Barclaycard CashForward™ World MasterCard®
Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
Excellent
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CARD TYPE: UnsecuredUnsecured credit cards offer a revolving credit line and not requiring an initial deposit.
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WHO CAN GET IT: ConsumerThese credit cards are for the average consumer who needs a credit card for personal use.
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REWARDS PROGRAM: Cash BackUsing this card you will be able to earn cash back on all your purchases or on purchases in specific shopping categories.
- Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
- Earn unlimited 1.5% cash rewards on every purchase
- Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
- Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
- Cash rewards do not expire as long as your account is open, active and in good standing
- 0% intro APR for the first 12 months on purchases. Plus, you'll get 0% introductory APR for the first 12 months on balance transfers made within 45 days of account opening. After that a variable APR will apply, currently 15.24%, 19.24% or 23.24% depending on your creditworthiness
- No annual fee
Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
Earn unlimited 1.5% cash rewards on every purchase
Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
Cash rewards do not expire as long as your account is open, active and in good standing
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PURCHASES
- Intro APR on Purchases:
- 0% (12 months)
- Regular APR:
- 15.24%, 19.24% or 23.24%* Variable
- Minimum Grace Period:
- See terms
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BALANCE TRANSFERS
- Intro APR on Balance Transfers:
- 0% (12 months)
- Regular APR:
- 15.24%, 19.24% or 23.24%* Variable
- Balance Transfer Fee:
- 3%
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CASH ADVANCE
- Intro APR on Cash Advances:
- See terms
- Regular APR:
- 25.49%* Variable
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FEES
- Annual Fee:
- $0
- Application Processing Fee:
- See terms
Questions & Answers about the card:
First of all, you should find a credit card that is good for your current credit score. Each card has a recommended credit rating which will help you to sift through the cards that are not good for your current credit score. After that you will need to fill out and submit an online application form to apply for a Barclaycard credit card. If you do not know your current credit score, you can check it with one of the three major credit bureaus (TransUnion, Experian, and Equifax) or with one of the services that provide credit scores.
Yes, you can add an authorized user to your Barclaycard credit card. To do this, you should contact Barclaycard and request the bank to add an additional user to your card. Once the bank adds the additional user, he or she will receive a credit card that is linked to your credit card account. As a primary cardholder, you will be responsible for fees and will be able to track the purchases made on both cards.
Yes, Barclaycard offers cards for people with fair credit. For example, the Barclaycard Rewards MasterCard® is recommended to people with fair credit. You can earn points on purchases using this card and get access to your FICO® Scores. Also, this card will allow you to improve your credit at no additional cost because it has no annual fee.
Barclaycard offers credit cards with different types of rewards, such as points, cash back and mile rewards. Cards also have sign up bonuses in addition to regular rewards. It depends on your needs which card will be the best for you. For example, if you need a credit card for everyday purchases, you can choose a cash back credit card. If you travel a lot, you can choose a card with miles rewards and earn miles for every $1 you spend. If you are a football fan you can choose from NFL credit cards with point rewards.