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Excellent Credit Credit Card Offers

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The following Credit Cards are for People with Excellent Credit. Compare offers side by side and apply online for the card that according to your criteria. Apply for the Excellent Credit card of your choice by completing a secure online application.

| Cards for Consumer | Cards for Business |

Credit Card Offers Found: 6

Capital One® No Hassle Miles(SM) Rewards - Excellent Credit

Excellent Credit*

Most Attractive:	Miles are redeemable for flights on any airline.
Special Offer:	Earn miles 25% faster than regular miles cards

(Visa)

Click here to apply for Capital One® No Hassle Miles(SM) Rewards - Excellent Credit

13.9% APR on purchases and balance transfers
Earn miles 25% faster than regular miles cards - for customers with excellent credit
Earn 1.25 miles for each dollar spent on purchases
No blackout dates or seat restrictions
No expiration date on miles and no limit on the miles you can earn
See Capital One® important disclosures for more information.
Benefit Rating:

n/a Intro APR (* see notes for more APR details)
13.9% Regular Fixed APR for Purchases
22.9% Regular Fixed APR for Cash Advances

Miles per Dollar: 1.25 Mile
Bonus on First Purchase: n/a
25 days Grace Period

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Blue from American Express®

Good Credit*

Most Attractive:	Access to Membership Rewards Express(SM) program; various benefits and services available to cardholders; introductory rate; no annual fee.
Special Offer:	0% for 15 months and is applied to Purchases.

(American Express)

0% APR on purchases for up to 15 months
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance
No Annual Fee
Membership Rewards Express SM Program
Blue is Your Launch Pad to Standout Shopping and Entertainment Rewards and One-of-a-Kind Experiences
Benefit Rating:

0% Intro APR on Purchases for 15 months
10.24% Regular Variable APR for Purchases
20.24% Regular Variable APR for Cash Advances

Points per Dollar: 1.00 Point
Bonus on First Purchase: n/a
20 days Grace Period

(* 4.99% Fixed APR for the life of the balance)

Important Notes:

Estimate Reward Earnings

Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 3.99%, 5.99%, 8.99% or 10.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Citi® Platinum Select® Card®

Good Credit*

Most Attractive:	0% introductory rate; no annual fee.
Special Offer:	0% for 12 months and is applied to Purchases.

(MasterCard)

Click here to apply for Citi® Platinum Select® Card®

0% APR on balance transfers and purchases for up to 12 months
No Annual Fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, Free Online Account Management
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for up to 12 months
as low as 8.49% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Bonus on First Purchase: n/a
25 days Grace Period

(* 0% APR on balance transfers and purchases for up to 12 months)

Important Notes:

See website for complete terms and conditions of card usage and application disclosure.

Clear from American Express®

Excellent Credit*

Most Attractive:	No annual fee; no late fees; no over the limit fees; no balance transfer fees; introductory rates; cash back rewards.
Special Offer:	0% for 12 months and is applied to Purchases.

(American Express)

0% intro APR for up to 12 months
5.99% fixed APR on balance transfers
When you spend $2,500, you get an American Express® branded shopping card worth $25
Automatic Rewards
Flexibility to pay over time
User-friendly credit report and score
American Express World-Class Customer Service
Benefit Rating:

0% Intro APR on Purchases for 12 months
11.24% Regular Variable APR for Purchases
20.24% Regular Variable APR for Cash Advances

Rebate Amount: Up to 1%
Bonus on First Purchase: n/a
31 days Grace Period

(* 5.99% fixed APR on balance transfers)

Important Notes:

Estimate Reward Earnings

Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 5.99%, 7.99%, or 9.99% + Prime Rate.
Although there are no late fees or over the limit fees, if minimum payments are not paid within the grace period for two times during any portion of a twelve-month billing period, the default APR of 21.99% + Prime Rate will be applied to all balances for a minimum of twelve billing periods.
See website for complete terms and conditions of card usage and application disclosure.

Chase Platinum Visa®

Good Credit*

Most Attractive:	0% introductory rate; no annual fee; access to free rewards program.
Special Offer:	0% for 12 months and is applied to Purchases, Balance Transfers.

(Visa)

0% Intro APR for Up To 12 Months on Purchases and Balance Transfers
No Annual Fee
FREE Online Account Access
FREE Travel Services
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for 12 months
10.99% Regular Variable APR for Purchases
20.99% Regular Variable APR for Cash Advances

Bonus on First Purchase: n/a
20 days Grace Period

(* 0% Intro APR for Up To 12 Months on Purchases and Balance Transfers)

Important Notes:

Estimate Reward Earnings

The APR for purchases varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Discover® More Card

Good Credit*

Most Attractive:	Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.
Special Offer:	0% for 12 months and is applied to Balance Transfers.

(Discover Card)

Click here to apply for Discover® More Card

0% Intro APR
No Annual Fee
5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% unlimited Cashback Bonus on all other purchases
Easy online Account management tools
View Discover® Card Rates, Fees, Rewards and Other Important Information
Benefit Rating:

0% Intro APR on Balance Transfers for 12 months
10.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances

Rebate Amount: Up to 5%
25 days Grace Period

(* There is a 0% introductory APR on purchases for 6 months and a 0% introductory APR on balance transfers for 12 months)

Important Notes:

Estimate Reward Earnings

The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%.
See website for complete terms and conditions of card usage and application disclosure.

When you have excellent credit, you want a credit card that is designed specifically for you; you want an excellent credit credit card. The good news is that there are many credit cards out there designed only for those who have excellent credit. Most credit card companies offer excellent credit, credit cards. You will have no trouble finding them at all. How do you know if you qualify for an excellent credit credit card? Well, your credit is defined by your credit score, which is comprised by the instances of good and bad credit on your credit report. Your credit score is a combination of many things such as:

Repayment History

Amount of Credit

Your Income vs. Credit

Your Address History

How Long You Have Had Specific Types Of Credit (the longer the better)

Judgments

Bankruptcy

These are just a few of the items that go into creating your credit score. However, the point of it all is in order to qualify for an excellent credit credit card, your credit score must fall into the range of 750 to 850.

When you have excellent credit, you have the opportunity to receive some of the best deals when it comes to excellent credit credit cards. You get to essentially choose between which cards offers you the best deals and become fussy about which credit cards you choose to use. The offers will literally be pouring in, what credit card company does not want a cardholder with your kind of credit history. Those with excellent credit have the option of choosing between many types of cards, but the best thing about these credit cards are the benefits that come along with them. Think of these benefits as a "way to go" for maintaining an excellent credit rating.

The benefits are many when it comes to excellent credit credit cards. For example, you will have the opportunity get gain instant approval for almost any card you desire. One look at your credit score and you are approved, it generally only takes about 30 seconds for approval and you can usually start using your credit card right away. Another benefit to be had with excellent credit credit cards is the low interest rates. Low interest rates save you money, for many people the interest rates are the real killer with credit cards, but thanks to your efforts to maintain an excellent credit rating, you get the prime choice of excellent interest rates at the same time and this is even after the great introductory rates have expired.

You then have the opportunity to choose from a vast amount of reward programs. Reward programs are generally only offered to those with excellent credit, the better your credit the better your choices in reward programs. Some reward programs might include:

Airline incentives in which you earn mileage towards free tickets or upgrades.

Cash back incentives, point programs in which you earn points that can be used towards a variety of different items and services.

Retail specific rewards programs in which specific retailers offer excellent credit credit cards and programs for using their services or purchases their products.

Of course, there are many different kinds of rewards programs; the above only names a select few.

The best thing about excellent credit credit cards is the fact that you have your choice of a variety of benefits, there are simply too many to name them all. However, one benefit that many people enjoy is a higher credit limit. The better your credit rating, the higher credit limit a credit card company is willing to extend you. A higher credit limit can be useful for many things such as home improvement, kick starting a business, or taking that much deserved vacation.

Lastly, when you apply for an excellent credit credit card and are approved as well, you have the opportunity to enjoy a credit card that carries no fees in most cases. Usually, you will not have to worry about high annual fees, fees for extra cards, or other usage fees that may apply. This is all thanks to your hard work at keeping your credit rating excellent.