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First PREMIER Bank Credit Cards

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If you are struggling to find a credit card that can help you repair your credit history after a rocky financial period, First Premier Credit Cards can be your ticket to better credit, and a better future. First Premier Credit Cards are designed especially for people who have hit a few bumps along the way in their financial history, who are looking to start fresh. If you're looking for a card that can help you establish the kind of credit history that can get you a house, or a small business loan in the future, then you're looking for First Premier Credit Cards.
  • First Premier Credit Cards help people rebuild or establish their credit
  • Competitive interest rates with 25 day grace periods for no-interest repayments
  • Credit line increases within 6 months
  • Payment activity reported to credit bureaus
Credit Card Offers Found: 6

Centennial Gold MasterCard®/Visa

Fair Credit* 
Most Attractive: 9.9% APR on purchases, nstant credit decisions, 24-hour account access by phone, monthly credit bureau reporting
Special Offer: Low 9.9% APR!
(MasterCard/Visa)
Click here to apply for Centennial Gold MasterCard®/Visa
Apply Here
  • 9.9% APR on Purchases
  • $50 Credit Limit Increase by Making your first 2 Minimum Payments!
  • All Applications Accepted!
  • Gold Card Prestige
  • Monthly credit bureau reporting
  • Instant Decision!
  • 24-hour account access by phone
  • Apply for a Credit Card Today!
  • Benefit Rating: Benefit Rating:3h out of 5 stars
n/a Intro APR (* see notes for more APR details)
9.9% Regular Fixed APR for Purchases
19.9% Regular Fixed APR for Cash Advances
  $48 Annual Fee
25 days Grace Period
Important Notes: Compare Credit CardsCredit Card Review: Centennial Gold MasterCard®/Visa
To offset the necessary start-up fees, the Centennial Gold charges just 9.9% APR on purchases.

Centennial MasterCard®/Visa

Fair Credit* 
Most Attractive: Low APR on Purchases
Special Offer: Credit Decision In Seconds
(MasterCard/Visa)
Click here to apply for Centennial MasterCard®/Visa
Apply Here
  • Bad Credit? No Problem!
  • Low APR on Purchases
  • Credit Decision In Seconds
  • The Right Credit Card for those with less than perfect credit
  • Reports monthly to 4 Major Credit Bureaus
  • No checking account required
  • 24-hour account access by phone
  • No reason to wait - Apply Now!
  • Benefit Rating: Benefit Rating:3h out of 5 stars
n/a Intro APR (* see notes for more APR details)
9.9% Regular Fixed APR for Purchases
19.9% Regular Fixed APR for Cash Advances
  $48 Annual Fee
25 days Grace Period
Important Notes: Compare Credit CardsCredit Card Review: Centennial MasterCard®/Visa
See website for complete terms and conditions of card usage and application disclosure.

Centennial Classic MasterCard®/Visa

Poor/Bad Credit OK* 
Most Attractive: 9.9% APR for Purchases;
Special Offer: 9.9% APR for Purchases
(MasterCard/Visa)
Click here to apply for Centennial Classic MasterCard®/Visa
Apply Here
  • No Credit OK!
  • All Credit Types Welcome to Apply!
  • Low APR on Purchases
  • Reports to 4 Credit Bureaus monthly!
  • Quality Customer Service!
  • Know Instantly if you are approved
  • Easy online application process
  • A Credit Card you can Trust
  • Benefit Rating: Benefit Rating:3h out of 5 stars
n/a Intro APR (* see notes for more APR details)
9.9% Regular Fixed APR for Purchases
19.9% Regular Fixed APR for Cash Advances
  First year fee-free, then $49 Annual Fee
25 days Grace Period
Important Notes: Compare Credit CardsCredit Card Review: Centennial Classic MasterCard®/Visa
See website for complete terms and conditions of card usage and application disclosure.

Gold MasterCard®/Visa

Fair Credit* 
Most Attractive: Low 9.9% APR, $48 annual fee, know within 60 seconds if you are approved
Special Offer: Low 9.9% APR!
(MasterCard/Visa)
Click here to apply for Gold MasterCard®/Visa
Apply Here
  • Low 9.9% APR!
  • Instant Decision!
  • Gold Card Prestige
  • Reports monthly to 4 Major Credit Bureaus
  • No checking account required
  • Apply for a Credit Card Today!
  • Benefit Rating: Benefit Rating:3 out of 5 stars
n/a Intro APR (* see notes for more APR details)
9.9% Regular Fixed APR for Purchases
19.9% Regular Fixed APR for Cash Advances
  Bonus on First Purchase: None
$48 Annual Fee
25 days Grace Period
Important Notes: Compare Credit CardsCredit Card Review: Gold MasterCard®/Visa
See website for complete terms and conditions of card usage and application disclosure.

MasterCard®/Visa

Fair Credit* 
Most Attractive: 9.9% APR for Purchases; Credit Decision in Seconds
Special Offer: 9.9% APR for Purchases
(MasterCard/Visa)
Click here to apply for MasterCard®/Visa
Apply Here
  • Low APR on Purchases
  • Credit Decision in Seconds
  • The Right Credit Card for those with less than perfect credit
  • Reports monthly to 4 Major Credit Bureaus
  • No checking account required
  • No Reason to Wait - Apply Now
  • Benefit Rating: Benefit Rating:3h out of 5 stars
n/a Intro APR (* see notes for more APR details)
9.9% Regular Fixed APR for Purchases
19.9% Regular Fixed APR for Cash Advances
  $48 Annual Fee
25 days Grace Period
Important Notes: Compare Credit CardsCredit Card Review: MasterCard®/Visa
See website for complete terms and conditions of card usage and application disclosure.

Classic MasterCard®/Visa

Poor/Bad Credit OK* 
Most Attractive: 9.9% APR for Purchases; instant approval
Special Offer: 9.9% APR for Purchases
(MasterCard/Visa)
Click here to apply for Classic MasterCard®/Visa
Apply Here
  • No Credit OK!
  • All Credit Types Welcome to Apply!
  • Low APR on Purchases
  • Reports to 4 Credit Bureaus monthly!
  • Quality Customer Service!
  • Know Instantly if you are approved
  • Over 3 Million credit card holders
  • Easy online application process
  • Benefit Rating: Benefit Rating:3h out of 5 stars
n/a Intro APR (* see notes for more APR details)
9.9% Regular Fixed APR for Purchases
19.9% Regular Fixed APR for Cash Advances
  First year fee-free, then $49 Annual Fee
25 days Grace Period
Important Notes: Compare Credit CardsCredit Card Review: Classic MasterCard®/Visa
See website for complete terms and conditions of card usage and application disclosure.
 
The people at First Premier Bank know that not everyone can have a spotless credit history. They also know that just because you might have a few blemishes on your credit history, that doesn't mean you're aren't ready to build a stronger and more responsible future. That's why First Premier Credit Cards cater specifically to people who are looking to reestablish a good credit score. First Premier Credit Cards can get you a better credit history, and to a more financially secure tomorrow.

Just because you don't have the best credit history in the world doesn't mean that you should have to pay huge, unreasonable fees or get stuck with a card that doesn't give you the financial flexibility you need, and with First Premier Credit Cards, you don't have to. First Premier Credit Cards charge a very manageable and competitive interest rate, only nine-point-nine percent, so that you won't immediately get buried in interest payments. And as long as you pay off the balance on your First Premier Credit Cards on or before the due date, that interest rate won't even matter, because your card will allow you a twenty-five day grace period in which the interest won't be applied. First Premier Credit Cards will give you a minimum balance of two-hundred and fifty dollars to work with, so that you have access to funds that you can really use right from the start.

Not only will First Premier Credit Cards start you off with a workable line of credit, but if you are approved for a card, you will also be considered for a greater line of credit within six months, no matter how bad your credit history was to start. When you are reviewed for a greater credit line, the people looking at your account will be basing their evaluation off of how well you have used your First Premier Credit Cards for the first six months. This means that by managing your credit card purchases well, and making your credit card payments on time, your First Premier Credit Card can give your credit history the fresh start that it needs.

But it won't just be First Premier Bank keeping track of the progress that you're making with your First Premier Credit Cards. All of your account activity on your First Premier Credit Cards will be reported to several different credit bureaus on a monthly basis. This might not sound like an advantage at first, but it is essential to your ability to rebuild your credit. Unlike First Premier Credit Cards, some credit cards don't report to credit bureaus unless there has been negative account activity. This means that with these credit cards, you credit score can get worse, but it will never improve. With First Premier Credit Cards, on the other hand, you will always be given full credit for all of the improvements that you make on your credit score.

Finally, you don't have to sit around, waiting and wondering whether or not a First Premier Credit Cards are the cards that you can use to build your future credit. You can easily apply for the First Premier Credit Cards of your choosing online. Your application will be evaluated immediately, and you will know whether or not you have been approved within one minute of the completion of your application. The people at First Premier Bank know that today is always a good day to start repairing your damaged credit, so they let you know what they can do for you immediately, so that you can get on your way, right away.
 
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