- Request from $250 to $35,000
- Our online form is easy to complete and can get you connected with funding options in minutes.
- Our service is free to use
- Safe & secure online process
-
TERMS
- Term of Loan:
- 90 days - 72 months
- APR:
- 5.99% - 35.99%
- Instant Response:
- Yes
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LOAN AMOUNT
- Minimum:
- $250
- Maximum:
- $35,000
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REQUIREMENTS
- Minimum Credit Score:
- All Credit Scores
- Minimum Age:
- 18
- Minimum Income Required:
- $2,000
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FEES
- Activation Fee:
- See terms
- Annual Fee:
- See terms
Questions & Answers about loans:
PersonalLoans.com may do a “soft” or a “hard” pull on your credit score to determine your eligibility. Usually a “soft” pull is done initially and if it is enough to determine eligibility, no “hard” pull will be done. Otherwise, a “hard” pull will be done during the loan approval process.
You can qualify for a personal loan if you meet the creditor’s requirements. To qualify, you should have a valid ID, a stable income, a checking account, and a credit score. You don’t have to have a perfect credit score to get approved for a loan, but the higher your credit score and income are, the more chances you have to qualify for a loan.
There are three types of personal loans available in most states: peer-to-peer loans, personal installment loans, and bank personal loans. Only three states do not have available loan types, they are North Dakota, Maine, and Iowa.
PersonalLoans.com work with many lenders and different loan products, therefore there are no set in stone amounts. You will be referred to the lender that can offer the best terms based on your credit score, creditworthiness and income. As for a loan amount, it ranges from $1,000 to $35,000. The amount you will be able to obtain will depend on many different factors determined by lenders.