Advertising Disclosure

BEST CREDIT CARD OFFERS FOR YOU

To get the best credit cards you need to have a good or excellent credit score. If your credit is good, you can get rewards as well as low interest rates. If you have excellent credit you will have the best options. The better your credit is, the better APR you will be given since variable rates are based on your creditworthiness. If your credit isn't perfect, you can still receive rewards. The best credit cards have the lowest interest rates and the best rewards.
Sort by:
🔍

Click apply button to get redirected to the bank’s secure application page

All your personal information will be protected

JetBlue Plus Card Credit Recommended: Excellent

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 12.99%, 20.99% or 25.99% variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening)
Regular APR: 12.99%, 20.99% or 25.99% variable
Balance Transfer Fee: The greater of $5 or 3% of the transfer

FEES:

Annual Fee: $99
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 12.99%, 20.99% or 25.99% variable
Intro APR on Balance Transfers: 0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening)
Regular APR: 12.99%, 20.99% or 25.99% variable
Balance Transfer Fee: The greater of $5 or 3% of the transfer
Annual Fee: $99
Application Processing Fee: See terms

JetBlue Plus Card Credit Recommended: Excellent

Card details:

Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 daysEarn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchasesNo blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking Show More
Points awarded in your TrueBlue account don´t expire.Earn and share points together with Family PoolingEarn 5,000 bonus points every year after your account anniversary50% savings on eligible inflight purchases like cocktails and food & the primary cardmember´s first checked bag is free on JetBlue-operated flightsEnjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your cardEnjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
Hide

Click apply button to get redirected to the bank’s secure application page

All your personal information will be protected

Horizon Gold Credit Card Credit Recommended: Bad

PURCHASES:

Intro APR on Purchases: n/a
Regular APR: 0.00%

BALANCE TRANSFERS:

Intro APR on Balance Transfers: n/a
Regular APR: n/a
Balance Transfer Fee: See Terms

FEES:

Annual Fee: See Terms
Application Processing Fee: See Terms
Intro APR on Purchases: n/a
Regular APR: 0.00%
Intro APR on Balance Transfers: n/a
Regular APR: n/a
Balance Transfer Fee: See Terms
Annual Fee: See Terms
Application Processing Fee: See Terms

Horizon Gold Credit Card Credit Recommended: Bad

Card details:

Must have Active Debit Card or Credit Card to qualify.$500 Credit Limit.No Credit Check. Show More
No Employment Check.Reports to a Major Credit Bureau.Fast Online Application.Bad Credit accepted.
Hide

Click apply button to get redirected to the bank’s secure application page

All your personal information will be protected

WebBank/Fingerhut Credit Account Credit Recommended: Bad

PURCHASES:

Intro APR on Purchases: n/a
Regular APR: See Terms

BALANCE TRANSFERS:

Intro APR on Balance Transfers: n/a
Regular APR: n/a
Balance Transfer Fee: See Terms

FEES:

Annual Fee: $0
Application Processing Fee: See Terms
Intro APR on Purchases: n/a
Regular APR: See Terms
Intro APR on Balance Transfers: n/a
Regular APR: n/a
Balance Transfer Fee: See Terms
Annual Fee: $0
Application Processing Fee: See Terms

WebBank/Fingerhut Credit Account Credit Recommended: Bad

Card details:

No Annual Fee. See WebBank/Fingerhut Credit Account Terms.No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.Instant Response (Delays may occur depending on application data provided). Show More
Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.Choose From Over 450,000 items.Shop Great Brands at Fingerhut.com.Get the Credit You Deserve.We just love saying "YES!"
Hide

Click apply button to get redirected to the bank’s secure application page

All your personal information will be protected

Barclaycard Arrival Plus® World Elite Mastercard® Credit Recommended: Excellent

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 16.99%, 20.99% or 23.99% Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% (12 months (on balance transfers made within 45 days of account opening))
Regular APR: 16.99%, 20.99% or 23.99%* Variable
Balance Transfer Fee: 3%, Minimum $5

FEES:

Annual Fee: $89 - waived first year
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 16.99%, 20.99% or 23.99% Variable
Intro APR on Balance Transfers: 0% (12 months (on balance transfers made within 45 days of account opening))
Regular APR: 16.99%, 20.99% or 23.99%* Variable
Balance Transfer Fee: 3%, Minimum $5
Annual Fee: $89 - waived first year
Application Processing Fee: See terms

Barclaycard Arrival Plus® World Elite Mastercard® Credit Recommended: Excellent

Card details:

Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that´s enough to redeem for a $400 travel statement credit toward an eligible travel purchaseEarn 2X miles on all purchasesGet 5% miles back to use toward your next redemption, every time you redeem Show More
Miles don´t expire as long as your account is open, active and in good standingNo foreign transaction fees on purchases made while traveling abroad0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. There is a fee for balance transfers.
Hide

Click apply button to get redirected to the bank’s secure application page

All your personal information will be protected

Credit One Bank® Platinum Visa® for Building Credit Credit Recommended: Fair

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 16.99% - 24.99% Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: $0 - $99
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 16.99% - 24.99% Variable
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: $0 - $99
Application Processing Fee: See terms

Credit One Bank® Platinum Visa® for Building Credit Credit Recommended: Fair

Card details:

See if you Pre-Qualify without harming your credit score.This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.

Click apply button to get redirected to the bank’s secure application page

All your personal information will be protected

Milestone® Mastercard® with Free Choice of Card Image Credit Recommended: Fair / Good

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 23.9%

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: $35 - $99*
Application Processing Fee: See Terms*
Intro APR on Purchases: N/A
Regular APR: 23.9%
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: $35 - $99*
Application Processing Fee: See Terms*

Milestone® Mastercard® with Free Choice of Card Image Credit Recommended: Fair / Good

Card details:

Applying is quick and easy with our fast decision processLess than perfect credit is okay24/7 access to your account information, even on mobile Show More
Card designs to fit your personality at no extra chargeAccount history is reported to the three major credit bureaus in the U.S.*Dependent on credit worthiness
Hide

Click apply button to get redirected to the bank’s secure application page

All your personal information will be protected

Credit One Bank® Platinum Credit Card with Rewards Credit Recommended: Fair

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 16.99% - 24.99% Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: $0 - $99
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 16.99% - 24.99% Variable
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: $0 - $99
Application Processing Fee: See terms

Credit One Bank® Platinum Credit Card with Rewards Credit Recommended: Fair

Card details:

Find out if you Pre-Qualify without affecting your credit scoreThis unsecured card provides opportunities to raise your credit scoreReceive opportunities for credit line increases, a fee may apply Show More
Monitor your credit with free online access to your credit score1% cash back on eligible purchases, terms applyZero fraud liability protects you from unauthorized chargesEmail or text alerts to remind you when your payment is due
Hide

How To Find A Credit Card For Your Needs

There is no universal approach to finding a plastic card for your needs. The best one for you may very well be the worst card choice for someone else; it all depends on how you use it and on your unique financial situation. Someone who travels frequently can make good use of a credit card with a travel rewards program, but for a person who rarely leaves home, the travel rewards would be wasted! Finding the credit card offers requires that you compare the features and benefits of various cards and match them to how you intend to use your card.

Not sure which card to choose?

Ask your question to our experts: explain your financial situation and you'll get personal financial consultation by email.

Frequently Asked Questions:

How to raise a credit score?

There are different ways to raise a credit score and a credit card is one of them. You can use a credit card to build payment history and as a result to build your credit score. For that you should get a credit card that, ideally, reports all your credit activity to three major credit bureaus. Many cards are reported to only one credit bureau, so pay attention to this when evaluate cards. Once you have a credit card you should use it with all your responsibility: make all due payments on time, never be late, and keep your balances low. This will help you to build positive payment history. If you have other credit accounts, make sure you do not default on them. Paying on time with all your creditors is very important because it helps you build good credit.

How to get a credit card that is best for me?

First of all, you should know your most current credit score. It is easier to find a credit card you will qualify for when you know your credit score. However, your credit score is not the only thing considered when you apply for a credit card. The way you manage other credit accounts, if you have any, defaults, bankruptcies, credit inquiries, and of course your income are also taken into account. So it is recommended to check credit reports before you apply for a credit card to make sure they are accurate and contain most current information.

What is the best credit card to apply?

There are a lot of good credit cards but which one is the best for you depends on your creditworthiness and your credit score. First of all, know your current credit score. It will help you find right credit cards to choose from. There are credit cards for people with established credit and cards for those who don’t have credit at all. So it is important to know your credit score if you want to qualify for a credit card. After that, you can consider your preferences. Think if you want a credit card with rewards or a card without an annual fee and low interest. Taking all this into consideration will help you to find the best credit card for you.

How to get a free credit report?

You can get a free copy of your credit report once a year from one or each of the three credit reporting agencies (TransUnion, Experian, and Equifax). You can request your free credit reports via AnnualCreditReport.com. This is the only source where you can get your credit report for free. You do not need to contact each credit bureau separately.