Credit Cards » Best Credit Card Offers

Best Credit Card Offers

 Best 0% APR Balance Transfers  Best Low Interest Credit Cards
 Best Cash Back Credit Cards  Best Airline Credit Cards
 Best Travel Credit Cards  Best Rewards Credit Cards

Best 0% APR Balance Transfers

Discover® More® Card - Shamrock

APR for
balance transfer
0
up to 12 mo.
purchases
0
up to 9 mo.
ongoing
12.99%
as low as
Annual
Fee
$0
(max)

Discover® More® Card

APR for
balance transfer
0
up to 12 mo.
purchases
0
up to 6 mo.
ongoing
11.99%
as low as
Annual
Fee
$0
(max)

Best Low Interest Credit Cards

Best Credit Cards from CreditCard321.com

APR for
balance transfer
0
see site
purchases
see site
see site
ongoing
0
see site
Annual
Fee
$0
(max)

Slate(SM) from Chase

APR for
balance transfer
0
for up to 12
purchases
0
for up to 12
ongoing
13.24%
as low as
Annual
Fee
$0
(max)

Discover® More® Card - American Flag

APR for
balance transfer
0
up to 6 mo.
purchases
0
up to 6 mo.
ongoing
11.99%
as low as
Annual
Fee
$0
(max)

Best Cash Back Credit Cards

Discover® More® Card - Clear $50 Cashback Bonus®

APR for
balance transfer
0
up to 12 mo.
purchases
0
up to 6 mo.
ongoing
12.99%
as low as
Annual
Fee
$0
(max)

Discover® More® Card - Wildlife Collection

APR for
balance transfer
0
up to 6 mo.
purchases
0
up to 6 mo.
ongoing
11.99%
as low as
Annual
Fee
$0
(max)

Chase Freedom(SM) Credit Card

APR for
balance transfer
0
for up to 12
purchases
0
for up to 6
ongoing
12.99%
as low as
Annual
Fee
$0
(max)

Best Airline Credit Cards

Miles by Discover® Card

APR for
balance transfer
0
up to 6 mo.
purchases
0
up to 6 mo.
ongoing
11.99%
as low as
Annual
Fee
$0
(max)

Best Credit Cards from CreditCard321.com

APR for
balance transfer
0
see site
purchases
see site
see site
ongoing
0
see site
Annual
Fee
$0
(max)

Platinum Delta SkyMiles® Credit Card

APR for
balance transfer
Yes
Yes
purchases
None
n/a
ongoing
14.5%
as low as
Annual
Fee
$150
(max)

Best Travel Credit Cards

Starwood Preferred Guest® Credit Card from American Express®

APR for
balance transfer
Yes
Yes
purchases
2.9%
up to 6 mo.
ongoing
15.24%
as low as
Annual
Fee
$0
(max)

Blue Sky from American Express

APR for
balance transfer
Yes
Yes
purchases
0
Up to 6
ongoing
17.24%
as low as
Annual
Fee
$0
(max)

Best Rewards Credit Cards

Discover® Open Road® Card

APR for
balance transfer
0
up to 12 mo.
purchases
0
up to 6 mo.
ongoing
11.99%
as low as
Annual
Fee
$0
(max)

Discover® More® Card - Black Monogram

APR for
balance transfer
0
up to 12 mo.
purchases
2.99%
up to 12 mo.
ongoing
12.99%
as low as
Annual
Fee
$0
(max)

How To Find The Best Credit Card

There is no one-size-fits all approach to finding the best credit card. The best credit card for you may very well be the worst card choice for someone else; it all depends on how you use the credit card and your unique financial situation. Someone who travels frequently can make good use of a credit card with a travel rewards program - but for a person who rarely leaves home, the travel rewards would be wasted! Finding the best credit card requires that you compare the features and benefits of various cards and match them to how you intend to use your credit card.

First, determine exactly how you plan to use your credit card. Will you use it for all of your monthly expenses and purchases, or are you looking to use a credit card to finance a one-time, large purchase? Will your credit card be used for emergencies only? Choosing the best credit card for you depends greatly on how frequently you plan to use it.

Next, decide whether you will carry a balance on your credit card from one month to the next, or if you will be paying the statement off in full on a monthly basis. If you carry a balance from month to month, the interest rate of the credit card is far more important than someone who makes purchases and pays the balance in full each month.

If you plan to use the card for all of your monthly expenses, and pay the balance in full each month, your best credit card is likely to be one that offers a rewards program. Credit card rewards programs give you a little something in exchange for using the card to make your purchases - from travel rewards to merchandise to cash back.

Be sure to weigh all of your options and select a credit card to meet your particular spending habits and needs. Comparing features and benefits of various cards enables you to find the best credit card.