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Simmons Bank

Simmons Bank

Simmons Bank has been committed to providing customers with friendly service since 1903. Simmons offers various financial services for personal and commercial banking as well as a full line of credit cards. The bank's credit cards are branded with the Visa logo and come with all the benefits Visa offers including worldwide acceptance. These cards also offer low variable standard interest rates. There are also balance transfer offers with no fee. The bank's cards also have no annual fee. Depending on the card you apply for the perks and benefits will vary, but one is more geared toward those who love to travel. Travel rewards include one point per dollar spent which can be redeemed for not only airline tickets, but also hotels, cruises, vacation packages, car rentals and restaurants. These Simmons Bank credit cards require applicants to have excellent credit.
Simmons Bank CREDIT CARDS
Intro APR on Purch:
Intro APR on B.T.:
Regular APR:
Annual Fee:
Rewards:
N/A
N/A
12.25% (variable)
NONE
Points
Credit Recommended: Excellent
APPLY NOW
Read more about the card
Intro APR on Purch:
Intro APR on B.T.:
Regular APR:
Annual Fee:
Rewards:
N/A
N/A
10.25% (variable)
NONE
No Rewards Program
Credit Recommended: Excellent
APPLY NOW
Read more about the card

All about Simmons Bank Products

Simmons Bank has been in business for over 100 years. It offers a wide variety of checking and savings accounts, CDs and money market services, as well as issuing credit cards and extending loans of all types.

The credit cards offered by Simmons include Visa Platinum, Visa Platinum Rewards, Visa Gold Select, and Visa Classic. All of these cards offer low rates for balance transfers and purchases, with Visa Platinum coming in at the lowest. If you're in the market for a rewards card, Visa Platinum Rewards gives cardholders one reward point for every dollar they spend on the card.

None of the credit cards offered by Simmons have annual fees. The bank also offers mortgages, investment advising, insurance, and business accounts. For financial services with an old-fashioned, small town feel, Simmons Bank is an obvious choice.

Not sure which card to choose?

Ask your question to our experts: explain your financial situation and you'll get personal financial consultation by email.

Frequently Asked Questions:

Do Simmons bank cards have chip technology? Is it reliable?

Simmons Bank has begun issuing new chip-enabled Visa credit card. The EMV chip cards are more secure because every time you use a chip card, it produces a one-time use code for each transaction. Therefore, stolen chip card data cannot be used to create counterfeit cards. The same happens when you use your card for mobile transactions. The chip technology exists for more than 20 years and is considered a more secure solution than magnetic stripe cards.

What is the best credit card to earn miles?

Simmons Bank credit cards do not offer big rewards but you still can find a credit card that will allow you to earn points for every dollar you spend. For example, their Visa Platinum rewards card will allow you to earn points that can be redeemed toward travel expenses. Earned points can be redeemed for a U.S. based airline ticket without blackout dates. Other redemption options are hotels, cruises, vacation packages, car rental and restaurants.

How do I know if my transfer or bill payment was posted successfully?

Simmons Bank offers card alerts that will allow you to keep track of your transactions. To do that, you will need to register your credit card on their website. The bank also offers a mobile app that will let you access your credit card account information anytime. The app shows an account balance, allows paying bills online, and tracks all transactions.

What is the cards annual fee? Also, will I be able to pay my bills using Simmons Bank credit card?

Simmons Bank credit cards we offer do not have an annual fee. These cards are for people with excellent credit, therefore you won’t be charged an annual fee. To pay other fees using your credit card, you can use the bank’s bill payment service. The service will allow you to pay any bill to anyone in the U.S. All bill payments will be recorded and you can even set up automatic bill payments.