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Amalgamated Bank of Chicago Platinum Rewards Mastercard® Credit Card

0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.90% - 24.90%, based on your creditworthiness

Credit Recommended:

Excellent / Good

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    CARD TYPE: Unsecured

    Unsecured credit cards offer a revolving credit line and not requiring an initial deposit.

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    WHO CAN GET IT: Consumer

    These credit cards are for the average consumer who needs a credit card for personal use.

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    REWARDS PROGRAM: Points

    The card will allow you to earn points on all purchases or on specific purchases.

ABOUT THE CARD
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.90% - 24.90%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Unlimited Points That Don´t Expire
  • Earn Points on Every Purchase! It´s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
REWARD TYPE: Points
REWARDS PROGRAM

Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening

Unlimited Points That Don't Expire

Earn Points on Every Purchase! It's simple: $1 = 1 Point

RATES & FEES INFORMATION:
  • PURCHASES
    Intro APR on Purchases:
    0% for 12 months
    Regular APR:
    14.90% - 24.90% Variable
    Minimum Grace Period:
    25 days
  • BALANCE TRANSFERS
    Intro APR on Balance Transfers:
    0% for 12 months
    Regular APR:
    14.90% - 24.90% Variable
    Balance Transfer Fee:
    3% of each balance transfer (minimum $5)
  • CASH ADVANCE
    Intro APR on Cash Advances:
    N/A
    Regular APR:
    26.99% Variable
  • FEES
    Annual Fee:
    $0
    Application Processing Fee:
    See terms
Amalgamated Bank of Chicago Platinum Rewards Mastercard® Credit Card

Questions & Answers about the card:

How do I know if I qualify for the ABOC credit card?

The ABOC credit cards are offered to people with good to excellent credit. That means your credit score should be somewhere in 700s. If your credit score is not close to the recommended score, we would not recommend you apply for this card. And you will definitely waste your time if you apply for this card with bad credit. The Amalgamated Bank of Chicago also offers secured credit cards. These cards are good for those who are just starting their credit and for those who want to rebuild their damaged credit.

Where can I see my ABOC rewards points?

You can see your points balance in your rewards account at abocrewards.com. If you do not have access to the account, then you will need to register your ABOC credit card at ABOC Rewards. Once the registration is complete, you will be able to earn points, track them and redeem ABOC points online. The points can be redeemed for statement credits, gift cards, merchandise, cruises and airfare. Also, you can check the point balance by calling 1-800-927-0100.

How to apply for a ABOC credit card?

Firstly, you should find a credit card that is good for your current credit score. ABOC credit cards are only for good and excellent credit. After that you should fill out an online application form to apply for one of ABOC credit cards. By applying for an ABOC card, you authorize ABOC to obtain a current credit bureau report and to verify the information on your application. Once ABOC reviews the credit bureau and other information, a decision will be made. If you do not know your current credit score, you can check it with one of the three major credit bureaus (TransUnion, Experian, and Equifax) or with one of the services that provide credit scores.