Credit Cards » Grocery Rewards Credit Cards

Grocery Rewards Credit Cards

Everybody eats, right? Credit cards that allow you to save on groceries are genius, since you have to buy groceries anyway; you may as well do it in a way that lets you save money. Many credit cards are offering rewards programs to save on groceries - giving you cash back percentages when you shop at certain grocery stores or retail establishments. Getting in the habit of buying your groceries with a credit card that lets you save on grocery prices is a great way to leverage your money.

Discover® More® Card - American Flag

APR for
balance transfer
0%
up to 6 mo.
purchases
0%
up to 6 mo.
ongoing
11.99%
as low as
Rewards
cash back
5%
(max)

Discover® More® Card

APR for
balance transfer
0%
up to 6 mo.
purchases
0%
up to 6 mo.
ongoing
11.99%
as low as
Rewards
cash back
5%
(max)

Miles by Discover® Card

APR for
balance transfer
0%
up to 6 mo.
purchases
0%
up to 6 mo.
ongoing
11.99%
as low as
Rewards
miles
1
per dollar

True Earnings® Card from Costco and American Express

APR for
balance transfer
1.99%
up to 6 mo.
purchases
0%
up to 3 mo.
ongoing
13.24%
as low as
Rewards
cash back
3%
(max)

Save On Grocery Bills With a Grocery Rewards Card

Calling all humans. If you need to eat, and everybody does, consider using a credit card with grocery rewards for your grocery purchases. It can not only save you money, but can also put money back in your pocket each month.

There are two ways grocery rewards cards work.

  • The typical grocery rewards card gives you a percentage of your grocery store purchases back in the form of a credit on your credit card statement. You can also use most of the cards in any grocery or convenience store. However, some cards require you to make your purchases from specific retailers. It’s important to know which type of card you have and what the terms of use are. This method is nice because it reduces your monthly credit card bill for your grocery rewards card.
  • The other type of grocery rewards card will give you points for using the card that you can then turn around and use anywhere you like (some are limited to just grocery purchases however). The way it works is you get a point for every dollar you spend on the card. This type of program works best for someone who wants to use their card for all of their purchases – not just groceries.

With the rising costs of fuel, we are seeing our grocery bills go up as well. Having a grocery rewards card is a great way to offset that monthly cost while putting more money back where you want it: in your hands.

Research the different grocery rewards cards available out there. Consider what you will be using it for before applying. Just groceries? Or your "everything" card? Then read the terms carefully, and choose the card that suits your needs.

Everyone wants to save money these days. Whether you are a business owner needing to buy large amounts of groceries each week, or simply someone who needs to eat (everyone out there) a grocery rewards credit card may be the right choice for you.