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Credit Card Offers for Excellent Credit

The following credit cards are for people with excellent credit. Compare offers side by side and see the different perks, benefits and rewards of each card and apply here for the card that you feel is the best fit for you. Some of these cards offer a promotional interest-free period for balance transfers and/or purchases. Many have no annual fee and some offer ongoing low interest rates. Applying here for the credit card of your choice is simple and secure.
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Capital One® Venture® Rewards Credit Card Credit Recommended: Excellent, Good

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 13.49% - 23.49% (Variable)

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: 13.49% - 23.49% (Variable)
Balance Transfer Fee: $0

FEES:

Annual Fee: $0 intro for first year; $59 after that
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 13.49% - 23.49% (Variable)
Intro APR on Balance Transfers: N/A
Regular APR: 13.49% - 23.49% (Variable)
Balance Transfer Fee: $0
Annual Fee: $0 intro for first year; $59 after that
Application Processing Fee: See terms

Capital One® Venture® Rewards Credit Card Credit Recommended: Excellent, Good

Card details:

Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travelEarn unlimited 2X miles per dollar on every purchase, every dayFly any airline, stay at any hotel, anytime Show More
Travel when you want with no blackout datesMiles don't expire and there’s no limit to how many you can earnNo foreign transaction fees$0 intro annual fee for the first year; $59 after thatLimited Time Offer: Get a metal Venture Card when you apply today
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Best Credit Cards from Credit-Land.com Credit Recommended: Excellent / Good

PURCHASES:

Intro APR on Purchases: 0% (21 months)
Regular APR: See Site

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% (21 months)
Regular APR: See Site
Balance Transfer Fee: See Site

FEES:

Annual Fee: $0
Application Processing Fee: See Site
Intro APR on Purchases: 0% (21 months)
Regular APR: See Site
Intro APR on Balance Transfers: 0% (21 months)
Regular APR: See Site
Balance Transfer Fee: See Site
Annual Fee: $0
Application Processing Fee: See Site

Best Credit Cards from Credit-Land.com Credit Recommended: Excellent / Good

Card details:

0% Intro APR.No Annual Fee.Great Rewards Programs.

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Capital One® VentureOne® Rewards Credit Card Credit Recommended: Excellent, Good

PURCHASES:

Intro APR on Purchases: 0% intro on purchases for 12 months
Regular APR: 12.49% - 22.49% (Variable)

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: 12.49% - 22.49% (Variable)
Balance Transfer Fee: $0

FEES:

Annual Fee: $0
Application Processing Fee: See terms
Intro APR on Purchases: 0% intro on purchases for 12 months
Regular APR: 12.49% - 22.49% (Variable)
Intro APR on Balance Transfers: N/A
Regular APR: 12.49% - 22.49% (Variable)
Balance Transfer Fee: $0
Annual Fee: $0
Application Processing Fee: See terms

Capital One® VentureOne® Rewards Credit Card Credit Recommended: Excellent, Good

Card details:

Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travelEarn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual feeFly any airline, stay at any hotel, anytime Show More
Enjoy a low intro APR on purchases for 12 months; 12.49%-22.49% variable APR after thatTravel when you want with no blackout datesNo foreign transaction feesMiles don’t expire and there’s no limit to how many you can earn
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Barclaycard CashForward™ World MasterCard® Credit Recommended: Excellent

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 15.24%, 20.24% or 25.24%* Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% (15 months (on balance transfers made within 45 days of account opening))
Regular APR: 15.24%, 20.24% or 25.24%* Variable
Balance Transfer Fee: 3%

FEES:

Annual Fee: $0
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 15.24%, 20.24% or 25.24%* Variable
Intro APR on Balance Transfers: 0% (15 months (on balance transfers made within 45 days of account opening))
Regular APR: 15.24%, 20.24% or 25.24%* Variable
Balance Transfer Fee: 3%
Annual Fee: $0
Application Processing Fee: See terms

Barclaycard CashForward™ World MasterCard® Credit Recommended: Excellent

Card details:

Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account openingEarn unlimited 1.5% cash rewards on every purchaseEvery time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption Show More
Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50Cash rewards do not expire as long as your account is open, active and in good standing0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfersNo annual fee
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Capital One® Card Finder Tool Credit Recommended: N/A

PURCHASES:

Intro APR on Purchases: See Terms
Regular APR: Various Rates

BALANCE TRANSFERS:

Intro APR on Balance Transfers: See Terms
Regular APR: See Terms
Balance Transfer Fee: See Terms

FEES:

Annual Fee: See Terms
Application Processing Fee: See terms
Intro APR on Purchases: See Terms
Regular APR: Various Rates
Intro APR on Balance Transfers: See Terms
Regular APR: See Terms
Balance Transfer Fee: See Terms
Annual Fee: See Terms
Application Processing Fee: See terms

Capital One® Card Finder Tool Credit Recommended: N/A

Card details:

Find card offers you may be eligible for without affecting your credit scoreGet matched to features you want like low intro rates, cash back or miles and moreSee your card matches in less than 60 seconds Show More
Find a card for where you are to help you prepare for what’s aheadAll Capital One cards come with fraud coverage if your card is lost or stolen24/7 account access, including mobile app for fast and easy account management - right from your smartphonePick the monthly payment due date that works best for youPay the way you want - by check, online or at a local branch
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Barclaycard Arrival Plus™ World Elite MasterCard® Credit Recommended: Excellent/Good

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 16.49%, 20.49% or 23.49%* Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% (12 months (on balance transfers made within 45 days of account opening))
Regular APR: 16.49%, 20.49% or 23.49%* Variable
Balance Transfer Fee: 3%

FEES:

Annual Fee: $89 - waived first year
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 16.49%, 20.49% or 23.49%* Variable
Intro APR on Balance Transfers: 0% (12 months (on balance transfers made within 45 days of account opening))
Regular APR: 16.49%, 20.49% or 23.49%* Variable
Balance Transfer Fee: 3%
Annual Fee: $89 - waived first year
Application Processing Fee: See terms

Barclaycard Arrival Plus™ World Elite MasterCard® Credit Recommended: Excellent/Good

Card details:

Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement creditEarn 2X miles on all purchasesRedeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary Show More
Get 5% miles back to use toward your next redemption, every time you redeemMiles don't expire as long as your account is open, active and in good standingNo foreign transaction fees on anything you buy while in another country0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness. Please note, there is a fee for balance transfers
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Capital One® Quicksilver® Cash Rewards Credit Card Credit Recommended: Excellent, Good

PURCHASES:

Intro APR on Purchases: 0% intro on purchases for 9 months
Regular APR: 13.49% - 23.49% (Variable)

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% intro on balance transfers for 9 months
Regular APR: 13.49% - 23.49% (Variable)
Balance Transfer Fee: 3%

FEES:

Annual Fee: $0
Application Processing Fee: See terms
Intro APR on Purchases: 0% intro on purchases for 9 months
Regular APR: 13.49% - 23.49% (Variable)
Intro APR on Balance Transfers: 0% intro on balance transfers for 9 months
Regular APR: 13.49% - 23.49% (Variable)
Balance Transfer Fee: 3%
Annual Fee: $0
Application Processing Fee: See terms

Capital One® Quicksilver® Cash Rewards Credit Card Credit Recommended: Excellent, Good

Card details:

One-time $100 cash bonus after you spend $500 on purchases within 3 months of approvalEarn unlimited 1.5% cash back on every purchase, every dayNo rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn Show More
0% intro APR on purchases for 9 months; 13.49%-23.49% variable APR after thatBalance transfers also have a 0% intro APR for 9 months; 13.49%-23.49% variable APR after that; a 3% fee applies to each balance transferredPay no annual fee or foreign transaction fees
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JetBlue Plus Card Credit Recommended: Excellent

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 12.49%, 20.49% or 25.49% variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: 0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening)
Regular APR: 12.49%, 20.49% or 25.49% variable
Balance Transfer Fee: 3%

FEES:

Annual Fee: $99
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 12.49%, 20.49% or 25.49% variable
Intro APR on Balance Transfers: 0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening)
Regular APR: 12.49%, 20.49% or 25.49% variable
Balance Transfer Fee: 3%
Annual Fee: $99
Application Processing Fee: See terms

JetBlue Plus Card Credit Recommended: Excellent

Card details:

Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 daysEarn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchasesNo blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking Show More
Points awarded in your TrueBlue account don't expire.Earn 5,000 bonus points every year after your account anniversary50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flightsEnjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your cardEnjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
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Sony® Card from Capital One® Credit Recommended: Excellent

PURCHASES:

Intro APR on Purchases: 0% intro on purchases until December 2017
Regular APR: 14.49% - 24.99% (Variable)

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: 14.49% - 24.99% (Variable)
Balance Transfer Fee: $0

FEES:

Annual Fee: $0
Application Processing Fee: See terms
Intro APR on Purchases: 0% intro on purchases until December 2017
Regular APR: 14.49% - 24.99% (Variable)
Intro APR on Balance Transfers: N/A
Regular APR: 14.49% - 24.99% (Variable)
Balance Transfer Fee: $0
Annual Fee: $0
Application Processing Fee: See terms

Sony® Card from Capital One® Credit Recommended: Excellent

Card details:

Earn 5,000 bonus points after your first purchase within 90 days of approval5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services Show More
1 point per $1 spent on all other purchasesRedeem for Sony products, movies, music & more0% intro APR on purchases until December 2017, 14.49% - 24.99% variable APR after thatNo annual fee
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Credit One Bank® Cash Back Rewards Credit Card Credit Recommended: Good

PURCHASES:

Intro APR on Purchases: N/A
Regular APR: 15.90% - 24.40% Variable

BALANCE TRANSFERS:

Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A

FEES:

Annual Fee: $0 - $99
Application Processing Fee: See terms
Intro APR on Purchases: N/A
Regular APR: 15.90% - 24.40% Variable
Intro APR on Balance Transfers: N/A
Regular APR: N/A
Balance Transfer Fee: N/A
Annual Fee: $0 - $99
Application Processing Fee: See terms

Credit One Bank® Cash Back Rewards Credit Card Credit Recommended: Good

Card details:

Zero fraud liability protects you from unauthorized chargesManage your account on-the-go with the Credit One Bank mobile appAll purchases automatically get you 1% cash back if you qualify, terms apply Show More
Includes travel accident and auto rental collision insurance from Visa®Track your progress with free online access to your credit scoreCustomize your card with a premium card design, a fee may applyEmail or text alerts to remind you when your payment is due
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Excellent Credit Rewards You For All Your Hard Work

When you have a top-notch credit, you have an opportunity to receive some of the best deals when it comes to credit cards. The offers will literally be pouring in, as card companies want to have a cardholder with your kind of credit history. People with exceptional credit have the option of choosing between many types of cards, but the best thing about these credit cards are the benefits that come along with them. Think of these benefits as a "way to go" for maintaining a superb credit rating.

Also, you have the opportunity to choose a reward program. You can opt for airline incentives, cash back rewards or bonus point reward programs.

Lastly, when you apply for a prime credit card and are approved, you have the opportunity to enjoy a card that carries no fees in most cases. Usually, you will not have to worry about high annual fees, fees for extra cards, or other usage fees that may apply. This is all thanks to your hard work at keeping your credit rating excellent.

Not sure which card to choose?

Ask your question to our experts: explain your financial situation and you'll get personal financial consultation by email.

Frequently Asked Questions:

What is considered excellent credit?

There are different credit scores and formulas to calculate a credit score but most credit card issuers use FICO credit scores that are provided by Experian, TransUnion, and Equifax. According to FICO score range, your credit is excellent when you have FICO score that is between 750 and 850.

What are the best credit cards for people with excellent credit?

There is no universal credit card that will be good for all people with excellent credit. We are all different as well as our needs and requirements. We recommend you to answer a couple of questions before you start choosing a credit card. The first question is what do you need a credit card for? Is it for gas purchases, for air travel or for shopping at your favorite stores? If you are planning a big purchase, then you may want a credit card with 0% intro APR on purchases. And of course you will want a credit card with rewards. There are credit cards with fixed rewards and cards with rewards in rotating categories. Knowing what you want to use your card for, will help you decide on rewards program. Once you consider all of these things, you will find the best credit card for you.

What happens if I don’t have excellent credit and apply for an excellent credit credit card anyway?

In most cases your application will be declined right away. However, there are credit card issuers that will offer you the same or similar credit card on different terms. For example, if you were applying for a Visa Signature credit card without an annual fee and with sign up bonus, the issuer can offer you a Visa credit card with an annual fee and with lower or no sign up bonus at all. Also, note that you will have a credit inquiry on your credit report and too many inquiries may lower your credit score and reduce your chances to get the card you want.

What makes credit cards for excellent credit different from other cards?

The first thing that makes credit cards for people with excellent credit different from the others is interest rate. Sometimes it can be two times lower than for other cards. Then come fees and credit limits. Annual fee is either low or not charged at all. And credit limits are high enough to finance a short vacation to Hawaii and have some credit left. Another thing that is different is benefits and perks available. Concierge service, roadside assistance, insurances, and other benefits are offered as by an issuing bank, as by a payment network like Visa or MasterCard.