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BEST CREDIT CARD OFFERS FOR YOU

To get the best credit cards you need to have a good or excellent credit score. If your credit is good, you can get rewards as well as low interest rates. If you have excellent credit you will have the best options. The better your credit is, the better APR you will be given since variable rates are based on your creditworthiness. If your credit isn't perfect, you can still receive rewards. The best credit cards have the lowest interest rates and the best rewards.
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Capital One® VentureOne® Rewards Credit Card Credit Recommended: Excellent, Good

PURCHASES:

Intro APR on Purchases: 0% intro on purchases for 12 months
Regular APR: 12.49% - 22.49% (Variable)

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: 12.49% - 22.49% (Variable)
Balance Transfer Fee: $0

FEES:

Annual Fee: $0
Application Processing Fee: See terms
Intro APR on Purchases: 0% intro on purchases for 12 months
Regular APR: 12.49% - 22.49% (Variable)
Intro APR on Balance Transfers: N/A
Regular APR: 12.49% - 22.49% (Variable)
Balance Transfer Fee: $0
Annual Fee: $0
Application Processing Fee: See terms

Capital One® VentureOne® Rewards Credit Card Credit Recommended: Excellent, Good

Card details:

Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travelEarn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual feeFly any airline, stay at any hotel, anytime Show More
Enjoy a low intro APR on purchases for 12 months; 12.49%-22.49% variable APR after thatTravel when you want with no blackout datesNo foreign transaction feesMiles don’t expire and there’s no limit to how many you can earn
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Barclaycard CashForward™ World MasterCard® Credit Recommended: Excellent

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 15.24%, 20.24% or 25.24%* Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% (15 months (on balance transfers made within 45 days of account opening))
Regular APR: 15.24%, 20.24% or 25.24%* Variable
Balance Transfer Fee: 3%

FEES:

Annual Fee: $0
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 15.24%, 20.24% or 25.24%* Variable
Intro APR on Balance Transfers: 0% (15 months (on balance transfers made within 45 days of account opening))
Regular APR: 15.24%, 20.24% or 25.24%* Variable
Balance Transfer Fee: 3%
Annual Fee: $0
Application Processing Fee: See terms

Barclaycard CashForward™ World MasterCard® Credit Recommended: Excellent

Card details:

Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account openingEarn unlimited 1.5% cash rewards on every purchaseEvery time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption Show More
Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50Cash rewards do not expire as long as your account is open, active and in good standing0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfersNo annual fee
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Capital One® Venture® Rewards Credit Card Credit Recommended: Excellent, Good

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 13.49% - 23.49% (Variable)

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: 13.49% - 23.49% (Variable)
Balance Transfer Fee: $0

FEES:

Annual Fee: $0 intro for first year; $59 after that
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 13.49% - 23.49% (Variable)
Intro APR on Balance Transfers: N/A
Regular APR: 13.49% - 23.49% (Variable)
Balance Transfer Fee: $0
Annual Fee: $0 intro for first year; $59 after that
Application Processing Fee: See terms

Capital One® Venture® Rewards Credit Card Credit Recommended: Excellent, Good

Card details:

Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travelEarn unlimited 2X miles per dollar on every purchase, every dayFly any airline, stay at any hotel, anytime Show More
Travel when you want with no blackout datesMiles don't expire and there’s no limit to how many you can earnNo foreign transaction fees$0 intro annual fee for the first year; $59 after thatLimited Time Offer: Get a metal Venture Card when you apply today
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Capital One® Platinum Credit Card Credit Recommended: Average, Fair, Limited

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 24.99% (Variable)

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: 24.99% (Variable)
Balance Transfer Fee: $0

FEES:

Annual Fee: $0
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 24.99% (Variable)
Intro APR on Balance Transfers: N/A
Regular APR: 24.99% (Variable)
Balance Transfer Fee: $0
Annual Fee: $0
Application Processing Fee: See terms

Capital One® Platinum Credit Card Credit Recommended: Average, Fair, Limited

Card details:

Pay no annual feeGet access to a higher credit line after making your first 5 monthly payments on timeFraud coverage if your card is lost or stolen Show More
Use online banking to access your account, even from your smartphone, with our mobile appPay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for youGet access to your account 24 hours a day, 7 days a weekHelp strengthen your credit for the future with responsible card use
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Credit One Bank® Platinum Visa® for Building Credit Credit Recommended: Fair

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 15.90% - 24.40% Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: $0 - $99
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 15.90% - 24.40% Variable
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: $0 - $99
Application Processing Fee: See terms

Credit One Bank® Platinum Visa® for Building Credit Credit Recommended: Fair

Card details:

See if you Pre-Qualify without harming your credit score.This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.All the features you want in a credit card are included. Show More
Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
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Capital One® QuicksilverOne® Cash Rewards Credit Card Credit Recommended: Average, Fair, Limited

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 24.99% (Variable)

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: 24.99% (Variable)
Balance Transfer Fee: $0

FEES:

Annual Fee: $39
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 24.99% (Variable)
Intro APR on Balance Transfers: N/A
Regular APR: 24.99% (Variable)
Balance Transfer Fee: $0
Annual Fee: $39
Application Processing Fee: See terms

Capital One® QuicksilverOne® Cash Rewards Credit Card Credit Recommended: Average, Fair, Limited

Card details:

Earn unlimited 1.5% cash back on every purchase, every dayNo rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earnGet access to a higher credit line after making your first 5 monthly payments on time Show More
Fraud coverage if your card is ever lost or stolenUse online banking to access your account, even from your smartphone, with our mobile appHelp strengthen your credit for the future with responsible card use
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Matrix MasterCard® Credit Recommended: Bad/No

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: See Terms*

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: See Terms*
Application Processing Fee: N/A
Intro APR on Purchases: N/A
Regular APR: See Terms*
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: See Terms*
Application Processing Fee: N/A

Matrix MasterCard® Credit Recommended: Bad/No

Card details:

All credit types welcome to apply!Initial Credit Limit of $500.00!* (subject to available credit).Fast and easy application process; results are provided online! Show More
Monthly reporting to the 3 major credit bureaus.Use your card at locations everywhere that MasterCard® is accepted.Free online account access 24/7.Checking Account Required.
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Barclaycard Arrival Plus™ World Elite MasterCard® Credit Recommended: Excellent/Good

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 16.49%, 20.49% or 23.49%* Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% (12 months (on balance transfers made within 45 days of account opening))
Regular APR: 16.49%, 20.49% or 23.49%* Variable
Balance Transfer Fee: 3%

FEES:

Annual Fee: $89 - waived first year
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 16.49%, 20.49% or 23.49%* Variable
Intro APR on Balance Transfers: 0% (12 months (on balance transfers made within 45 days of account opening))
Regular APR: 16.49%, 20.49% or 23.49%* Variable
Balance Transfer Fee: 3%
Annual Fee: $89 - waived first year
Application Processing Fee: See terms

Barclaycard Arrival Plus™ World Elite MasterCard® Credit Recommended: Excellent/Good

Card details:

Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement creditEarn 2X miles on all purchasesRedeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary Show More
Get 5% miles back to use toward your next redemption, every time you redeemMiles don't expire as long as your account is open, active and in good standingNo foreign transaction fees on anything you buy while in another country0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness. Please note, there is a fee for balance transfers
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Capital One® Card Finder Tool Credit Recommended: N/A

PURCHASES:

Intro APR on Purchases: See Terms
Regular APR: Various Rates

BALANCE TRANSFERS:

Intro APR on Balance Transfers: See Terms
Regular APR: See Terms
Balance Transfer Fee: See Terms

FEES:

Annual Fee: See Terms
Application Processing Fee: See terms
Intro APR on Purchases: See Terms
Regular APR: Various Rates
Intro APR on Balance Transfers: See Terms
Regular APR: See Terms
Balance Transfer Fee: See Terms
Annual Fee: See Terms
Application Processing Fee: See terms

Capital One® Card Finder Tool Credit Recommended: N/A

Card details:

Find card offers you may be eligible for without affecting your credit scoreGet matched to features you want like low intro rates, cash back or miles and moreSee your card matches in less than 60 seconds Show More
Find a card for where you are to help you prepare for what’s aheadAll Capital One cards come with fraud coverage if your card is lost or stolen24/7 account access, including mobile app for fast and easy account management - right from your smartphonePick the monthly payment due date that works best for youPay the way you want - by check, online or at a local branch
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Milestone® MasterCard® with Free Choice of Card Image Credit Recommended: Fair / Good

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 23.9%

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: $35 - $99*
Application Processing Fee: See Terms
Intro APR on Purchases: N/A
Regular APR: 23.9%
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: $35 - $99*
Application Processing Fee: See Terms

Milestone® MasterCard® with Free Choice of Card Image Credit Recommended: Fair / Good

Card details:

Applying is quick and easy with our fast decision processLess than perfect credit is okay24/7 access to your account information, even on mobile Show More
Card designs to fit your personality at no extra chargeAccount history is reported to the three major credit bureaus in the U.S.*Dependent on credit worthiness
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JetBlue Plus Card Credit Recommended: Excellent

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 12.49%, 20.49% or 25.49% variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening)
Regular APR: 12.49%, 20.49% or 25.49% variable
Balance Transfer Fee: 3%

FEES:

Annual Fee: $99
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 12.49%, 20.49% or 25.49% variable
Intro APR on Balance Transfers: 0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening)
Regular APR: 12.49%, 20.49% or 25.49% variable
Balance Transfer Fee: 3%
Annual Fee: $99
Application Processing Fee: See terms

JetBlue Plus Card Credit Recommended: Excellent

Card details:

Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 daysEarn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchasesNo blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking Show More
Points awarded in your TrueBlue account don't expire.Earn 5,000 bonus points every year after your account anniversary50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flightsEnjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your cardEnjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
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Surge MasterCard® Credit Recommended: Fair/Bad

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: See Terms*

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: See Terms*
Application Processing Fee: N/A
Intro APR on Purchases: N/A
Regular APR: See Terms*
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: See Terms*
Application Processing Fee: N/A

Surge MasterCard® Credit Recommended: Fair/Bad

Card details:

All credit types welcome to apply!Monthly reporting to the three major credit bureaus.Initial Credit Limit of $500.00!* (subject to available credit). Show More
Fast and easy application process; results in seconds.Use your card at locations everywhere that MasterCard® is accepted.Free online account access 24/7.Checking Account Required.
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Credit One Bank® Platinum Credit Card with Rewards Credit Recommended: Fair

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 15.90% - 24.40% Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: $0 - $99
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 15.90% - 24.40% Variable
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: $0 - $99
Application Processing Fee: See terms

Credit One Bank® Platinum Credit Card with Rewards Credit Recommended: Fair

Card details:

Find out if you Pre-Qualify without affecting your credit scoreThis unsecured card provides opportunities to raise your credit scoreReceive opportunities for credit line increases, a fee may apply Show More
Monitor your credit with free online access to your credit score1% cash back on eligible purchases, terms applyZero fraud liability protects you from unauthorized chargesEmail or text alerts to remind you when your payment is due
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JetBlue Card Credit Recommended: Excellent/Good

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 12.49%, 20.49% or 25.49% variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening)
Regular APR: 12.49%, 20.49% or 25.49% variable
Balance Transfer Fee: 3%

FEES:

Annual Fee: $0
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 12.49%, 20.49% or 25.49% variable
Intro APR on Balance Transfers: 0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening)
Regular APR: 12.49%, 20.49% or 25.49% variable
Balance Transfer Fee: 3%
Annual Fee: $0
Application Processing Fee: See terms

JetBlue Card Credit Recommended: Excellent/Good

Card details:

Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking. Show More
Points awarded in your TrueBlue account don't expire.Earn and share points together with Family Pooling.50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flightsNo foreign transaction feesChip technology & $0 Fraud Liability protection
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Barclaycard Ring™ Mastercard® Credit Recommended: Excellent

PURCHASES:

Intro APR on Purchases: 0% (15 months)
Regular APR: 13.49% Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% (15 months (on balance transfers made within 45 days of account opening))
Regular APR: 13.49% Variable
Balance Transfer Fee: None

FEES:

Annual Fee: $0
Application Processing Fee: See terms
Intro APR on Purchases: 0% (15 months)
Regular APR: 13.49% Variable
Intro APR on Balance Transfers: 0% (15 months (on balance transfers made within 45 days of account opening))
Regular APR: 13.49% Variable
Balance Transfer Fee: None
Annual Fee: $0
Application Processing Fee: See terms

Barclaycard Ring™ Mastercard® Credit Recommended: Excellent

Card details:

0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%No balance transfer feesNo foreign transaction fees Show More
Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroadFree online access to FICO® Credit Score
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How To Find A Credit Card For Your Needs

There is no universal approach to finding a plastic card for your needs. The best one for you may very well be the worst card choice for someone else; it all depends on how you use it and on your unique financial situation. Someone who travels frequently can make good use of a credit card with a travel rewards program, but for a person who rarely leaves home, the travel rewards would be wasted! Finding the credit card offers requires that you compare the features and benefits of various cards and match them to how you intend to use your card.

Not sure which card to choose?

Ask your question to our experts: explain your financial situation and you'll get personal financial consultation by email.

Frequently Asked Questions:

How to raise a credit score?

There are different ways to raise a credit score and a credit card is one of them. You can use a credit card to build payment history and as a result to build your credit score. For that you should get a credit card that, ideally, reports all your credit activity to three major credit bureaus. Many cards are reported to only one credit bureau, so pay attention to this when evaluate cards. Once you have a credit card you should use it with all your responsibility: make all due payments on time, never be late, and keep your balances low. This will help you to build positive payment history. If you have other credit accounts, make sure you do not default on them. Paying on time with all your creditors is very important because it helps you build good credit.

How to get a credit card that is best for me?

First of all, you should know your most current credit score. It is easier to find a credit card you will qualify for when you know your credit score. However, your credit score is not the only thing considered when you apply for a credit card. The way you manage other credit accounts, if you have any, defaults, bankruptcies, credit inquiries, and of course your income are also taken into account. So it is recommended to check credit reports before you apply for a credit card to make sure they are accurate and contain most current information.

What is the best credit card to apply?

There are a lot of good credit cards but which one is the best for you depends on your creditworthiness and your credit score. First of all, know your current credit score. It will help you find right credit cards to choose from. There are credit cards for people with established credit and cards for those who don’t have credit at all. So it is important to know your credit score if you want to qualify for a credit card. After that, you can consider your preferences. Think if you want a credit card with rewards or a card without an annual fee and low interest. Taking all this into consideration will help you to find the best credit card for you.

How to get a free credit report?

You can get a free copy of your credit report once a year from one or each of the three credit reporting agencies (TransUnion, Experian, and Equifax). You can request your free credit reports via AnnualCreditReport.com. This is the only source where you can get your credit report for free. You do not need to contact each credit bureau separately.