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Barclaycard Ring® Mastercard®See Rates & Fees

Low 13.99% variable APR on purchases and cash advances

Credit Recommended:

Good/Excellent

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    CARD TYPE: Unsecured

    Unsecured credit cards offer a revolving credit line and not requiring an initial deposit.

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    WHO CAN GET IT: Consumer

    These credit cards are for the average consumer who needs a credit card for personal use.

ABOUT THE CARD
  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply
  • Low 13.99% variable APR on purchases and cash advances
  • No annual fee
  • No foreign transaction fees
  • International Chip and PIN
RATES & FEES INFORMATION:
  • PURCHASES
    Intro APR on Purchases:
    N/A
    Regular APR:
    13.99% Variable
    Minimum Grace Period:
    See terms
  • BALANCE TRANSFERS
    Intro APR on Balance Transfers:
    0% intro APR for 15 months on balance transfers made within 45 days of account opening.
    Regular APR:
    13.99% Variable
    Balance Transfer Fee:
    Balance Transfers that post to the account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. Balance Transfers that post to the account after 45 days of account opening: $0
  • CASH ADVANCE
    Intro APR on Cash Advances:
    See terms
    Regular APR:
    13.99% Variable
  • FEES
    Annual Fee:
    $0
    Application Processing Fee:
    See terms
Barclaycard Ring® Mastercard®

Questions & Answers about the card:

How to apply for Barclays credit card?

First of all, you should find a credit card that is good for your current credit score. Each card has a recommended credit rating which will help you to sift through the cards that are not good for your current credit score. After that you will need to fill out and submit an online application form to apply for a Barclays credit card. If you do not know your current credit score, you can check it with one of the three major credit bureaus (TransUnion, Experian, and Equifax) or with one of the services that provide credit scores.

Can I add an additional user to my Barclays card?

Yes, you can add an authorized user to your Barclays credit card. To do this, you should contact Barclays and request the bank to add an additional user to your card. Once the bank adds the additional user, he or she will receive a credit card that is linked to your credit card account. As a primary cardholder, you will be responsible for fees and will be able to track the purchases made on both cards.

What types of rewards can I get using a Barclays card? What is their best rewards credit card?

Barclays offers credit cards with different types of rewards, such as points, cash back and mile rewards. Cards also have sign up bonuses in addition to regular rewards. It depends on your needs which card will be the best for you. For example, if you need a credit card for everyday purchases, you can choose a cash back credit card. If you travel a lot, you can choose a card with miles rewards and earn miles for every $1 you spend. If you are a football fan you can choose from NFL credit cards with point rewards.