In the wake of the recession and its gradual retreat from the American economy, people who are stuck in the middle when it comes to credit are finding it more difficult to jump back onto the credit...
Continue readingOne of the convenience features built into most credit cards allow customers to withdraw money directly from ATMs in exchange for added fees and interest on the said amount to your credit card....
Continue readingThe sub prime market of credit cards has always been around and always will be. Access to cheap credit -regardless of consequence - will lure in those who know no better or those in a cash-strapped...
Continue readingThe Consumer Financial Protection Bureau, created by the Obama Administration as a part of Wall Street and credit card reform, is announcing that it will be backing down from its previous plan to...
Continue readingIf you own credit cards, you may already feel like the interest rates are too high and the rewards are too low. Can you imagine then, what it's like to be penalized by credit card companies for...
Continue readingStudent loan debt in the United States in 2012 is now approaching $1 trillion and has surpassed credit card debt as the primary source of individual debt. Partly due to skyrocketing tuition costs...
Continue readingWith the "Great Recession" receding into the distant memories of many, American spending and borrowing on such expenditures as automobiles and student tuition increased in February while...
Continue readingThere may be cards in our wallet that we find ourselves paying fees on each year simply to use it how we wish. From a credit perspective, this is absolutely absurd as you are already lining the...
Continue readingWhenever we get a new offer for a credit card, the up-front details can sometimes be so enticing that we neglect our responsibility to further investigate the card's offerings and disadvantages. As...
Continue readingOn Friday, both MasterCard and Visa were both hit by a large security breach that is said may have an impact on American citizens. The extent of the breach which occurred through third party vendor...
Continue readingVacations are the times in our life when we seem to spend the most money so it goes without saying that we need the funds available to buy what we need. However carrying actual cash around can put a...
Continue readingThe standard school of thought says to use credit cards when it is a necessity and to avoid using them at all other junctures. While it is generally a good rule of thumb to avoid placing...
Continue reading