Direct Merchant Bank
Direct Merchants bank, owned and operated by HSBC Bank in Nevada, is considered to be one of the largest banks offering MasterCard to its clientele. Recently, the bank created their AccountCentral Service allowing their consumers to manage their accounts online 24/7. A useful tools and tips section provides help for their consumers for a better control over their budget and spending habits. Additionally, paying bills online to setting up mom’s birthday reminder is all under this one great site.
Credit Card Features of Direct Merchants Bank
Direct Merchants Bank is a known providing organization of HSCB Card Services in America, operating under HSBC Bank Nevada. Direct Merchants Bank provides banking services that are customizable as well as several other financial products to its clientele.
Just like the Orchard Bank, Direct Merchants Bank operates as a subsidiary of HSBC Bank Nevada. In turn, HSBC Bank Nevada operates as a banking subsidiary of HSBC Holdings plc as well. HSBC Holdings plc supervises the bank? operations happening in the whole of America.
Cardholders of the Direct Merchants Bank credit card are provided online account management. Cardholders have full access to their online accounts, with the following features.
First, cardholders can take advantage of this online access feature to pay their credit card bills. Second, cardholders are given the ability to study their banking statements online as well as all other transactions that their Direct Merchants Bank accounts have been subjected to. Cardholders no longer need to personally visit Direct Merchants Bank branch just to check their available balances. This can be done online already. Third, cardholders can take advantage of 24/7 customer service support. Fourth, cardholders can take advantage of the bank? email service, where this can be configured to send cardholders email alerts of payment due dates and other pertinent dates.
Fifth, cardholders can take the advantage of ordering additional credit cards for other family members, friends, and colleagues. Sixth, cardholders can request for increases in their credit lines through this online access feature. Seventh, cardholders can take advantage of Account Protection Plus. This feature allows cardholders to freeze their accounts temporarily, should there be a need to do so. Lastly, cardholders get to enjoy great shopping deals and rewards with participating establishments.
Interest rates can be as high as 31.9% for certain credit accounts, which are dependent on the credit histories of the clients themselves. Direct Merchants Bank also imposes late charges and fees on delinquent accounts, usually without any form of warning.
The official website of Direct Merchants Bank is a wealthy source of information and how-to?, including how to sign up your account online. The website also has a site map that helps clients navigate themselves all throughout.