Home Improvement Credit Card Offers
There are many cash back rewards and other bonus incentive programs available, depending on the home improvement cards you choose. These credit cards offer account holders exclusive discounts on in-store merchandise, as well as the ability to accumulate an unlimited amount of bonus rewards points. Rewards can range from free merchandise, store gift certificates, cash back rewards on all credit card purchases, redeemable bonus points, and even mortgage payments.
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
- $0 Fraud Liability plus mobile and email fraud alert options.
15 months
15 months
- $100 cash back after $500 in purchases within the first 3 months of account opening.
- 0% Intro APR on Balance Transfers and Purchases for 12 months.
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
- Full 1% cash back on eligible purchases and cash advances.
12 months
12 months
(V)
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
18 months
6 months
- Earn Cashback Bonus for your good credit managment.
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com.
- Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report).
15 months
15 months
Get Started On Your Home Improvement Project Today
Think you have to penny pinch and save up for months, or even years, before you can start on your much longed - for home improvement project? Why not apply for a home improvement credit card today so you can start your project now?
You may not believe this, but having such a card can be more advantageous than obtaining a home improvement loan. Here's why. Rewards from these cards range from free merchandise, store gift certificates, cash back rewards on all credit card purchases, redeemable bonus points, and even mortgage payments. Yes, you read it right. Some card companies will even make your mortgage payments for you.
However, the above are not the only reasons you should look into home improvement credit card offers. A lot of such cards also offer low introductory interest rates and low balance transfer rates. This means you can make your purchases from home improvement stores, get your projects done now, and not have to worry about a higher interest rate or having to increase the life of your mortgage for a home loan.
Not a homeowner yet? Guess what? You can still earn points by using your card. These points can be collected, saved, and used later towards the purchase of a home.
There is generally not an expiration date on the points you earn. This can be great for both the home owner and the aspiring home owner. A smart way to earn points is to use your card to pay for cable or satellite television bills, household utility bills, Internet fees, and other payments for telecommunication service providers. Each time payments for these bills are made using the card with home improvement rewards, up to 6% cash back is earned on the total bill payment. You can also earn additional rewards at other merchants and retail locations.
Some of the cards offer redeemable points that can be converted into gift cards or certificates at participating stores, and as already stated above, you can convert your points towards paying the principal on your mortgage. It doesn't get much better than that!
Sometimes you can't wait to do your home improvement project. Pipes burst, ice machines backfire and leak all over your floor, roofs need repairs, or Mother Nature strikes. Having a home improvement rewards card on hand can give you that added piece of mind as extra insurance against unexpected repairs.
