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Credit One Bank® Unsecured Visa® - No Deposit Required

Receive 1% cash back on eligible purchases, terms apply

Credit Recommended:

Fair

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    CARD TYPE: Unsecured

    Unsecured credit cards offer a revolving credit line and not requiring an initial deposit.

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    WHO CAN GET IT: Consumer

    These credit cards are for the average consumer who needs a credit card for personal use.

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    REWARDS PROGRAM: Cash Back

    Using this card you will be able to earn cash back on all your purchases or on purchases in specific shopping categories.

ABOUT THE CARD
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
REWARD TYPE: Cash Back
REWARDS PROGRAM

This unsecured card requires no deposit and can help build your credit

Receive opportunities for credit line increases, a fee may apply

See if you Pre-Qualify in less than 60 seconds

Receive 1% cash back on eligible purchases, terms apply

RATES & FEES INFORMATION:
  • PURCHASES
    Intro APR on Purchases:
    N/A
    Regular APR:
    16.15% - 24.65% Variable
    Minimum Grace Period:
    0 or 24 Days (see terms)
  • BALANCE TRANSFERS
    Intro APR on Balance Transfers:
    N/A
    Regular APR:
    N/A
    Balance Transfer Fee:
    N/A
  • CASH ADVANCE
    Intro APR on Cash Advances:
    N/A
    Regular APR:
    18.65% - 25.65% Variable
  • FEES
    Annual Fee:
    $0 - $99
    Application Processing Fee:
    See terms
Credit One Bank® Unsecured Visa® - No Deposit Required

Questions & Answers about the card:

Will I be able to earn rewards using Credit One card?

Yes. However, Credit One credit cards do not offer big rewards. You will be able to earn 1% cash back on specific purchases. Currently, the bank offers 1% cash back on qualifying purchases. There is no limit on how much you can earn. You will receive cash back in the form of automatic rewards credit on each statement. Rewards credit will reduce the balance on your credit card.

Will I have online account access to my Credit One credit card?

Yes. Credit One Bank will give you online account access. You will need to register your credit card online on the bank’s website. Once your account is registered, you will be able to see all your credit accounts with the bank and manage them easily.

How to check Credit One credit card application status?

You can visit Credit One Bank’s website to check the status of your application. To do that, you will need to provide your last name and your Social Security Number. Another option is to call the bank’s customer service. To get the application information, use this number 1-800-752-5493.

I want to apply for a Credit One Bank credit card, how can I do it?

You can fill out an online application to apply for a Credit One Bank card. All card comes with pre-qualification, so you will know of you are pre-qualified without affecting your credit score. You can see all Credit One Bank credit cards available on our site here.