Credit Cards » Walmart

Walmart Credit Cards Alternatives

Walmart offers two types of cards: the Walmart Credit Card and the Walmart MasterCard Credit Card. While both cards offer almost similar benefits to its users, the Wal-Mart MasterCard is by far the best one in terms of benefits and acceptability. Walmart loyal customers are receiving tremendous benefits and cash back on purchases. But if you shop at Walmart from time to time, general rewards credit cards may be more rewarding for you.

Alternative Credit Cards for Walmart Shopping and more

BEST for FAIR Credit
  • Unlimited 1% cash back gas rewards.
  • Get pre-qualified without affecting your Credit Score.
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
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  • *SEE Site for Terms & Conditions.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See Terms
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / GoodN/AN/A23.9%$35 - $99*

How to maximize your savings on Walmart purchases?

Using Walmart Co-Branded Credit Card

Presently, there are several Walmart credit card offers. These are the Walmart Card and the Walmart MasterCard Card. Both plastic cards can be used at Walmart, SAM CLUB. Clients can also save three cents per gallon bought at participating gas stations of Walmart and SAM CLUB.

Walmart cards do not charge annual fees and they offer $0 fraud liability. The cards also provide special financing offers and can be used to process in-store payments at any participating outlet. Another outstanding feature is that both cards offer clients $20 cash back rewards at the time of purchase. Clients can also get additional cards for their families at no extra charge.

Using General Rewards Credit Card

Walmart Credit Card is a store-branded one. This means clients can use their cards only in establishments that belong to the Walmart group of companies and SAM CLUB. If you do not do most of your shopping at Walmart you may prefer a general credit card with rewards program from major banks.

Walmart accepts all types of credit cards as payment methods: American Express, Discover, MasterCard, and Visa credit cards. Many major banks offer rewards credit cards which allow you to earn point rewards or cash back on all your purchases. These cards may not give that big rewards as Walmart cards but you will have more flexibility to earn rewards and redeem them.

Using Walmart Coupons

Walmart offers huge selection of coupons which make it favourite among shoppers in search of a bargain. Whether you look for a new dress or for a cleaning supplies Walmart coupon codes and promo codes are a guarantee you will get the best deal possible. However, as many discount offers, Walmart coupons have their limitations. For example, you won't be able to use more than one coupon per item. Also, coupons have expiration dates, so you should pay attention to it if you don't want your coupon to be rejected at a point of sale.