First Progress Platinum Select Mastercard® Secured Credit Card
1% Cash Back Rewards on payments
Poor/Limited/No Credit
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CARD TYPE: SecuredSecured credit cards require a secured deposit on a bank account. These cards are intended for people with limited credit history.
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WHO CAN GET IT: ConsumerThese credit cards are for the average consumer who needs a credit card for personal use.
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.1 Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
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PURCHASES
- Intro APR on Purchases:
- N/A
- Regular APR:
- 19.24% (V)
- Minimum Grace Period:
- 25 days
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BALANCE TRANSFERS
- Intro APR on Balance Transfers:
- N/A
- Regular APR:
- N/A
- Balance Transfer Fee:
- N/A
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CASH ADVANCE
- Intro APR on Cash Advances:
- N/A
- Regular APR:
- 25.24% (V)
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FEES
- Annual Fee:
- $39
- Application Processing Fee:
- N/A
Questions & Answers about the card:
Yes, you can add an authorized user to your account. To do that you should contact the credit card issuer and leave a request. Note that authorized users are not liable for account expenses and fees. You as a primary cardholder will bear all responsibility for the account.
Your First Progress credit card won’t have the word “secured” on it. You will see words “Platinum”, “First Progress”, “Mastercard”, and your name. As for the security deposit, your security deposit should be not less than $200. The security deposit should be paid before your card is issued.
An easy and fast way to apply for a First Progress credit card is to fill out and submit an online application form. Today, all First Progress credit card offers are available online. The bank offers credit cards for any type of credit. When you apply for the card, you will be asked to pay a security deposit. If you fail to pay your security deposit, the issuer won’t give you your credit card even if you are approved.
The general requirements for the First Progress credit card are the following: you should be at least 18 years old (19 if you live in Alabama and Nebraska), have a valid social security number, physical address and a stable income. You may have bad credit, limited credit or no credit at all and still qualify for the card. However, the credit card is not currently available in Arkansas, Iowa, New York, or Wisconsin.