Barclaycard Rewards MasterCard®
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
Fair
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CARD TYPE: UnsecuredUnsecured credit cards offer a revolving credit line and not requiring an initial deposit.
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WHO CAN GET IT: ConsumerThese credit cards are for the average consumer who needs a credit card for personal use.
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REWARDS PROGRAM: PointsThe card will allow you to earn points on all purchases or on specific purchases.
- 2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
- No annual fee
- Points don't expire as long as account is open, active and in good standing
- Redeem points for deposits to a U.S. checking or savings account, statement credits or gift cards, starting at 1,000 points for $10
- No limit on the number of points you can earn or redeem
- Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
- Use your card with confidence, $0 Fraud Liability protection means you're not responsible for unauthorized charges you report to us
- Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
Points don't expire as long as account is open, active and in good standing
Redeem points for deposits to a U.S. checking or savings account, statement credits or gift cards, starting at 1,000 points for $10
No limit on the number of points you can earn or redeem
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PURCHASES
- Intro APR on Purchases:
- n/a
- Regular APR:
- 25.24%* Variable
- Minimum Grace Period:
- See terms
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BALANCE TRANSFERS
- Intro APR on Balance Transfers:
- n/a
- Regular APR:
- 25.24%* Variable
- Balance Transfer Fee:
- 3%
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CASH ADVANCE
- Intro APR on Cash Advances:
- See terms
- Regular APR:
- 25.49%* Variable
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FEES
- Annual Fee:
- $0
- Application Processing Fee:
- See terms
Questions & Answers about the card:
First of all, you should find a credit card that is good for your current credit score. Each card has a recommended credit rating which will help you to sift through the cards that are not good for your current credit score. After that you will need to fill out and submit an online application form to apply for a Barclaycard credit card. If you do not know your current credit score, you can check it with one of the three major credit bureaus (TransUnion, Experian, and Equifax) or with one of the services that provide credit scores.
Yes, you can add an authorized user to your Barclaycard credit card. To do this, you should contact Barclaycard and request the bank to add an additional user to your card. Once the bank adds the additional user, he or she will receive a credit card that is linked to your credit card account. As a primary cardholder, you will be responsible for fees and will be able to track the purchases made on both cards.
Yes, Barclaycard offers cards for people with fair credit. For example, the Barclaycard Rewards MasterCard® is recommended to people with fair credit. You can earn points on purchases using this card and get access to your FICO® Scores. Also, this card will allow you to improve your credit at no additional cost because it has no annual fee.
Barclaycard offers credit cards with different types of rewards, such as points, cash back and mile rewards. Cards also have sign up bonuses in addition to regular rewards. It depends on your needs which card will be the best for you. For example, if you need a credit card for everyday purchases, you can choose a cash back credit card. If you travel a lot, you can choose a card with miles rewards and earn miles for every $1 you spend. If you are a football fan you can choose from NFL credit cards with point rewards.