Juniper Credit Cards Alternatives
Juniper cards, acquired in 2004 by Barclays Bank in Delaware, provide a wide range of cards offered by other companies. Juniper focuses on rewards cards by partnering to large organizations such as AirTran Airways, ATA Airlines, Best Western and Travelocity to name a few. One of the recent partnerships made was with iTunes rewards offering no annual fees, great benefits and points on every purchase made.
- No Employment or Credit Check
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
- $750 Limit (Usable only at TheHorizonOutlet.com)
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Damaged/Fair | n/a | n/a | 0.00% | See terms |
- New feature! Earn up to 10% cash back on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Bad/No | N/A | N/A | 25.64% (variable) | $35 |
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00 (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Checking Account Required
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Fair/Poor/Bad | N/A | N/A | See Terms* | See Terms* |
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Fair/Poor/Bad/Limited | N/A | N/A | 29.99% (Variable) | See Terms* |
Juniper Bank was acquired by Barclays Bank back in 2004, with a name change to Barclaycard. In spite of the acquisition, there are still several Juniper credit cards released by Barclaycard.
Juniper partners with different companies for the plastic cards that it offers its clients. Most of the time, the credit cards do not display the brand name, Juniper. Rather, the cards display the partner of the bank. These partners include ATA Airlines, AirTran Airways, Best Western, Buckmasters, Carnival Sea Miles, Century 21 establishments, Orbitz, RaceTrac, and Travelocity.
These several partnerships are beneficial for customers, giving them more options to choose from. With competitive rates provided on the different Juniper credit card offers, clients can enjoy more rewards from the bank affiliates and partners.
Juniper allows its customers to take more direct control of their finances. When you log on to your online account, you can download all existing account statements in your file. With this feature, you can assess your account statements and study where your money is going, how you are spending your money, and to whom your money is going to. This feature gives more control over your financial feature.
Juniper also provides its clients with account alerts, such as Approaching Credit Limit alerts and Credit Card Payment Due alerts. With these alerts, you can better prepare and secure your funds. This also helps prevent being charged with over-the-limit fees, late fees, and other forms of delinquent payment fees.
One of the cards offered by Juniper is Casey Platinum MasterCard. Released to the market with an introductory period of 6 months, the APR or annual percentage rate for this card is 15.24%. This card does not impose annual fees as well. Another example of the Juniper credit card is the Clark Platinum MasterCard. Still with 6 months for its introductory period, the APR for this card is pegged at 16.24%.
Juniper also charges several fees according to several bases. APR fees, for instance, are charged based on the customer credit history. It reviews the credit performance of its customers periodically and then charges APR fees accordingly.
Juniper also charges transaction charges. These charges include those for balance transfers, convenience checks, cash advances, late payments, over the credit line charges, return checks, and more.
Monthly fees are also charged, where clients are required to pay a certain fee for the use of the card. Late fees are also charged when payments are not made on or before due dates.
