A recent survey revealed a startling truth about the finances of many Americans: over half of them don’t have enough money saved to cover their expenses in the event of an emergency. The survey,...
Continue readingIt would seem that the government shut down has impacted millions of people from all walks of life. Add credit card applicants to the list. The Internal Revenue Service – whose operations affect...
Continue readingOne of the biggest financial worries parents have regarding their teenagers is whether or not they will be able to manage their finances once they go out into "the real world". While certain...
Continue readingIf you own credit cards, you may already feel like the interest rates are too high and the rewards are too low. Can you imagine then, what it's like to be penalized by credit card companies for...
Continue readingThere may be cards in our wallet that we find ourselves paying fees on each year simply to use it how we wish. From a credit perspective, this is absolutely absurd as you are already lining the...
Continue readingOverdrawing You might have wondered why, when you make ATM withdrawals or debit purchases that are higher than your available balance in the bank, the transaction goes through. It might seem...
Continue readingThe economic recession, the rise of unemployment, and the fall of the property markets have hit the country quite hard. For the average American, the reality has been rising loan rates, the risk of...
Continue readingRecently, real estate website Zillow.com released figures from a study they made which indicate that the figure of homeowners currently paying higher debt mortgages than the worth of their homes at...
Continue readingToday's economy being what it is, the ability to keep one's finances float can spell the difference between surviving the economic downturn and going bankrupt. People in the United States have had to...
Continue readingTechnology is making it so simple to have information on demand and with MasterCard's new application for the iPhone and iPod, finding an ATM is just a brief touch away. The application, now...
Continue readingIt's difficult to track exactly how many debt collection cases for defaulted credit card debt are filed because they are filed along with all civil cases through the prothonotary's office. ...
Continue readingIn 1949, Frank X McNamara, shared a meal with two friends. When he reached into his pocket for his wallet so that he could pay for the meal (in cash), he discovered that he had forgotten his wallet...
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