To submit a loan through Cash Advance, you need to be a U.S. citizen of at least 18 years of age. To qualify, you should have a job and your income should be $1,000 per month after taxes. You will also need a checking account that accepts deposits so you could get funds when approved. A lender will also ask you to provide your home and work telephone number, and a valid email address. Note that your employment will be verified so do not give false information on your application form.
Cash Advance is not a direct lender but a matching service that will present you a list of trusted lenders that will offer you a loan. Once you are matched with a lender you will receive the information on rates and terms. You are free to accept a loan offer or refuse it if the terms are not satisfactory for whatever reason.
You can request a short-term loan from $100 to $1,000. A lender will evaluate your application and determine whether approve you for the amount requested of for a lower amount. After your short-term loan is approved, the money will be deposited directly into your checking account within up to two business days.
Consumers with any credit are accepted. You can get approved for a loan even if you have bad credit. As for the bankruptcy, it may be a decisioning factor that lenders use. However, getting a loan with a history of bankruptcy is still possible.