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Credit Cards that offer Sign-up Bonus

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When you're looking for a new credit card, why not look for one offering sign up bonuses? You're going to apply for a card anyway; you may as well take advantage of some of those sign up bonuses and get something more than just a new credit card in your wallet. Sign up bonuses can be in the form of a check in the mail, a credit to your account, or points for a rewards program.
  • Sign up bonuses are promotional offers from credit cards for new cardholders
  • Receive cash back for making your first purchase with a new credit card offering a cash sign up bonus
  • Receive rewards points for signing on to a new credit card account for cards with rewards program sign up bonuses
  • For airline rewards program cards, you could even receive a free companion airline ticket as a sign up bonus!
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Credit Card Offers Found: 6 Try Credit Card Rewards Wizard!

Citi® Platinum Select® / AAdvantage® World MasterCard®

Excellent Credit* 
Most Attractive: Bonus miles; no pre-set spending limit; compatible with airline frequent flyer program.
Special Offer: 25,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months
(MasterCard)
Click here to apply for Citi® Platinum Select® / AAdvantage® World MasterCard®
Apply Here
  • Earn 1 Mile of for every $1 you spend
  • 25,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months
  • AAdvantage miles may never expire
  • Redeem your miles on hotels, car rentals, and over 25 airlines
  • Fly with No Blackout Dates
  • $0 Liability on Unauthorized Charges
  • No Preset Spending Limit
  • Balance transfer fee applies with this offer
  • Benefit Rating: Benefit Rating:4 out of 5 stars
n/a Intro APR (* see notes for more APR details)
14.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances
  Miles per Dollar: 1.00 Mile
First Year Free, then $85 Annual Fee
20 days Grace Period
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Citi® Platinum Select® / AAdvantage® World MasterCard®
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
Any amount that exceeds the credit limit must be paid in full.
See website for complete terms and conditions of card usage and application disclosure.

Gold Delta SkyMiles® Credit Card

Good Credit* 
Most Attractive: Double miles at participating retailers (including Delta Air Lines); bonus miles; no annual fee for the first year.
Special Offer: 9.99% until the balance is paid in full and is applied to Balance Transfers.
(American Express)
Click here to apply for Gold <strong>Delta</strong> <strong>SkyMile</strong>s® Credit Card
Apply Here
  • Earn up to 17,500 bonus miles
  • 15,000 bonus miles with your first purchase
  • 2,500 bonus miles for adding an Additional Cardmember
  • No annual fee for the first year
  • Always Double Miles® on eligible everyday purchases and all Delta purchases
  • One mile for every other eligible dollar spent
  • Benefit Rating: Benefit Rating:4h out of 5 stars
9.99% Intro APR on Balance Transfers for Until Paid Off
15.24% Regular Variable APR for Purchases
20.24% Regular Variable APR for Cash Advances
  Miles per Dollar: 1.00 Mile
Bonus on First Purchase: 15,000 Miles
20 days Grace Period
(* The introductory rate is available on balance transfers submitted during the application process.)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Gold Delta SkyMiles® Credit Card
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure.

Citi® Diamond Preferred® Rewards Card

Excellent Credit* 
Most Attractive: Long term 0% introductory rate; access to reward program; no annual fee; reasonably low APR.
Special Offer: 0% for up to 12 months and is applied to Balance Transfers.
(MasterCard)
Click here to apply for Citi® Diamond Preferred® Rewards Card
Apply Here
  • 0% APR on balance transfers for up to 12 months
  • No annual fee
  • $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
  • Earn 5 Reward Points for every $1 you spend on purchases at supermarkets, drugstores, and gas stations for 12 months
  • Earn 1 Reward Point on all Other Purchases
  • Redeem for electronics, sports, dining, travel, and many other rewards!
  • Rewards Program is Absolutely Free!
  • Free online account management
  • Benefit Rating: Benefit Rating:3h out of 5 stars
0% Intro APR on Balance Transfers for up to 12 months
as low as 10.49% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances
  Points per Dollar: 1.00 Point
Bonus on First Purchase: 6,000 points - $50 gift card
20 days Grace Period
(* 0% APR on balance transfers for up to 12 months)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Citi® Diamond Preferred® Rewards Card
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 4.49%, 7.49% or 9.49% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Citi PremierPass® Elite Level

Excellent Credit* 
Most Attractive: Attractive reward program; long term 0% introductory rate for balance transfers.
Special Offer: 0% for up to 12 months and is applied to Balance Transfers.
(MasterCard)
Click here to apply for Citi PremierPass® Elite Level
Apply Here
  • 0% APR on balance transfers for up to 12 months
  • 20,000 bonus points after $600 in purchases made within 3 months of account opening
  • Earn 1 Flight Point for every mile you fly on any airline - or anyone else whose ticket you buy with the card.
  • Earn 1 Select Spend Point plus 1 Purchase Point for every dollar you spend at gas stations, supermarkets, and drugstores, plus earn 1 Purchase Point for every other dollar you spend
  • Benefit Rating: Benefit Rating:3h out of 5 stars
0% Intro APR on Balance Transfers for up to 12 Months
as low as 9.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances
  Points per Dollar: 1.00 Point
$75 Annual Fee
20 days Grace Period
(* 0% APR on Balance Transfer for up to 12 months)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Citi PremierPass® Elite Level
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure.

Hilton HHonors® Platinum Credit Card

Excellent Credit* 
Most Attractive: Three points for general purchases; additional hotel benefits and services for cardholders; no annual fee; bonus points.
Special Offer: 2.9% for 6 months and is applied to Purchases, Balance Transfers.
(American Express)
Click here to apply for Hilton HHonors® Platinum Credit Card
Apply Here
  • Earn 10,000 Hilton HHonors bonus points with your first purchase
  • Earn an additional 10,000 Hilton HHonors bonus points - that's 2,500 Hilton HHonors bonus points for each of your first four stays at any Hilton Family Hotel
  • Earn 30,000 HHonors bonus points when you spend $5,000 in your first 5 months of Cardmembership - that’s 15,000 bonus points in addition to the 15,000 points you would earn for your Card spending
  • Receive 5 HHonors Bonus Points for Each Dollar Spent at Hilton Family Hotels and for Eligible Purchases at Supermarkets, Drugstores, Gas Stations, Dining Establishments and More
  • Get 3 HHonors bonus points for every eligible dollar you spend on purchases
  • No Annual Fee
  • Benefit Rating: Benefit Rating:4h out of 5 stars
2.90% Intro APR on Purchases, Balance Transfers for 6 months
15.24% Regular Variable APR for Purchases
20.24% Regular Variable APR for Cash Advances
  Points per Dollar: 3.00 Point
Bonus on First Purchase: 10,000 Points
20 days Grace Period
(* 2.9% for 6 months and is applied to Purchases, Balance Transfers)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Hilton HHonors® Platinum Credit Card
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure

Elite Rewards® World MasterCard® Credit Card

Good Credit* 
Most Attractive: Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee.
Special Offer: 0% APR on Balance Transfers and Cash Advance for Your First 12 Billing Cycles
(MasterCard)
Click here to apply for Elite Rewards® World MasterCard® Credit Card
Apply Here
  • 0% APR on Balance Transfers and Cash Advance for Your First 12 Billing Cycles
  • No Annual Fee
  • Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card
  • Earn 500 Bonus Points after first qualifying purchase with the account
  • Earn Bonus Points for every net retail dollar you spend at participating merchants
  • Choose from over 125 U.S. based airlines with no blackout dates or seat restrictions
  • Earn car rentals at AVIS®
  • Card issued by FIA Card Services, NA
  • Benefit Rating: Benefit Rating:3h out of 5 stars
0% Intro APR on Balance Transfers for 12 Billing Cycles
9.9% Regular Fixed APR for Purchases
19.99% Regular Fixed APR for Cash Advances
  Points per Dollar: 1.00 Point
Bonus on First Purchase: 500 Points
25 days Grace Period
(* 0% APR on Balance Transfers and Cash Advance for Your First 12 Billing Cycles)
Important Notes: Estimate Reward Earnings  Compare Credit CardsCredit Card Review: Elite Rewards® World MasterCard® Credit Card
This card is issued by FIA Card Services, N.A.
The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%.
See website for complete terms and conditions of card usage and application disclosure.
 
Sign up bonuses for opening a new credit card account come in many different shapes and sizes and are designed for all credit card users, whether they're using a card for every day purchases or using it for a specific rewards program or for airline benefits.

Depending on the particular credit card, you could receive a sign up bonus in the form of a check made out to you in the mailbox, or you could receive a credit on your credit card statement that reduces the amount you have to pay when you send in your payment. In some cases, a sign up bonus will be given to you in the form of additional rewards points or airline miles added to your rewards program account. It all depends on the card you choose and the issuer of the card's promotional offer.

A very common sign up bonus offered by the issuers of airline rewards credit cards includes bonus miles. Basically, these cards give you thousands of bonus miles when you sign up, after you've made your first purchase using your new credit card. Often, the bonus miles you receive are enough to redeem for a round trip ticket - and if you let them accumulate with the purchases you make, you'll soon have enough for a companion airfare, too!

Rewards credit cards that offer points towards hotel stays are known to give a welcome or sign up bonus of enough points to redeem a free night in a hotel when you make your first credit card purchase. You can use this to give yourself a night on the town, or save it up and wait until you have enough to make a weekend out of it.

For general rewards credit cards, the sign up bonuses will typically be in the form of points that you can redeem immediately on merchandise or cash back, or gift certificates; or the cardholder might decide to hold on to those points to add them to the points they earn for their own purchases and help their bank of points grow faster.
Sign up bonuses are typically how credit card companies compete with one another for new customers. With thousands of different credit cards offered through hundreds of credit card issuers, they've got to think outside the box in order to attract the attention of consumers.

When you are looking for a new credit card, why wouldn't you choose one that offers a valuable sign on bonus based on how you will eventually be using the card? For example, if you're going to use your credit card for every day purchases and to build up airline rewards, go for a card that offers a free companion ticket or thousands of bonus miles towards your airline rewards program. If you're just looking to have a good-for-everything credit card, look into the cards with sign on bonuses that give you points that are good for the rewards program- whether that's a cash back program or a points program.

You can just select the card with the benefits you're most likely to use and then find the cards in that category with the best sign on bonuses.
 
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