Advanta Credit Card Alternatives
Advanta credit cards are offered primarily to small business owners, although they are also provided to start-up businesses. These cards specialize in offering a wide variety of credit card options to small business owners; with Advanta cards there are suitable solutions for just about any type of company within any business industry. In fact, they are one of the leading card issuers for small business credit cards, and it's no mystery why they have been so successful due to their history serving the needs of small business owners - including the founder of Advanta!
- No Employment or Credit Check
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
- $750 Limit (Usable only at TheHorizonOutlet.com)
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Damaged/Fair | n/a | n/a | 0.00% | See terms |
- New feature! Earn up to 10% cash back on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Bad/No | N/A | N/A | 25.64% (variable) | $35 |
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00 (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Checking Account Required
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Fair/Poor/Bad | N/A | N/A | See Terms* | See Terms* |
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
| Min. Required Credit History | Intro APR on Balance Transfers | Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|---|
| Fair/Poor/Bad/Limited | N/A | N/A | 29.99% (Variable) | See Terms* |
Advanta credit cards - a leading provider of small business cards
Despite the current level of success Advanta credit cards experiences as a leading provider of small business credit cards,they actually had quite a humble beginning. In 1951, a man by the name of Jack Alter decided to start as a home-based business out of the spare bedroom of his Pennsylvania home. The original intent was to provide teachers with more credit options- with the limited salaries of teachers, many teachers were having difficulty getting approved for credit cards and other lending products. Armed with about $30 in cash, Jack Alter started what is now Advanta credit cards. Mr. Alter had intimate knowledge of the unique needs of a small business owner as a result of his personal business venture, and that knowledge was the driving force that positioned him as an expert in the small business credit card industry when he decided to shift it's focus from teachers to small businesses.
Advanta cards for small business owners' range from cards offering permanently low interest rates on purchases, to cards with various rewards programs geared to business needs, to cards with balance transfer offers of low or no interest for as long as it takes to pay off the transferred balance. The majority of cards are offered with no annual fees, helping small business owners leverage their credit card spending power even more.
All cards are offered through Advanta Bank Corp, an organization that prides itself on it's customer service. Each customer service is thoroughly trained to handle issues that are related to managing and owning a small business and can answer your questions. If you prefer to handle your own issues via the internet, there is 24/7 customer service available via the Advanta web site- offering instant answers and solutions to business needs.
With Advanta credit card offers fueling your business spending, you get more than just another card in your wallet- you also have access to a wide range of services and products that are designed specifically for the growth of small or start-up businesses. These cards can help you accept credit cards from your customers as payment through a partnership with a 30-year merchant account provider veteran, get your business set up with a business checking or deposit account with interest earning potential and online access, discounts and special offers for car rental through the Avis, a hefty 15% off web design rates from web.com's design team, and sizeable discounts on building and construction tools from mytoolstore.com. How many other companies with offer such a wide variety of specific, small business services to go along with your business credit card?!
The most popular card is the "Advanta BusinessCard", offering an outstanding rewards program that provides 5% cash back on all of the purchases a business has to make; from gasoline to office supplies to computer equipment and internet services. Because Advanta cards understand that not all businesses make the same purchases, even if you buy out-of-the-ordinary items with your cards you'll receive up to 1% cash back on those items as well.
Many of the Advanta credit cards offer travel rewards in addition to their low interest rates and balance transfer offers.
