Hotel Reward & Travel Credit Cards
You don't need to be a Hilton to stay for free in a luxurious hotel with outstanding hotel rewards or travel rewards credit cards. Credit card companies are offering hotel rewards credit cards with programs that include increased benefits and bonus point programs which can be used toward accommodations in one of the many participating hotels.
Starwood Preferred Guest® Credit Card from American Express®
Miles by Discover® Card
Blue Sky from American Express
Credit Card Benefits for Travelers
Credit cards with hotel and travel rewards are ideal for anyone who travels - both frequent travelers and the occasional traveler can benefit from travel credit cards. There are a number of travel themed credit cards available, and while they all have slightly different features and benefits, the rewards are earned based on how much you use your credit card. The more you spend on the card, the more travel benefits you'll gain. The exact calculation of your reward earnings will vary from one credit card to the next, so be sure to compare the different programs to select the one that allows you to earn the most rewards for the least amount of effort.
One way to get the most hotel and travel benefits from your credit card is to use the card for all of your monthly expenses and purchases, and simply pay the balance off in full when the statement arrives to avoid interest and finance charges. Using your travel credit card in this way is the same as using cash - except you get a little something more for your spending! These days, the ability to stretch a dollar a little further is important.
Typical benefits or features of hotel and travel credit cards include free or discounted hotel nights, discounted or even free flights, or the ability to upgrade your flight to a more comfortable seat; and travel insurance protection coverage. With some credit cards, you can get two flights for the price of one, with a free companion flight offer.
If you are loyal to one hotel chain, you might look for a credit card that offers free hotel stays in that chain. If you prefer to have more flexibility in your travels, you might appreciate a generic travel credit card that allows you to make choices instead of having a brand loyalty.





