up and become unmanageable.

Another great thing about good credit credit cards is the rewards programs that you can take advantage of. Many credit cards now offer some sort of rewards programs that allow you to earn rewards with each purchase you make using the credit card. Some rewards that you may find on good credit credit cards might include company specific rewards. Company specific rewards give you rewards usually based on what services or products the company has to offer.

For example, with Airlines, you might get points or mileage towards free airline tickets. For department stores, you might earn points good towards gift certificates or name brand merchandise. Points and mileage are earned with each purchase you make using your good credit credit cards; however, you usually earn more points or miles with specific purchases towards a specific company.