#1 Online Credit Card Consulting

Apply for a credit card | Credit card education | Credit card blog

Reward Credit Card Offers for Student

View Options: Extended | Compact | Comparison

Competition is incredibly tough for credit card issuers! You'll notice things like introductory offers on new purchases and no interest on balance transfers for six months to a year on credit card advertisements. This is how they compete for business! The other big competing feature of credit cards is their rewards programs. Credit cards with rewards programs are becoming increasingly popular as people don't want to settle for a basic credit card anymore- they want to get something out of their spending!

Hundreds of rewards programs exist
Save on Dining
Get cash back
Get points and purchase merchandise with them
Travel for free with credit card rewards programs

Cash Back and Rebates	Sign-up Bonuses
Save on Gas	Save on Groceries
Save on Dining	Frequent Flyer Miles, Airline Miles Rewards
Automobile Rewards	Hotel Rewards
Sport Rewards	Finance Rewards
Home Improvement Rewards	Entertainment Rewards

| Cards for Consumer | Cards for Student | Cards for Business |

Credit Card Offers Found: 5

Try Credit Card Rewards Wizard!

Capital One® No Hassle Cash(SM) for Students

Limited Credit History Credit*

Most Attractive:	Common platinum benefits; reward program.
Special Offer:	0% APR on purchases until until December 2008

(MasterCard)

Click here to apply for Capital One® No Hassle Cash(SM) for Students

If you have a limited credit history or past credit problems, this cash rewards card is for you
0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
25% annual bonus on the cash you earn during the year
1% cash back on purchases you make from day one
No limit on cash back and rewards won’t expire for the life of your account
Benefit Rating:

0% Intro APR on Purchases for until December 2008
16.65% Regular Variable APR for Purchases
22.65% Regular Variable APR for Cash Advances

Rebate Amount: Up to 25%
$29 Annual Fee
25 days Grace Period

(* A 0% intro rate is available on purchases until December 2008)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Discover® Student Card - Tropical Beach

Good Credit*

Most Attractive:	Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee.
Special Offer:	0% for 6 months and is applied to Purchases.

(Discover Card)

Click here to apply for Discover® Student Card - Tropical Beach

Build Your Credit History
0% Interest* on Purchases for 6 Months
No annual fee
No Minimum Income or Cosigner Required
Easy Online Account Management Tools
Up to 1% Cashback Bonus on all purchases automatically
Double Rewards with More than 80 Cashback Bonus Partners*
*View Discover® Card Rates, Fees, Rewards and Other Important Information
Benefit Rating:

0% Intro APR on Purchases for 6 months
16.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances

Rebate Amount: Up to 5%
Bonus on First Purchase: n/a
25 days Grace Period

(* There is a 0% introductory APR* on purchases for 6 months)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Citi® Driver's Edge® Card for College Students

Poor/Bad Credit OK*

Most Attractive:	No annual fee; access to rebate program; 0% introductory rate for all transactions.
Special Offer:	0% for 6 months and is applied to Purchases, Balance Transfers, Cash Advances.

(Visa)

Click here to apply for Citi® Driver's Edge® Card for College Students

0% APR for 6 months on purchases, cash advances and balance transfers
No Annual Fee
Earn 3% rebates on purchases made at supermarkets, drug stores and gas stations
Earn 1% rebates on other purchases
Redeem up to $5,000 on the next vehicle, new or used
Build your credit history
Earn money for the miles you drive!
No minimum income or co-signer required
Benefit Rating:

0% Intro APR on Purchases, Balance Transfers for 6 months
14.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Rebate Amount: Up to 3%
Bonus on First Purchase: n/a
20 days Grace Period

(* 0% APR for 6 months on purchases, cash advances and balance transfers)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Discover® Student Card - Monogram Collection

Good Credit*

Most Attractive:	Personalized card design; double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee; 0% intro APR on purchases.
Special Offer:	0% for 6 months and is applied to Purchases.

(Discover Card)

Click here to apply for Discover® Student Card - Monogram Collection

Choose Your Personalized Design
0% Interest* on Purchases for 6 Months
No Annual Fee
Build Your Credit History
No Minimum Income or Cosigner Required
Up to 1% Cashback Bonus on all other purchases automatically
*View Discover® Card Rates, Fees, Rewards and Other Important Information
Benefit Rating:

0% Intro APR on Purchases for 6 months
16.99% Regular Variable APR for Purchases
23.99% Regular Fixed APR for Cash Advances

Rebate Amount: Up to 5%
Bonus on First Purchase: n/a
25 days Grace Period

(* There is a 0% introductory APR* on purchases for 6 months)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

Citi® Bronze® / AAdvantage® Card for College Students

Poor/Bad Credit OK*

Most Attractive:	Access to rewards program for no additional fee; no annual fee; compatible with airline frequent flyer program.
Special Offer:	0% for 6 months and is applied to Balance Transfers.

(MasterCard)

Click here to apply for Citi® Bronze® / AAdvantage® Card for College Students

0% APR on Balance Transfers for 6 months
No Annual Fee
Earn 1 AAdvantage® mile for every $2 you spend - up to 25,000 miles per year
No blackout dates on AAdvantage® award travel
Free membership in American Airlines AAdvantage® Program
AAdvantage® miles may never expire
$0 liability on unauthorized charges
Access to credit education tips and tools
Benefit Rating:

0% Intro APR on Balance Transfers for 6 months
14.99% Regular Variable APR for Purchases
19.99% Regular Variable APR for Cash Advances

Miles per Dollar: 1.00 Mile
Bonus on First Purchase: n/a
20 days Grace Period

(* 0% for 6 months and is applied to Balance Transfers)

Important Notes:

Estimate Reward Earnings

See website for complete terms and conditions of card usage and application disclosure.

In addition to low or no interest balance transfer offers and introductory rates on new purchases, credit card companies use various rewards programs to try to entice new customers to apply for and use their credit card instead of some other company's credit card. Because of the level of competition among credit card issuers, there are some really wonderful rewards programs available to consumers who know what to look for, and know what to try to avoid in order to actually get rewarded from the rewards program! It is actually just as easy to lose money with rewards programs as it is to get something out of it, so be sure to do your homework.

When you are shopping around for a credit card with rewards programs, there are a few things you want to keep in mind. First, how will you use the credit card? Is it going to be an every day credit card, that you use to make most of your daily purchases and pay for your living expenses? Or will your credit card be used only for emergencies or special things- like traveling? How you use a credit card is a major factor in the types of rewards credit cards you want to be looking for and applying for.

If the card will be your general, every day credit card, look for a rewards program that gives you cash back or points based on your purchases. Since you will be using the card frequently, you should be able to quickly add up your rewards or cash back.

If the card is more of a specialty card, and you plan on using it to book your travel arrangements or when you are on vacation, you could probably look for a card that offers travel based rewards. Your travel expenses will then earn you money or discounts towards future traveling.

There are rewards programs in almost every category. Whether you're looking to save money on dining, get cash back every time you fuel up your car at the gas station, or use a credit card to earn free hotel stays, discounted or free airline tickets or just general cash back- there is a rewards card (or ten!) that can offer you those rewards. Some unique credit cards rewards programs are more specific to a retail establishment- like perhaps a credit card earns you 10% off purchases made at a specific store whenever you use your card to purchase from there. Some retailer issued credit cards will offer special days with discounts to cardholders once in awhile.

One thing you want to look out for with rewards credit cards is whether or not they charge an annual fee or extremely high interest rates. If you're paying money to use the card, it's unlikely that you will be able to earn more than that in your rewards to make the card benefit you- but run some numbers to try and figure out if your use of the card will earn you more cash back or points or travel rewards than you are spending in an annual fee.

Along those same lines, if your credit card offers a nice rewards program but turns around and charges you interest that is out of this world, you are probably not going to benefit at all from whatever rewards or cash back you've earned from your credit card rewards program, since you've paid so much in interest fees.