Find the best credit card offers online.Sears Credit Cards
If you are looking for a credit card that will help you save and enjoy shopping at the same time, a Sears credit card can be the perfect card for you. With more than 60 million household owners today, Sears is known as the largest company who has successfully penetrated the retail industry. Its products include: Sears Card, Sears Gold MasterCard, Sears Commercial One Card, and Sears Home Improvement Account. Sears is also offering a wide range of credit card extras tailored to suit every financial need of its clients.
Sears and Its Many Different Credit Cards Offered
Sears realizes that the average credit card market is comprised of customers that have all sorts of needs. This is precisely why Sears has come up with several credit card options to cater to all of the needs of its market. Here are the existing Sears credit card options in the market today.
The first card is simply known as the Sears Card and is the standard retail card offered by the company. Consumers can use the Sears Card at Sears Department Stores, as well as their affiliates, such as Sears Auto Center and Avis. Upon opening the Sears credit account, consumers generally get discounts for their first purchases. That purchase can also qualify for a low interest rate, which would go on during the first few months of usage. Aside from that, cardholders are given a lot of incentives, such as special coupons. It is also easier to return purchases made with the Sears card because clients no longer have to present the official receipts for these purchases, should they want to return these.
Another Sears card is the Sears Gold MasterCard. The Sears Gold MasterCard goes beyond the advantages clients of the Sears Card enjoy. Cardholders can use the Gold MasterCard at any bank, ATM machine, or retail store that accepts MasterCard transaction. Clients looking into debt consolidation can also transfer existing balances onto their Sears Gold MasterCard account. Clients also get the optional Sears Choice Rewards program. Through this program, clients can earn points through purchases they make and these can be redeemed for Sears gift certificates, Sears merchandise, gift cards to restaurants and establishments, even roundtrip airline tickets.
The Sears Commercial One Card caters to the needs of business customers. This type of credit card account can be customized through the different available plans outlined for property managers and general companies. This card also makes it much easier for business owners to monitor monthly transactions and purchases. Cardholders can also make use of the Sears Business Resource Center, which is a great source for tax tips and human resources info.
The Sears Home Improvement Account caters to the needs entailed in big home improvement projects. With this account, customers can purchase as many home items as needed for particular home improvement projects. Installation can be conducted by Sears professionals themselves. The account allows the cardholder to take advantage of low interest payment plans as well.
Other Sears Credit Card extras include the Premier Program, AccountCare, and Choice Rewards. The Premier Program gives cardholders access to discounts, coupons, and access to exclusive shopping events. AccountCare, on the other hand, gives cardholders protection against having to make monthly payments during family emergencies and other sorts of crises. Lastly, Choice Rewards allows cardholders to earn redeemable points in the form of flights and hotel visits.
