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| Credit Card Offers » Apply for a Credit Card » Special Interests » Credit Cards that offer Dining Rebates |
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Credit Cards that offer Dining Rebates for Business |
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| Many credit cards offer exceptional dining rebates and rewards programs. Cards with dining rebates are perfect for the couples who enjoy going out for dinner regularly, and make a great additional credit card for a business owner who entertains clients from time to time, as well. Each dining rewards card offers different levels of benefits, so you'll want to do a little research when deciding which one will benefit you the most. |
- Earn 1-3% cash back at restaurants
- Some dining rebate credit cards also offer increased cash back at participating retailers and restaurants
- All card issuers have a dining rebate card; MasterCard, Discover, Visa, and American Express
- Many dining rebate credit cards offer points or rewards that never expire, letting you build them up as long as you want to get the most out of your spending!
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| Cards for Consumer | Cards for Business | |
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| Most Attractive: |
0% Intro APR on Purchases until July 2009, No Annual Fee. |
| Special Offer: |
0% Intro APR on Purchases until August 2009 |
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(Visa)
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- 0% Intro APR on Purchases until August 2009
- No annual fee
- Double miles on travel and entertainment purchases
- Earn one mile per dollar on all other purchases
- Redeem miles for cash back, flights, gift cards merchandise and more
- Free employee cards with individual spending limits
- Earn double miles at hotels, restaurants and more
- Great for business travelers
- Benefit Rating:
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0% Intro APR on Purchases for until August 2009
14.99% Regular Variable APR for Purchases
22.9% Regular Variable APR for Cash Advances |
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Mile, Cashs per Dollar: 1.00 Mile, Cash
Bonus on First Purchase: 5,000 Miles
25 days Grace Period |
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(* 0% Intro APR on Purchases until August 2009) |
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* See the online Capital One Business Platinum with Preferred No Hassle Miles(SM) application for details about terms and conditions of offer.
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| Most Attractive: |
Rebate program; no annual fee; long term 0% introductory rate. |
| Special Offer: |
0% for 15 months and is applied to Balance Transfers. |
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(Visa)
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- 0% APR for Up To 15 Months on Balance Transfers
- No Annual Fee
- 3% Cash Back Back for Purchases at Restaurants, Gas Stations, Office Supply Stores, Building Supply Stores, and Hardware and Home Improvement Stores
- 1% Cash Rebate on All Other Purchases
- Free Additional Cards for Your Employees, Free Quarterly Reports and Other Online Account Management Tools to Help You Keep Track of Your Business Expenses
- Benefit Rating:
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0% Intro APR on Balance Transfers for 15 months
7.99% Regular Variable APR for Purchases
20.99% Regular Variable APR for Cash Advances |
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Rebate Amount: Up to 3%
Bonus on First Purchase: n/a
20 days Grace Period |
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(* 0% Intro APR on BT for 15 months) |
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The APR for purchases varies according to the applicant's credit history and is either 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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| Most Attractive: |
Access to Membership Rewards Options program; special discounts at participating merchants; many benefits and additional perks; no annual fee. |
| Special Offer: |
0% for 12 months and is applied to Purchases. |
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(American Express)
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- 0% APR for the First 12 Months
- No annual fee
- Option to enroll in Fee-Free Rewards Program
- Earn 1 Membership Rewards point for virtually every dollar you spend
- Book any airline, anytime with Membership Rewards Pay with Points
- Use the Express Rewards (SM) Hotel Card for hotel stays, room service, dining, or even spa treatments
- With OPEN Savings, you can save on expenses with companies like FedEx, Delta®, Hyatt Hotels & Resorts®, and more
- Benefit Rating:
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0% Intro APR on Purchases for 12 months
7.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances |
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Points per Dollar: 1.00 Point
Bonus on First Purchase: None
25 days Grace Period |
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(* 4.99% APR fixed for the life of the balance for balance transfers submitted with this application or posted to your account during the first 45 days of Card membership) |
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Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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| Most Attractive: |
No Annual Fee; Earn 2% Cash Back for traveling |
| Special Offer: |
1.99% Intro APR on Balance Transfers for 6 months |
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(American Express)
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- 0% Intro APR on Purchases for 3 months
- No Annual Fee
- Earn 5% Cash Back for buying gas
- Earn 3% Cash Back for eating out
- Earn 2% Cash Back for traveling
- Earn 1% Cash Back for everywhere else, including Costco
- Rebates are awarded annually in the form of an in-store coupon
- Benefit Rating:
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0% Intro APR on Purchases for 3 months
14.99% Regular Variable APR for Purchases
20.99% Regular Variable APR for Cash Advances |
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Rebate Amount: Up to 1%
20 days Grace Period |
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(* 1.99% Intro APR on Balance Transfers for 6 months) |
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See website for complete terms and conditions of card usage and application disclosure.
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Credit cards offer a wide variety of rewards and rebates programs. If you are someone who enjoys eating in restaurants frequently, you will want to consider credit cards with dining rebates, or rewards programs that allow you to benefit from all the bills you pay while dining out! Over time, your rewards program will actually help reduce the amount of money you are spending in restaurants, or provide you with some additional items for the same amount of money for cards that provide you with points that are used to make purchases in special retailers or through the cards reward program merchandize.
Typically, dining rewards credit cards work by offering you either cash back or points for the amount of money you spend using the card. Almost all of the credit cards offering dining rewards are also standard credit card that can be used in any retail store- it's a common misconception some people have regarding dining rebates cards, and believing they can only be used in restaurants. While your card is likely to earn you more when used in a restaurant, it can also be swiped to pay for your other purchases.
You may even be able to receive your rewards points or cash back from purchases that are not made at restaurants. Over all though, a dining rebate credit card is going to offer you the most rewards when you are using it to pay for dinner or another meal at a restaurant. At times, you can double the amount of cash back you get, or the number of points you get, just by eating in a particular restaurant! It pays to fully understand your benefit program so that you know how to best take advantage of the offers you get when you use the card.
If you are looking for a new dining rewards credit card, you should also look for a card that allows you to have an introductory period, or promotional offer, on new purchases and/or balance transfers. For example, many new credit cards allow you to make purchases for six months or a year interest free. These are great cards for people who know they need to make a large purchase soon after getting the card, as they can plan to pay it off during their promotional period and save money on finance charges and interest. If you already have a credit card or two with a balance, your best bet would be to find a credit card that offers an introductory rate on balance transfers. That way, you can move your other balances onto your new credit card and save with a low interest rate on balance transfers or even no interest on balance transferred within a certain period of time! Not only will you benefit from the rewards program for dining; but you can save money on new purchases or balance transfers if you find a card that offers both.
Dining rewards credit cards often let cardholders earn one point per dollar spent; or a certain percentage of cash back on each purchase. Understanding the specifics of your credit cards rewards program is the way to save the most money on the things you pay for using your card. |
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