Advertising Disclosure

Credit Card Offers for Excellent Credit

The following credit cards are for people with excellent credit. Compare offers side by side and see the different perks, benefits and rewards of each card and apply here for the card that you feel is the best fit for you. Some of these cards offer a promotional interest-free period for balance transfers and/or purchases. Many have no annual fee and some offer ongoing low interest rates. Applying here for the credit card of your choice is simple and secure.
Sort by:
🔍

Click apply button to get redirected to the bank’s secure application page

All your personal information will be protected

Best Credit Cards from Credit-Land.com Credit Recommended: Excellent

PURCHASES:

Intro APR on Purchases: 0% (up to 21 months)
Regular APR: See Site

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% (up to 21 months)
Regular APR: See Site
Balance Transfer Fee: See Site

FEES:

Annual Fee: $0
Application Processing Fee: See Site
Intro APR on Purchases: 0% (up to 21 months)
Regular APR: See Site
Intro APR on Balance Transfers: 0% (up to 21 months)
Regular APR: See Site
Balance Transfer Fee: See Site
Annual Fee: $0
Application Processing Fee: See Site

Best Credit Cards from Credit-Land.com Credit Recommended: Excellent

Card details:

Earn a one-time bonus offer and rewards on all purchases.0% Intro APR on Purchases or Balance Transfers. A variable go-to APR applies after that.Balance transfer fee is between 3% and 5% of the amount of each transfer. Show More
Redeem earned rewards towards travel, gift cards and more.No annual fee.
Hide

Click apply button to get redirected to the bank’s secure application page

All your personal information will be protected

Best Credit Cards from Credit-Land.com Credit Recommended: Excellent / Good

PURCHASES:

Intro APR on Purchases: 0% (up to 21 months)
Regular APR: See Site

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% (up to 21 months)
Regular APR: See Site
Balance Transfer Fee: See Site

FEES:

Annual Fee: $0
Application Processing Fee: See Site
Intro APR on Purchases: 0% (up to 21 months)
Regular APR: See Site
Intro APR on Balance Transfers: 0% (up to 21 months)
Regular APR: See Site
Balance Transfer Fee: See Site
Annual Fee: $0
Application Processing Fee: See Site

Best Credit Cards from Credit-Land.com Credit Recommended: Excellent / Good

Card details:

0% Intro APR on Purchases and Balance Transfers; a variable go-to APR applies after that.Balance transfer fee between 3% and 5%.Unlimited rewards on all purchases. Show More
No Annual Fee.
Hide

Excellent Credit Rewards You For All Your Hard Work

When you have a top-notch credit, you have an opportunity to receive some of the best deals when it comes to credit cards. The offers will literally be pouring in, as card companies want to have a cardholder with your kind of credit history. People with exceptional credit have the option of choosing between many types of cards, but the best thing about these credit cards are the benefits that come along with them. Think of these benefits as a "way to go" for maintaining a superb credit rating.

Also, you have the opportunity to choose a reward program. You can opt for airline incentives, cash back rewards or bonus point reward programs.

Lastly, when you apply for a prime credit card and are approved, you have the opportunity to enjoy a card that carries no fees in most cases. Usually, you will not have to worry about high annual fees, fees for extra cards, or other usage fees that may apply. This is all thanks to your hard work at keeping your credit rating excellent.

Not sure which card to choose?

Ask your question to our experts: explain your financial situation and you'll get personal financial consultation by email.

Frequently Asked Questions:

What is considered excellent credit?

There are different credit scores and formulas to calculate a credit score but most credit card issuers use FICO credit scores that are provided by Experian, TransUnion, and Equifax. According to FICO score range, your credit is excellent when you have FICO score that is between 750 and 850.

What are the best credit cards for people with excellent credit?

There is no universal credit card that will be good for all people with excellent credit. We are all different as well as our needs and requirements. We recommend you to answer a couple of questions before you start choosing a credit card. The first question is what do you need a credit card for? Is it for gas purchases, for air travel or for shopping at your favorite stores? If you are planning a big purchase, then you may want a credit card with 0% intro APR on purchases. And of course you will want a credit card with rewards. There are credit cards with fixed rewards and cards with rewards in rotating categories. Knowing what you want to use your card for, will help you decide on rewards program. Once you consider all of these things, you will find the best credit card for you.

What happens if I don’t have excellent credit and apply for an excellent credit credit card anyway?

In most cases your application will be declined right away. However, there are credit card issuers that will offer you the same or similar credit card on different terms. For example, if you were applying for a Visa Signature credit card without an annual fee and with sign up bonus, the issuer can offer you a Visa credit card with an annual fee and with lower or no sign up bonus at all. Also, note that you will have a credit inquiry on your credit report and too many inquiries may lower your credit score and reduce your chances to get the card you want.

What makes credit cards for excellent credit different from other cards?

The first thing that makes credit cards for people with excellent credit different from the others is interest rate. Sometimes it can be two times lower than for other cards. Then come fees and credit limits. Annual fee is either low or not charged at all. And credit limits are high enough to finance a short vacation to Hawaii and have some credit left. Another thing that is different is benefits and perks available. Concierge service, roadside assistance, insurances, and other benefits are offered as by an issuing bank, as by a payment network like Visa or MasterCard.