Credit Cards » Juniper Credit Cards

Juniper Credit Cards

Juniper cards, acquired in 2004 by Barclays Bank in Delaware, provide a wide range of cards offered by other companies. Juniper focuses on rewards cards by partnering to large organizations such as AirTran Airways, ATA Airlines, Best Western and Travelocity to name a few. One of the recent partnerships made was with iTunes rewards offering no annual fees, great benefits and points on every purchase made.

Juniper Credit Card Alternatives

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  • Unlimited 1% cash back gas rewards.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a24.90%$0
  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars± and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power.±
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up±. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements.±
  • No annual fee, no late fee for your first late payment - APR won´t go up for paying late, no overlimit fee and no foreign transaction fee.±
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • ±See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Excellent0%
(18 months)
0%
(6 months)
10.99% -
22.99% Variable±
$0
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you´ve made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Fair / Averagen/an/a24.99%* (Variable)$0
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
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Min. Required Credit HistoryIntro APR on Balance TransfersIntro APR on PurchasesOngoing APRAnnual Fee
Badn/an/a0.00%See terms

Juniper Bank was acquired by Barclays Bank back in 2004, with a name change to Barclays Bank Delaware. In spite of the acquisition, there are still several Juniper credit cards released by Barclays Bank Delaware.

Juniper partners with different companies for the plastic cards that it offers its clients. Most of the time, the credit cards do not display the brand name, Juniper. Rather, the cards display the partner of the bank. These partners include ATA Airlines, AirTran Airways, Best Western, Buckmasters, Carnival Sea Miles, Century 21 establishments, Orbitz, RaceTrac, and Travelocity.

These several partnerships are beneficial for customers, giving them more options to choose from. With competitive rates provided on the different Juniper credit card offers, clients can enjoy more rewards from the bank affiliates and partners.

Juniper allows its customers to take more direct control of their finances. When you log on to your online account, you can download all existing account statements in your file. With this feature, you can assess your account statements and study where your money is going, how you are spending your money, and to whom your money is going to. This feature gives more control over your financial feature.

Juniper also provides its clients with account alerts, such as Approaching Credit Limit alerts and Credit Card Payment Due alerts. With these alerts, you can better prepare and secure your funds. This also helps prevent being charged with over-the-limit fees, late fees, and other forms of delinquent payment fees.

One of the cards offered by Juniper is Casey Platinum MasterCard. Released to the market with an introductory period of 6 months, the APR or annual percentage rate for this card is 15.24%. This card does not impose annual fees as well. Another example of the Juniper credit card is the Clark Platinum MasterCard. Still with 6 months for its introductory period, the APR for this card is pegged at 16.24%.

Juniper also charges several fees according to several bases. APR fees, for instance, are charged based on the customer credit history. It reviews the credit performance of its customers periodically and then charges APR fees accordingly.

Juniper also charges transaction charges. These charges include those for balance transfers, convenience checks, cash advances, late payments, over the credit line charges, return checks, and more.

Monthly fees are also charged, where clients are required to pay a certain fee for the use of the card. Late fees are also charged when payments are not made on or before due dates.

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69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.