- Apply online using our 100% secure 3-step application. No faxing required.
- 4 out of 5 applications are approved.
- Once approved your loan is deposited into your bank account overnight!
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TERMS
- Term of Loan:
- See terms
- APR:
- See terms
- Instant Response:
- Yes
-
LOAN AMOUNT
- Minimum:
- $100
- Maximum:
- Up to $2,500 today
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REQUIREMENTS
- Minimum Credit Score:
- No Credit Check
- Minimum Age:
- 18
- Minimum Income Required:
- See terms
-
FEES
- Activation Fee:
- See terms
- Annual Fee:
- See terms
Questions & Answers about loans:
If your application is approved, Next Payday Advance will notify you and direct you to your lender’s loan agreement page. This page will contain loan agreement with your rates and repayment terms. When you accept the terms, you will also receive an email confirmation.
The amount you can qualify for depends on your creditworthiness and credit score. Approved loan amounts can range between $300 to $1,000. Once your application is approved and you’ve signed for your loan, funds will be directly deposited to your bank account. Deposit times may vary but usually it takes up to two business days.
To qualify, you should meet some basic requirements, which are: you must be at least 18 years of age, have stable income, and have an active bank account that accepts direct deposits. This information is needed to match you with a specific lender which may have some additional requirements based on its own approval criteria. Things like income and payday loan history may affect the approval of your loan or the amount that you are approved for.
Next Payday Advance partners with lenders who specialize in lending to those with less than perfect credit. The lenders won’t make a decision based on your credit score only. They will look at additional areas of your finances, including time of employment and income. Even if you have no credit, you still have chances to qualify for a loan, provided you have stable income and an active bank account.