Find the best credit card offers online.Walmart Credit Cards
Walmart offers two types of credit cards; the Walmart Credit Card and the Walmart Discover Credit Card. While both cards offer almost similar benefits to its users, the Wal-Mart Discover Credit Card is by far the best one in terms of benefits and acceptability. Undeniably, Walmart card users are receiving tremendous benefits from no annual fees, cash back on purchases, and faster response time during application.
The Different Credit Cards of Walmart
Walmart has also joined the bandwagon of department stores and establishments offering their customers credit card accounts. Walmart has long been affiliated with SAM? CLUB, a membership club that offers a wide range of services, including check printing, clothing, and insurance plans. Being a member of SAM? CLUB allows online shopping.
Presently, Walmart offers their customers two types of credit cards. These are the Walmart Card and the Walmart Discover Card. Both of these credit cards share many similarities when it comes to the benefits customers receive. However, there are certain differences that distinctively separate both cards.
For similarities, firstly, both credit cards can be used at Walmart, SAM? CLUB, and online at www.walmart.com as well. Clients can also save three centavos per gallon bought at participating gas stations of Walmart and SAM? CLUB. Both cards do not charge annual fees as well and they offer $0 fraud liability. Another similarity is that the cards provide special financing offers and that you can use them to process in-store payments at any participating outlet. Shopping at either Walmart or SAM? CLUB no longer requires clients to bring cash because they can use Walmart credit cards to make their payments.
Another similarity is that both cards offer clients $20 cash back rewards at the time of purchase as well. Clients can also get additional cards for their families at no extra charge. Clients also enjoy great rates when calling long distance using prepaid AT&T services. And lastly, clients get secure access to their account information via www.walmartcreditcard.com.
For differences, the Walmart Credit Card is a store-branded one. This means clients can use their cards only in establishments that belong to the Walmart group of companies and SAM? CLUB. The three cents per gallon saved when purchasing gas at Walmart locations is an independent option that clients cannot combine with offers from SAM? CLUB.
The Walmart Discover Credit Card, on the other hand, is far more superior to the standard Walmart Credit Card. Cardholders get to earn 1% cash back rewards on all purchases made with the card. The card is also accepted in establishments that come with the Discover?network insignia.
These cash back rates are standard for all clients to benefit from. For maximum cash back rewards and gas rebates, clients who do most of their shopping at Walmart can choose to get the Walmart Discover Credit Card instead of the standard Walmart Credit Card.
