More people than ever plan to buy a home in the next six months. That means more people going to the bank for a mortgage loan, and more people who will need a good credit score in order to finance...
Continue readingAs 2012 comes to a close and credit card companies look to 2013, the makeup of the average credit card offer is changing. This year, credit card solicitations were up heavily with marked increases in...
Continue readingShopping for just the right gift can be difficult and time-consuming, that's why gift cards have grown to become a billion-dollar industry. This week, Square, a payment system that uses proprietary...
Continue readingAccording to data from the Federal Reserve, American households continue to see their net worths improve. Net financial net worth including real estate, stocks, and other assets rose to $64.77...
Continue readingIn the wake of Hurricane Sandy, thousands of homes, miles of power lines, and as many as 250,000 cars may have been destroyed. The states' insurance companies will make reimbursements to as many as...
Continue readingNew data from the Federal Reserve demonstrates that credit card users with balances are more likely to pay than student loan borrowers. This is the first time ever that student loan delinquencies are...
Continue readingAccording to the National Retail Federation, the average American holiday shopper will spend $749.51 on their holiday shopping in 2012. That is a 1.2 percent improvement over the spending level a...
Continue readingThe average level of credit card debt rose by 4.9% from July to September in a spending spree that leads into the back to school and holiday shopping periods. According to TransUnion, the average...
Continue readingNew research reveals a startling finding about credit card debt: it may be the product of friendships and social networks. The study, which appears in the Journal of Consumer Research, shows a...
Continue readingAmerican Express has been making big moves recently, teaming up with Walmart and now Microsoft in a bid to bring its products to more users in new demographics. American Express has historically...
Continue readingAmerican personal finances continue to approve, according to new research from Consumer Reports. The Consumer Reports Index, a statistical measure of the standing of Americans' personal finances,...
Continue readingAs part of the 2009 CARD Act, opening a credit card as a college student became far more difficult. Now more than two years after the bill was passed the public can see the effects of regulatory...
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