Walmart Credit Cards
Walmart offers two types of cards; the Walmart Credit Card and the Walmart Discover Credit Card. While both cards offer almost similar benefits to its users, the Wal-Mart Discover Credit Card is by far the best one in terms of benefits and acceptability. Undeniably, Walmart card users are receiving tremendous benefits from no annual fees, cash back on purchases, and faster response time during application.
Walmart Credit Card Alternatives
- It's 3 cards in 1 - rewards card, shopper's card and Visa card.
- Special 0% introductory APR on all purchases and balance transfers for the first 9 billing cycles.
- 50% bonus on the cash back you earn every year. 1% cash back on all purchases.
- 0% intro APR on purchases until March 2014.
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you´ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR± on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. ±Click apply for Terms & Conditions.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
0% 14 months |
0% 14 months |
10.99% - 22.99%± Variable |
$0 |
- Click "APPLY HERE" to find card offers.
- See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more.
- Find the right card without affecting your credit score.
- Get your results in less than a minute.
- 24/7 account access.
- $0 Fraud Liability if your card is lost or stolen.
- Personalize your card with an image of your choice.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
See terms |
See terms |
Various Rates | See terms |
- 100% Guaranteed Approval.
- $0 Activation Fee.
- Build Credit History.
- No Credit Check, Late or Overdraft Fees.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
n/a |
n/a |
see site | see site |
- Earn 3 points for every $1 spent at Harley-Davidson® dealerships.15
- Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants.15
- Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash.15
- No limit to how much Harley Chrome® Cash you can earn.
- Chances to win a new Harley-Davidson® motorcycle every month.15
- No Annual Fee.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
n/a |
n/a |
13.99% - 22.99% (Variable) |
$0 |
- $500 Credit Limit.70
- Guaranteed approval for unsecured credit line.
- No Credit Check.
- Fast Online Application.
- No Employment Check.
- Reports to a Major Credit Bureau.
- Bad Credit accepted.
- Always 0.0% APR.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
n/a |
n/a |
0.00% | See website |
- A card designed to help those new to the U.S. establish credit and earn cash back.
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus.
- Get 2% cash back on travel purchases.
- Earn 1% cash back on all other purchases.
- No foreign transaction fees.
- No annual fee.
| Intro APR on Balance Transfers |
Intro APR on Purchases | Ongoing APR | Annual Fee |
|---|---|---|---|
|
n/a |
n/a |
24.9% (V) | $0 |
The Different Credit Cards of Walmart
Walmart has also joined the bandwagon of department stores and establishments offering their customers credit card accounts. Walmart has long been affiliated with SAM CLUB, a membership club that offers a wide range of services, including check printing, clothing, and insurance plans. Being a member of SAM CLUB allows online shopping.
Presently, there are several Walmart credit card offers. These are the Walmart Card and the Walmart Discover Card. Both of these cards share many similarities when it comes to the benefits customers receive. However, there are certain differences that distinctively separate both cards.
For similarities, firstly, both plastic cards can be used at Walmart, SAM CLUB. Clients can also save three centavos per gallon bought at participating gas stations of Walmart and SAM CLUB. Both cards do not charge annual fees as well and they offer $0 fraud liability. Another similarity is that the cards provide special financing offers and that you can use them to process in-store payments at any participating outlet. Shopping at either Walmart or SAM CLUB no longer requires clients to bring cash because they can use Walmart credit cards to make their payments.
Another similarity is that both cards offer clients $20 cash back rewards at the time of purchase as well. Clients can also get additional cards for their families at no extra charge. Clients also enjoy great rates when calling long distance using prepaid AT&T services.
For differences, the Walmart Card is a store-branded one. This means clients can use their cards only in establishments that belong to the Walmart group of companies and SAM CLUB. The three cents per gallon saved when purchasing gas at Walmart locations is an independent option that clients cannot combine with offers from SAM CLUB.
The Walmart Discover Credit Card, on the other hand, is far more superior to the standard Walmart Card. Cardholders get to earn 1% cash back rewards on all purchases made with the card. The card is also accepted in establishments that come with the Discover network insignia.
These cash back rates are standard for all clients to benefit from. For maximum cash back rewards and gas rebates, clients who do most of their shopping at Walmart can choose to get the Walmart Discover Credit Card instead of the standard Walmart Credit Card.
± Click apply for Terms & Conditions.15 See Card Terms and Conditions.
70 Click apply to view See Card Terms & Conditions for Details.
