- Credit Card Applications
- Best Credit Card Offers for You
BEST CREDIT CARD OFFERS FOR YOU
To get the best credit cards you need to have a good or excellent credit score. If your credit is good, you can get rewards as well as low interest rates. If you have excellent credit you will have the best options. The better your credit is, the better APR you will be given since variable rates are based on your creditworthiness. If your credit isn't perfect, you can still receive rewards. The best credit cards have the lowest interest rates and the best rewards.
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Best Credit Cards from Credit-Land.com Credit Recommended: Excellent / Good
PURCHASES:
Intro APR on Purchases:
0% (up to 18 months)
Regular APR:
See terms
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
0% (up to 21 months)
Regular APR:
See terms
Balance Transfer Fee:
See terms
FEES:
Annual Fee:
$0
Application Processing Fee:
See terms
Intro APR on Purchases:
0% (up to 18 months)
Regular APR:
See terms
Intro APR on Balance Transfers:
0% (up to 21 months)
Regular APR:
See terms
Balance Transfer Fee:
See terms
Annual Fee:
$0
Application Processing Fee:
See terms
Best Credit Cards from Credit-Land.com Credit Recommended: Excellent / Good
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Citrus Loans Credit Recommended: Any Credit
LOAN AMOUNT:
Minimum:
$100
Maximum:
$2,500
REQUIREMENTS:
Minimum Credit Score:
See terms
Minimum Age:
18
Minimum Income Required:
See terms
Checking Account Required:
No
Minimum:
$100
Maximum:
$2,500
Minimum Credit Score:
See terms
Minimum Age:
18
Minimum Income Required:
See terms
Checking Account Required:
No
Citrus Loans Credit Recommended: Any Credit
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Surge® Platinum Mastercard® Credit Recommended: See website for Details*
PURCHASES:
Intro APR on Purchases:
See website for Details*
Regular APR:
29.99% (Variable)
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
See website for Details*
Regular APR:
N/A
Balance Transfer Fee:
N/A
FEES:
Annual Fee:
See website for Details*
Application Processing Fee:
See Terms*
Intro APR on Purchases:
See website for Details*
Regular APR:
29.99% (Variable)
Intro APR on Balance Transfers:
See website for Details*
Regular APR:
N/A
Balance Transfer Fee:
N/A
Annual Fee:
See website for Details*
Application Processing Fee:
See Terms*
Surge® Platinum Mastercard® Credit Recommended: See website for Details*
Card details:
Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)All credit types welcome to apply!Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements) Show MoreInitial Credit Limit of $300 – $1,000* (subject to available credit)Monthly reporting to the three major credit bureausSee if you’re Pre-Qualified without impacting your credit scoreFast and easy application process; results in secondsFree online account access 24/7Checking Account Required
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RescueLoans.net Credit Recommended: Any Credit
LOAN AMOUNT:
Minimum:
$100
Maximum:
$1,000
REQUIREMENTS:
Minimum Credit Score:
See terms
Minimum Age:
18
Minimum Income Required:
See terms
Checking Account Required:
No
Minimum:
$100
Maximum:
$1,000
Minimum Credit Score:
See terms
Minimum Age:
18
Minimum Income Required:
See terms
Checking Account Required:
No
RescueLoans.net Credit Recommended: Any Credit
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Group One Freedom Card Credit Recommended: Bad
PURCHASES:
Intro APR on Purchases:
n/a
Regular APR:
0.00%
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
n/a
Regular APR:
n/a
Balance Transfer Fee:
See terms
FEES:
Annual Fee:
See terms
Application Processing Fee:
See terms
Intro APR on Purchases:
n/a
Regular APR:
0.00%
Intro APR on Balance Transfers:
n/a
Regular APR:
n/a
Balance Transfer Fee:
See terms
Annual Fee:
See terms
Application Processing Fee:
See terms
Group One Freedom Card Credit Recommended: Bad
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Reflex® Platinum Mastercard® Credit Recommended: Fair/Poor/Bad/Limited
PURCHASES:
Intro APR on Purchases:
N/A
Regular APR:
29.99% (Variable)
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
FEES:
Annual Fee:
See Terms
Application Processing Fee:
See Terms*
Intro APR on Purchases:
N/A
Regular APR:
29.99% (Variable)
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Annual Fee:
See Terms
Application Processing Fee:
See Terms*
Reflex® Platinum Mastercard® Credit Recommended: Fair/Poor/Bad/Limited
Card details:
Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)See if you’re Pre-Qualified with no impact to your credit scoreAll credit types welcome to apply Show MoreFree access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)Initial Credit Limit of $300 – $1,000* (subject to available credit)Monthly reporting to the three major credit bureausFast and easy application process; results in secondsUse your card at locations everywhere Mastercard® is acceptedChecking Account Required
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OpenSky® Secured Visa® Credit Card Credit Recommended: Bad / No
PURCHASES:
Intro APR on Purchases:
N/A
Regular APR:
21.89% (variable)
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
FEES:
Annual Fee:
$35
Application Processing Fee:
See Terms
Intro APR on Purchases:
N/A
Regular APR:
21.89% (variable)
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Annual Fee:
$35
Application Processing Fee:
See Terms
OpenSky® Secured Visa® Credit Card Credit Recommended: Bad / No
Card details:
No credit check to apply. Zero credit risk to apply!Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time paymentsWith an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit Show MoreExtend your $200 credit line by getting considered for an unsecured credit line increase after 6 months - no additional deposit required!Get free monthly access to your FICO score in our mobile applicationBuild your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransunionFund your card with a low $200 refundable security deposit to get a $200 credit lineApply in less than 5 minutes with our mobile first applicationChoose the due date that fits your schedule with flexible payment datesFund your security deposit over 60 days with the option to make partial paymentsJoin over 1.2 million cardholders who’ve used OpenSky to build their credit
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First Access Visa® Card Credit Recommended: Fair/Bad
PURCHASES:
Intro APR on Purchases:
N/A
Regular APR:
See Terms
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
N/A
Regular APR:
See Terms
Balance Transfer Fee:
See Terms
FEES:
Annual Fee:
See Terms
Application Processing Fee:
See Terms
Intro APR on Purchases:
N/A
Regular APR:
See Terms
Intro APR on Balance Transfers:
N/A
Regular APR:
See Terms
Balance Transfer Fee:
See Terms
Annual Fee:
See Terms
Application Processing Fee:
See Terms
First Access Visa® Card Credit Recommended: Fair/Bad
Card details:
Reporting monthly to all three major credit reporting agenciesPerfect credit not required for approval; we may approve you when others won’tEasy and secure online application Show More$300 credit limit (subject to available credit)Receive your card more quickly with optional Expedited Processing (additional fee applies)Get a result in as little as 60 seconds upon completion of the online applicationOnline Customer Center available 24 x 7Checking account requiredThe First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
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FIT® Platinum Mastercard® Credit Recommended: Bad/Fair
PURCHASES:
Intro APR on Purchases:
N/A
Regular APR:
See Terms*
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
FEES:
Annual Fee:
See Terms*
Application Processing Fee:
N/A
Intro APR on Purchases:
N/A
Regular APR:
See Terms*
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Annual Fee:
See Terms*
Application Processing Fee:
N/A
FIT® Platinum Mastercard® Credit Recommended: Bad/Fair
Card details:
$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)All credit types welcome to applyMonthly reporting to the three major credit bureaus Show MoreInitial Credit Limit of $400.00* (Subject to available credit)Fast and easy application process; results in secondsUse your card at locations everywhere Mastercard® is acceptedFree access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)Checking Account Required
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Applied Bank® Unsecured Classic Visa® Card Credit Recommended: Poor/Limited
PURCHASES:
Intro APR on Purchases:
N/A
Regular APR:
29.99%
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
FEES:
Annual Fee:
See website for Details*
Application Processing Fee:
See website for Details*
Intro APR on Purchases:
N/A
Regular APR:
29.99%
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Annual Fee:
See website for Details*
Application Processing Fee:
See website for Details*
Applied Bank® Unsecured Classic Visa® Card Credit Recommended: Poor/Limited
Card details:
Get Pre-Qualified in Less Than a MinuteA $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM´s and Online!A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus Show MoreNo Penalty Rate. Your Rate Won´t Go Up Even If You are LateAccess Additional Credit With On-Time Payments and Responsible UsageA True Unsecured EMV enabled (chip) Visa Credit cardDoes not require perfect credit for approvalFixed APR and Manageable Monthly Payments
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Surge® Platinum Secured Mastercard® Credit Recommended: All Credit Types Welcome to Apply
PURCHASES:
Intro APR on Purchases:
N/A
Regular APR:
19.99% Variable
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
FEES:
Annual Fee:
$69
Application Processing Fee:
N/A
Intro APR on Purchases:
N/A
Regular APR:
19.99% Variable
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Annual Fee:
$69
Application Processing Fee:
N/A
Surge® Platinum Secured Mastercard® Credit Recommended: All Credit Types Welcome to Apply
Card details:
Initial refundable deposit of $300 becomes your credit limit1% Cash Back rewards on every purchaseFree access to your Vantage 3.0 Score from Experian (When you sign up for e-statements) Show MoreMonthly reporting to the three major credit bureausFast and easy application process; results in secondsUse your card at locations everywhere Mastercard is acceptedMastercard Zero Liability Protection (subject to Mastercard guidelines)Checking Account Required
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Total Visa® Card Credit Recommended: Bad/Fair
PURCHASES:
Intro APR on Purchases:
N/A
Regular APR:
See Terms
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
N/A
Regular APR:
See Terms
Balance Transfer Fee:
See Terms
FEES:
Annual Fee:
See Terms
Application Processing Fee:
See Terms
Intro APR on Purchases:
N/A
Regular APR:
See Terms
Intro APR on Balance Transfers:
N/A
Regular APR:
See Terms
Balance Transfer Fee:
See Terms
Annual Fee:
See Terms
Application Processing Fee:
See Terms
Total Visa® Card Credit Recommended: Bad/Fair
Card details:
Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion®!Checking Account RequiredFast and easy application process; response provided in seconds Show MoreA genuine Visa credit card accepted by merchants nationwide across the USA and onlineManageable monthly payments$300 credit limit (subject to available credit)Reports monthly to all three major credit bureaus
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Milestone® Mastercard® Credit Recommended: Fair / Good
PURCHASES:
Intro APR on Purchases:
N/A
Regular APR:
See terms
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
FEES:
Annual Fee:
See terms
Application Processing Fee:
See Terms*
Intro APR on Purchases:
N/A
Regular APR:
See terms
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Annual Fee:
See terms
Application Processing Fee:
See Terms*
Milestone® Mastercard® Credit Recommended: Fair / Good
Card details:
Greater access to credit than before - $700 credit limitGet a Mastercard accepted online, in store and in appAccount history is reported to the three major credit bureaus in the U.S. Show More$0 liability for unauthorized useAccess your account online or from your mobile device 24/7
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First Progress Platinum Select Mastercard® Secured Credit Card Credit Recommended: Poor/Limited/No Credit
PURCHASES:
Intro APR on Purchases:
N/A
Regular APR:
18.74% (V)
BALANCE TRANSFERS:
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
FEES:
Annual Fee:
$39
Application Processing Fee:
N/A
Intro APR on Purchases:
N/A
Regular APR:
18.74% (V)
Intro APR on Balance Transfers:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Annual Fee:
$39
Application Processing Fee:
N/A
First Progress Platinum Select Mastercard® Secured Credit Card Credit Recommended: Poor/Limited/No Credit
Card details:
Earn 1% Cash Back Rewards on payments made to your First Progress Secured credit card account.No minimum credit history or credit score required!Imagine being rewarded for simply paying your bill each month. Show MoreAccepted wherever Mastercard® is accepted, online and worldwide!Reports to all 3 major credit bureausManage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
Hide How To Find A Credit Card For Your Needs
There is no universal approach to finding a plastic card for your needs. The best one for you may very well be the worst card choice for someone else; it all depends on how you use it and on your unique financial situation. Someone who travels frequently can make good use of a credit card with a travel rewards program, but for a person who rarely leaves home, the travel rewards would be wasted! Finding the credit card offers requires that you compare the features and benefits of various cards and match them to how you intend to use your card.
Frequently Asked Questions:
How to raise a credit score?
There are different ways to raise a credit score and a credit card is one of them. You can use a credit card to build payment history and as a result to build your credit score. For that you should get a credit card that, ideally, reports all your credit activity to three major credit bureaus. Many cards are reported to only one credit bureau, so pay attention to this when evaluate cards. Once you have a credit card you should use it with all your responsibility: make all due payments on time, never be late, and keep your balances low. This will help you to build positive payment history. If you have other credit accounts, make sure you do not default on them. Paying on time with all your creditors is very important because it helps you build good credit.
How to get a credit card that is best for me?
First of all, you should know your most current credit score. It is easier to find a credit card you will qualify for when you know your credit score. However, your credit score is not the only thing considered when you apply for a credit card. The way you manage other credit accounts, if you have any, defaults, bankruptcies, credit inquiries, and of course your income are also taken into account. So it is recommended to check credit reports before you apply for a credit card to make sure they are accurate and contain most current information.
What is the best credit card to apply?
There are a lot of good credit cards but which one is the best for you depends on your creditworthiness and your credit score. First of all, know your current credit score. It will help you find right credit cards to choose from. There are credit cards for people with established credit and cards for those who don’t have credit at all. So it is important to know your credit score if you want to qualify for a credit card. After that, you can consider your preferences. Think if you want a credit card with rewards or a card without an annual fee and low interest. Taking all this into consideration will help you to find the best credit card for you.
How to get a free credit report?
You can get a free copy of your credit report once a year from one or each of the three credit reporting agencies (TransUnion, Experian, and Equifax). You can request your free credit reports via AnnualCreditReport.com. This is the only source where you can get your credit report for free. You do not need to contact each credit bureau separately.
More cards by credit history:
