When you are matched with a lender for a personal loan, you will be notified and you’ll meet with your lender to finalize the loan agreement. Once that’s complete, you can receive your check as fast as on the same day. In case you are matched to a lender for a short-term loan, you can receive that in one business day.
The amount of the personal loan you can get can be up to $10,000. The amount will be determined based on your creditworthiness, income, employment, and credit history. If you do not qualify for a traditional personal loan, the lender can offer you a short-term loan, which is up to $1,000.
3YearLoans work with different lenders and therefore all types of credit are accepted and can get approved. The lenders look at overall financial situation of an applicant, including employment and income. Therefore, past credit issues don’t necessarily stop you from getting a loan. The lenders will check your credit but decision will be made based on other factors as well.
3YearLoans is not a loan-funding service and not a direct lender. They work with many lenders and match applicants to suitable lenders. Therefore, they do not provide exact rates and terms of loans. Each lender they work with offers different policies, rates, and terms. Also, the actual terms of your loan will be based on your personal information. Only your lender can provide you with information about your specific loan terms, including interest rates, fees, charges, and repayment terms. If you've already taken out a loan and still have questions about your loan’s terms and conditions, please contact your lender directly.