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Purefy

PenFed is one of the only lenders that allows married couples to refinance together.

Credit Recommended:

Excellent/Good

ABOUT THE LOAN
  • PenFed is one of the only lenders that allows married couples to refinance together.
  • Find your rate before applying
  • No application or origination fees
  • Get Rate With No Credit Check
  • Combine Loans With Your Spouse
  • Be Debt Free Sooner
  • Get a Lower Fixed Rate
RATES & FEES INFORMATION:
  • TERMS
    Term of Loan:
    5 to 15 yrs
    APR:
    Fixed rate as low as 3.75%
    Instant Response:
    No
  • LOAN AMOUNT
    Minimum:
    $7,500
    Maximum:
    $300,000
  • REQUIREMENTS
    Minimum Credit Score:
    670
    Minimum Age:
    18
    Minimum Income Required:
    $3500 (min)
  • FEES
    Activation Fee:
    No
    Annual Fee:
    No
Purefy

Questions & Answers about loans:

Do I qualify for a personal loan?

Almost any person can qualify for a personal loan. There are different personal loan offers available out there. Rates and amounts of loans are determined by an individual’s credit score and creditworthiness. Even if you have bad credit, personal loans are still available to you. However, people with limited and bad credit will have fewer loan options available and rates can be higher.

If approved, how fast will I get my loan?

Once you agreed to loan terms and signed it, your lender will send the loan funds to the checking account you provided on your application form. The funds should be available as soon as the next business day. However, this timeline may vary depending on the lender’s terms.

Can I get a loan if I have bad credit or a bankruptcy?

Consumers with any credit are accepted. You can get approved for a loan even if you have bad credit. As for the bankruptcy, it may be a decisioning factor that lenders use. However, getting a loan with a history of bankruptcy is still possible.

How payday loans are different from personal loans?

Payday loans are short-term loans that are typically due on your next payday. The amount of payday loans is also less, generally about $500 or less. Another feature of payday loans is they are often should be paid in one lump-sum payment. These are general distinctive features of payday loans. Other features may vary depending on the creditor’s requirements.