Credit Card Education
Welcome to our credit card education page, intended to teach you everything you need to know about credit cards.
We hope to help you make informed decisions about your credit card use, show you how to pick the right credit card, and educate you on the intricacies of the modern credit landscape. Simple peruse the articles below to discover important, must-know information about credit cards including:
- How credit cards work
- Why interest rates are so important
- How to make the most of your credit card rewards
- How prepaid credit cards make cards available to everyone
- What you should know before opening your first credit card
The key to making a good choice in anything is to understand your choices entirely. Credit card companies have given consumers many different choices - there are well over 100 different credit cards from every major issuer and yet most consumers do not know where to start learning how to use their cards.
Knowledge provides a way to understand and decipher card offers, pick credit cards that are most advantageous to you, and make senses of the credit environment to boost your credit score and improve your lending possibilities. A credit card is a great first step into the world of personal finance.
Understanding Credit Card
- Credit Card History - History doesn't repeat, but it does rhyme. Take an inside look into the history behind the credit cards in your wallet or purse.
Credit Management
- Five Hot Tips To Get Out Of Debt Forever - Use these five hot tips to get out of debt and stay out of debt. We'll even show you how to pick up the pace by removing interest from the debt repayment equation.
Poor / No Credit & Credit Repair
- The Cost of Poor Credit - Learn how poor credit affects your finances. Did you know that a credit score affects your insurance, employment potential, and even the amount you pay to purchase a home?
0% Intro APR / Low Interest Cards
- Advantages of a 0% Interest Credit Card - A 0% interest credit card can be your saving grace. Discover how a credit card with 0% interest can help you when you're in a cash crunch.
Balance Transfer / Debt Consolidation
- Directions to Reduce Credit Card Debt - Follow these secrets to repay your debt and drop your high-interest debt forever. We even have a few tips your credit card companies don't want you to know about.
Cash Back Cards / Reward Programs
- What is a Cash Back credit card? - Did you know a credit card company will pay you to use its cards? It's true! See how you can get up to 30% of your purchases back in cash!
Airline Miles Reward Programs
- Frequent Flyer Miles - Are you a frequent traveler? Would you be more apt to travel the world if someone else were to pay for it? If so, learn how you can travel for free with frequent flyer miles.
Student Credit Education
- What should a college student know about credit cards? - College students are exposed to thousands of credit card offers. But do you know how to pick the right card, or even how a credit card works? Find out now!
Business Credit Cards
- The Importance of Credit Cards for Small Businesses - Small business credit cards are a lifesaver for small businesses. See how you benefit by using a small business credit card to finance your business's needs.
Prepaid Debit Card
- Prepaid Cards: What They Are, How They Work - Are you ready to give plastic payment a try? See if a prepaid card might be the right choice for your personal finances.
