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Up to $10,000 deposited to your bank account, if approved

Credit Recommended:


  • Up to $10,000 deposited to your bank account, if approved
  • Get funds as soon as the next business day
  • Fast, Safe, and Convenient - all online!
    Term of Loan:
    3-36 Months
    5.99% - 35.99%
    Instant Response:
    Minimum Credit Score:
    All Credit Scores
    Minimum Age:
    Minimum Income Required:
    $1,000 (net)
  • FEES
    Activation Fee:
    See terms
    Annual Fee:
    See terms

Questions & Answers about loans:

Do I need to provide a collateral or pay to get a loan?

No.’s lenders do not require any collateral or payment, and you won’t be denied because of bad credit history. Your stable income and checking account are the only security required.

If approved, how fast will I get my loan?

Once you agreed to loan terms and signed it, your lender will send the loan funds to the checking account you provided on your application form. The funds should be available as soon as the next business day. However, this timeline may vary depending on the lender’s terms.

Do I qualify for a loan from

The basic requirements to qualify for a personal loan offered through are the following. You should be a US resident or citizen of at least 18 years old with an active checking account in your name. You will need to provide your Social Security number, valid email address, and work and home telephone numbers. You should have a regular income, either from full-time employment, self-employment, or disability or Social Security benefits. As for your credit score, you may not have a perfect credit score to qualify for a loan. You may still qualify for a loan with poor credit.

What will be the interest rate?

Bad Credit Loans is not a lender and does not provide loans. The service refers consumers to lenders who provide loans. Therefore, Best Credit Loans cannot provide you with exact APR that you will be charged. The interest rates vary from lender to lender. Your lender will provide you with the APR, loan fees and other terms when you are redirected to your loan agreement during the loan application process.