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Bank of America®

Bank of America®

Bank of America, also known as BofA, is a global financial company which offers banking and financial services to consumers and businesses. Among their multiple products and services they offer is a full line of credit cards. They have cards with a variety of rewards programs including cash back and travel rewards. The Bank of America credit cards are diverse, which helps consumers choose the one which works best for them. The Bank of America serves 40 countries outside of the United States as well and has over 5,000 banking centers.
Bank of America® CREDIT CARDS
Intro APR on Purch:
Intro APR on B.T.:
Regular APR:
Annual Fee:
Rewards:
0% (12 billing cycles)3
0% (12 billing cycles for balance transfers made in the first 60 days)3
13.24% - 23.24% Variable3
None3
Cash Back
Credit Recommended: Excellent
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Intro APR on Purch:
Intro APR on B.T.:
Regular APR:
Annual Fee:
Rewards:
0%
(12 billing cycles)3
n/a3
15.24% - 23.24% Variable3
None3
Points
Credit Recommended: Excellent
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Intro APR on Purch:
Intro APR on B.T.:
Regular APR:
Annual Fee:
Rewards:
n/a3
0% (18 billing cycles for balance transfers made in the first 60 days)3
11.24% - 21.24% Variable3
None3
No Rewards Program
Credit Recommended: Excellent
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Intro APR on Purch:
Intro APR on B.T.:
Regular APR:
Annual Fee:
Rewards:
n/a3
n/a3
14.49%3
$753
Miles
Credit Recommended: Excellent
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Intro APR on Purch:
Intro APR on B.T.:
Regular APR:
Annual Fee:
Rewards:
n/a3
n/a3
13.24% - 23.24% Variable3
$693
Points
Credit Recommended: Excellent / Good
APPLY NOW
Read more about the card
Intro APR on Purch:
Intro APR on B.T.:
Regular APR:
Annual Fee:
Rewards:
n/a3
n/a3
13.24% - 23.24% Variable3
None3
Points
Credit Recommended: Excellent / Good
APPLY NOW
Read more about the card
Intro APR on Purch:
Intro APR on B.T.:
Regular APR:
Annual Fee:
Rewards:
n/a3
n/a3
14.49% Variable3
$903
Miles
Credit Recommended: Excellent / Good
APPLY NOW
Read more about the card
Intro APR on Purch:
Intro APR on B.T.:
Regular APR:
Annual Fee:
Rewards:
n/a3
n/a3
13.24% - 23.24% Variable3
$0 Introductory Fee for the first year, then $593
Miles
Credit Recommended: Excellent / Good
APPLY NOW
Read more about the card
Capital One is a Fortune 500 company and one of the most recognized brands in America. They offer a wide range of credit cards from Visa to MasterCard and carry credit cards for businesses, students, and people who want the best cash back rewards cards. They have cards for people with excellent credit, and cards for those who need to improve their credit history. None of Capital One's cards carry foreign transaction fees, and all of them come with fantastic benefits such as purchase protection, advanced fraud protection, roadside assistance, travel insurance, and more.

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Frequently Asked Questions:

What credit cards does Bank of America offer?

Bank of America offers Visa, MasterCard and American Express credit cards. People with limited or damaged credit and those whose credit is excellent will be able to find a Bank of America credit card. There are as consumer credit cards as business credit cards. Frequent travelers, rewards lovers and those who want to rebuild credit will be able to find an offer that is good for them.

Will I be able to pay my bills using my BankAmericard secured card?

Yes, you can use your BankAmericard secured credit card when you pay your bills. Just make sure you do not exceed your credit limit to avoid penalty fees. Also, the bank offers online account access to their cardholders. You can use your online account to pay bills and make transfers online wherever you are.

Should I notify the Bank of America if I’m planning to go abroad and use my card there?

It is always recommended to notify your bank of travels abroad. If you do not notify your bank, you may end up with a blocked card on hand. So, notify your bank beforehand about any travels to avoid such unpleasant situation.

How to check Bank of America credit card application status?

You can visit Bank of America’s website to check the status of your application online. To do that, you will need to provide your last name, your Social Security Number, and your ZIP code. Another option is to call the bank’s customer service. The contact information can also be found on the bank’s website.