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CARD TYPE: UnsecuredUnsecured credit cards offer a revolving credit line and not requiring an initial deposit.
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WHO CAN GET IT: ConsumerThese credit cards are for the average consumer who needs a credit card for personal use.
- The perfect card for those seeking a simple yet convenient-to-use credit card.3
- Save on interest when you transfer higher rate balances.3
- No annual fee.3
- Introductory 0% APR for your first 18 billing cycles for balance transfers made within 60 days of opening your account. After that, a Variable APR that′s currently 11.24% to 21.24% will apply. 3% fee (min $10) applies to balance transfers.3
- See additional BankAmericard® Credit Card details.3
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PURCHASES
- Intro APR on Purchases:
- See terms
- Regular APR:
- 11.24% - 21.24% Variable3
- Minimum Grace Period:
- 25 days3
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BALANCE TRANSFERS
- Intro APR on Balance Transfers:
- 0% (18 billing cycles for balance transfers made in the first 60 days)3
- Regular APR:
- 11.24% - 21.24% Variable3
- Balance Transfer Fee:
- 3%3
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CASH ADVANCE
- Intro APR on Cash Advances:
- See terms
- Regular APR:
- 14.24% - 24.24% Variable3
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FEES
- Annual Fee:
- None3
- Application Processing Fee:
- See terms
Questions & Answers about the card:
Bank of America offers Visa, MasterCard and American Express credit cards. People with limited or damaged credit and those whose credit is excellent will be able to find a Bank of America credit card. There are as consumer credit cards as business credit cards. Frequent travelers, rewards lovers and those who want to rebuild credit will be able to find an offer that is good for them.
Yes, you can use your BankAmericard secured credit card when you pay your bills. Just make sure you do not exceed your credit limit to avoid penalty fees. Also, the bank offers online account access to their cardholders. You can use your online account to pay bills and make transfers online wherever you are.
It is always recommended to notify your bank of travels abroad. If you do not notify your bank, you may end up with a blocked card on hand. So, notify your bank beforehand about any travels to avoid such unpleasant situation.
You can visit Bank of America’s website to check the status of your application online. To do that, you will need to provide your last name, your Social Security Number, and your ZIP code. Another option is to call the bank’s customer service. The contact information can also be found on the bank’s website.