- Credit Card Applications
- Rewards Credit Card Offers
Rewards Credit Card Offers
All your personal information will be protected
Best Credit Cards from Credit-Land.com Credit Recommended: Excellent / Good
Frequently Asked Questions:
First of all, if you already have a credit card that gives rewards, check out rewards program terms. Look for information about earnings per dollar spent on purchases. Fixed rewards, like 1% cash back or one point per dollar spent, won’t give you much room to improve. Now, look at your spendings to see where you spend a lot. There are plenty of credit cards that offer bigger rewards in particular categories like gas or groceries. If you often shop online, there are other ways to increase your rewards. Many major banks have websites that allow earning additional rewards. So, if think you can earn or save more with one more credit card, don’t hesitate to apply.
You won’t necessarily need an excellent credit score of 750 or higher to get a rewards credit card. At the same time, if your credit is too bad, you may not even be able to find a credit card that offers rewards. A credit score of 550 and higher can be enough to qualify for a credit card with rewards program provided you do not have resent negative records on your reports (e.g. late fees, bankruptcy, credit inquiries, etc.).
No. this is no longer a strict requirement to get a credit card with miles rewards. Today major banks offer credit cards that are not tied to a particular airline and allow earning bonus miles on everyday purchases. You won’t even need to change your shopping habits to get a free airline ticket. Just shop as you always do, earn miles rewards, and then redeem earned miles for an airline ticket and with the airline of your choice.
A cash back rewards credit card is the one we would recommend. Cash back rewards are easy to comprehend and to calculate as in terms of earning as in redemption terms. If you have never had a rewards credit card it will be easier to start with a credit card that offers cash back because points rewards are often confusing. And we would recommend you avoid credit cards with reward categories that change in a period of time as they often require sign-ups. Get a card with fixed cash back per dollar spent.