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CARD TYPE: RegularThese cards don`t require a security deposit.
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WHO CAN GET IT: ConsumerThese credit cards are for the average consumer who needs a credit card for personal use.
- Pay no annual fee
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone with our mobile app
- Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help strengthen your credit for the future with responsible card use
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PURCHASES
- Intro APR on Purchases:
- N/A
- Regular APR:
- 24.99% (Variable)
- Minimum Grace Period:
- 25 days
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BALANCE TRANSFERS
- Intro APR on Balance Transfers:
- N/A
- Regular APR:
- 24.99% (Variable)
- Balance Transfer Fee:
- $0
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CASH ADVANCE
- Intro APR on Cash Advances:
- See terms
- Regular APR:
- 24.99% (Variable)
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FEES
- Annual Fee:
- $0
- Application Processing Fee:
- See terms
Questions & Answers about the card:
There is one student credit card Capital One® offers – the Journey® Student Rewards card. The card is aimed to help students building their credit as it rewards for monthly payments made on time. Yes, Capital One® student credit card comes with cash back rewards as well as with no annual fee and free credit tracker. With all these features, students may find this card a good instrument for building their own credit.
Yes. There is a Capital One® secured card people with bad credit can apply. The security deposit for this card is refundable and can be $49, $99 or $200 based on your creditworthiness. Capital One® will allow you to deposit more than your minimum security deposit if you wish. The maximum amount of deposit is $3,000. Another good feature about Capital One® Secured MasterCard card is that there is no annual fee, which is a rare feature for secured credit cards.
An easy and fast way to apply for a Capital One® credit card is to fill out and submit an online application form. Today, most of Capital One® credit card offers are available online. The bank offers credit cards for all types of credit. So to qualify for a Capital One® credit card you should find a credit card that is good for your current credit score. If you still are not sure which card will be good for you, then you can use the Capital One’s pre-qualification tool. The tool won’t harm your credit score and will show you credit cards you can qualify for.
Capital One® offers cash back credit cards to consumers and businesses with fair credit and higher. Frequent flyers with good or excellent credit history may like miles rewards credit cards offered by Capital One®. Also, bank issues some co-branded credit cards with rewards programs. Some cards have one-time sign up bonuses in addition to regular rewards.