Cashback Rewards Plus American Express® Card
Redeem your cash rewards anytime using your mobile device or computer
Excellent / Good
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CARD TYPE: Unsecured
Unsecured credit cards offer a revolving credit line and not requiring an initial deposit.
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WHO CAN GET IT: Consumer
These credit cards are for the average consumer who needs a credit card for personal use.
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REWARDS PROGRAM: Cash Back
Using this card you will be able to earn cash back on all your purchases or on purchases in specific shopping categories.
- USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
- Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
- Earn 2% cash back on up to $3,000 in supermarket purchases per year.
- Earn 1% cash back on all other purchases with no cap.
- Redeem your cash rewards anytime using your mobile device or computer.
- Enjoy no foreign transaction fees when you travel outside of the United States.
Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
Earn 2% cash back on up to $3,000 in supermarket purchases per year.
Earn 1% cash back on all other purchases with no cap.
Redeem your cash rewards anytime using your mobile device or computer.
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PURCHASES
- Intro APR on Purchases:
- n/a
- Regular APR:
- 12.40% to 26.40% (V)
- Minimum Grace Period:
- 25 days
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BALANCE TRANSFERS
- Intro APR on Balance Transfers:
- n/a
- Regular APR:
- 12.40% to 26.40% (V)
- Balance Transfer Fee:
- Up to 3%
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CASH ADVANCE
- Intro APR on Cash Advances:
- n/a
- Regular APR:
- 12.40% to 26.40% (V)
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FEES
- Annual Fee:
- $0
- Application Processing Fee:
- See terms
Questions & Answers about the card:
To activate your USAA prepaid card or any credit card from USAA, you should visit usaa.com and log it to your account. If you do not have access to your account, you should contact USAA to get it.
As a rule, it takes about two weeks to receive your card in mail. However, if you apply before or at weekend it may take a bit more time for your card to arrive in mail. You can always contact the bank and ask when you receive your card.
The cash advance APR will be determined by USAA based on your creditworthiness after you submit your application. This interest rate will vary with the market based on the prime rate. When you have an USAA credit card, you should read the terms of your cardholder agreement to see the interest rate for cash advances. Or you can view your statements for the most accurate interest rate information.
To activate your USAA credit card, you should go to usaa.com and log in. Once you are on your online account, you can activate your card. If you cannot log in, you should contact USAA customer service and ask for assistance.