Surge® Platinum Mastercard®
See if you’re Pre-Qualified without impacting your credit score
See website for Details*
-
CARD TYPE: UnsecuredUnsecured credit cards offer a revolving credit line and not requiring an initial deposit.
-
WHO CAN GET IT: ConsumerThese credit cards are for the average consumer who needs a credit card for personal use.
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
-
PURCHASES
- Intro APR on Purchases:
- See website for Details*
- Regular APR:
- 29.99% (Variable)
- Minimum Grace Period:
- See website for Details*
-
BALANCE TRANSFERS
- Intro APR on Balance Transfers:
- See website for Details*
- Regular APR:
- N/A
- Balance Transfer Fee:
- N/A
-
CASH ADVANCE
- Intro APR on Cash Advances:
- See website for Details*
- Regular APR:
- 29.99% (Variable)
-
FEES
- Annual Fee:
- See website for Details*
- Application Processing Fee:
- See Terms*
Questions & Answers about the card:
First of all, credit building is not a fast process. However, you can give a boost to your credit score when you use credit cards regularly and make all monthly due payments with all your creditors on time. As for a credit card with cash back, since you’ve just started building your credit, you can choose from the cards designed for people with limited credit. The cards can offer cash back rewards on all your purchases or on purchases in specific shopping categories. Make sure you are aware of the fees and interest rates before you apply for a credit card. Credit cards for limited credit often come with fees when they have a rewards program.
First of all, here at CreditCardFlyers.com, you will find comprehensive descriptions of all credit cards. The cards’ details include fees, interest rates, and main benefits. If you need more details for a specific offer, you can click on the ‘apply’ button to get redirected to the card’s application page. You will find the card’s terms and conditions on that page. The complete set of terms and conditions, with your individual rates and credit limits, will be sent to you by the issuer once you are approved for the card.
After you submit your application, the issuer will review all provided information and will decide whether you qualify or not. If you qualify for an unsecured account, the issuer will send you an approval notification online. If you are approved for a secured credit account, the issuer will send you an e-mail where the amount of the security deposit will be provided. You can pay the security deposit over the phone or online using the link provided by the issuer.
First of all, you should know your most current credit score. It is easier to find a credit card you will qualify for when you know your credit score. However, your credit score is not the only thing considered when you apply for a credit card. The way you manage other credit accounts, if you have any, defaults, bankruptcies, credit inquiries, and of course your income are also taken into account. So it is recommended to check credit reports before you apply for a credit card to make sure they are accurate and contain most current information.